表示对不起的英文形式是什么通用3篇 范文大全【汇总20篇】

借款合同的主要条款与形式有哪些

借款合同的主要条款

《中华人民共和国合同法》第一百九十七条第二款规定，借款合同的内容包括借款种类、币种、用途、数额、利率、期限和还款方式等条款。

借款的种类

借款的种类决定借款的期限、利率和其他合同条款。因此，合同中必须规定好借款的种类。

借款的币种

借款合同的标的是作为特殊商品的货币，根据不同情况可以是人民币也可以是外币。因此，合同中必须约定借款的币种。

借款用途

这是借款合同的最主要内容，出借方可以据此监督借款方的资金使用方向。只有符合国家批准的信贷计划所规定的用途，并保证专款专用，银行和其他金融机构才能给予贷款。目前，我国的贷款范围还限于生产、经营、基本建设、技术改造和社会服务等。至于弥补亏损、工资福利、垫支税款等支出，不能申请和发放贷款。

借款金额。

这是指根据借款方申请、经银行核准的借款数额。借款人可以按约一次性提取借款，也可以分期分批地使用，但不得超额。

借款利率。

在中国，银行的借款利率是由国家根据区别对待、择优扶植、有所鼓励、有所限制的原则，对不同行业规定不同利率。借款合同均须根据这种规定的利率签约。

借款的期限。

中国的银行贷款有短期和中、长期贷款之分。短期贷款一般不超过一年，中、长期贷款可达1一5年，甚至更长。无论是短期贷款还是中、长期货款，到期均需还本付息。

还款的资金来源及还款方式

贷款实行“有借有还、谁借谁还”的原则。国有企业偿还贷款的资金来源，可以是贷款项目投产后增加的产品利润，固定资产折旧基金和固定资产占用费等。乡镇企业偿还贷款的资金来源，可以是贷款项目投产后新增加的产品利润和固定资产的折旧基金等。在还款期间，企业的主管部门不得从所属企业贷款项目中提取利润和各项基金。基本建设“拨改贷”项目的利息，由建设银行按年计算，并在项目投产后，连同本金逐年偿还，且在新增加项目增加的利润中支付。超过规定的还款期限，则由企业的自有资金支付。至于如何归还，可以分期归还，也可以一次性归还。归还的方式不相同。应付的利率也相应不同。

保证条件。

借款合同必须规定保证条件，这是借款合同不同于其他经济合同的地方。借款合同的保证，以物资保证为主。在取得贷款方同意的情况下，借款人也可以采用保证人保证的方式。

合同的变更和解除

我国的《借款合同条例》规定，发生下列情况之一的，允许变更和解除借款合同：

①订立合同所依据的法规、政策、国家计划发生重大变化，原概算或预算发生重大变化甚至取消的;

②原批准机关决定缓建或停建该借款项目的;

③借款方经国家决定关闭、停产、合并、分立或转产，以致确实无法履行借款合的;

④由于不可抗力确实无法履行借款合同的。

此外，如借款方出现下列行为，经制止无效的，也可以导致出借方解除借款合同：违反财经纪律;不按规定用途使用贷款，或任意扩大项目规模;或管理不善，浪费严重，或进度缓慢，迟迟不能竣工的;或借款合同签订后，借款超过规定期限尚未用款的，都可以变更或解除原借款合同。

违约责任

出借方的责任是：未能按期限提供贷款，应按违约数额和违约天数，并按银行规定的罚息计息方法，付给借款方违约金。借款方的违约责任是：

①如果不按合同的约定用途使用贷款，出借方有权部分收回或全部收回贷款。对违约使用部分，按银行规定的利率加收罚息。

②借款方如不按期偿还借款，出借方有权限期追回贷款，并按规定加收罚息。

③借款方使用借款造成浪费或利用借款合同进行违法活动的，出借方有权收回本息。再由有关部门追究借款方的行政责任或经济责任。

争议的解决方式

双方当事人约定的其他条款

借款合同的主要形式

借款合同一般采用书面形式，但自然人之间借款另有约定的除外，借款申请书、借款凭证、协议书等有关材料均为借款合同的组成部分。

自然人之间的借款合同形式由借贷双方当事人约定，可以采用书面形式，也可以采用口头形式。

自然人之间的借款合同中没有约定借款人支付利息，或者虽然有约定，但是约定不明确的，可以认为借款人无须支付利息。

对于自然人之间的借款合同，如果约定了借款人要向借款人支付利息的，借款的利率要遵守国家有关部门的规定，不得违反。

Good morning：

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General Introduction.

I am a third year master major in automation at Shanghai Jiao Tong University, P. R. China. With tremendous interest in Industrial Engineering, I am writing to apply for acceptance into your Ph.D. graduate program.

Education background

In 19xx, I entered the Nanjing University of Science & Technology (NUST) -- widely considered one of the China’s best engineering schools. During the following undergraduate study, my academic records kept distinguished among the whole department. I was granted First Class Prize every semester,In 1999, I got the privilege to enter the graduate program waived of the admission test.

At the period of my graduate study, my overall GPA(3.77/4.0) ranked top 5% in the department. In the second semester, I became teacher assistant that is given to talented and matured students only. This year, I won the Acer Scholarship as the one and only candidate in my department, which is the ultimate accolade for distinguished students endowed by my university. Presently, I am preparing my graduation thesis and trying for the honor of excellent Graduation Thesis.

Research experience and academic activity.

When a sophomore, I joined the Association of AI Enthusiast and began to narrow down my interest for my future research. With the tool of OpenGL and Matlab, I designed a simulation program for transportation schedu ling system. It is now widely used by different research groups in NUST. I assumed and fulfilled a sewage analysis & dispose project for Nanjing sewage treatment plant. This was my first practice to convert a laboratory idea to a commercial product.

In retrospect, I find myself standing on a solid basis in both theory and eXPerience, which has prepared me for the Ph.D. program. My future research interests include: Network Schedu ling Problem, Heuristic Algorithm research (especially in GA and Neural network), Supply chain network research, Hybrid system performance analysis with Petri nets and Data Mining.

Good morning,sir.It is really my great honor to take this interview.Thank you for giving the chance to me.My name is Li Huang,come from Hunan province.I am 24 years old ,I like listening music,singing and running in my free time,especially when I am singing,I feel enjoy and relaxed.I am graduated from Hunan Engineering Polytechic University.My Major is Business English,I just passed CET 4 and CET 6 during university.I came to Shenzhen after graduation, and worked for small company as a Product development specialist for ebay.After that,I changed to work in ------ Trade Company and manage one ebay Store by myself for about 3 years.I learned many interpersonal and technical skills from the working experience.So it is the time to seek a bigger and more Challenging Platform,gain more opportunities to show my value and learn more.That is the reason why I choose your company.I think Im a good team player,I am honest,positive and hardworking.So I also sincerely hope your company can choose me.I will try my best and not let you down!

things Tashi serious, hard working; learning ability, can quickly accept new things; cheerful, honest, humble confidence, willing to forge ahead, dedicated, studious, ambitious, strong social adaptability . Practical work, carefully, with a strong sense of professionalism and sense of responsibility, interpersonal skills, excellent team spirit.

You work carefully, writing neat. Study hard, results have improved. But the whole point of view, the subjects are not very prominent. I hope you find their own reasons, pay attention to actively use their brains, active thinking, and constantly improve their learning methods, improve learning efficiency, strive for greater progress. As long as you can make unremitting efforts to study, your grades will improve, I will be confidently waiting for the day.

You lively and cheerful personality, respect for teachers, unite students, courteous, to humbly accept the teachers teaching, and consciously abide by the school rules school discipline. Actively participate in various activities, from all aspects of continuous enrichment, improve themselves, for the future to lay a solid foundation. The results on the rise, if the study can be hard on a bit, there are difficulties in the determination, will be able to score on the new breakthrough.

You are one of the larger students in the class, the basic class can be active and active brain, active speaking, ability to accept and respond faster, but the recitation task vacancies, which will make your basic skills is not hard enough. I hope in the future to learn more hard and practical, to explore scientific learning methods, to determine a competitor, catch up, as long as you have the determination, the teacher believes you will be better.

You are considerate, enthusiastic to help people in difficulties, you are very diligent, learning is always meticulous, seriously, but your academic performance is not outstanding. As the saying goes that the world is not difficult, Im afraid people, I believe, as long as you adhere to the learning attitude, change the learning methods, academic performance will certainly be substantial progress! Believe it?

You are a good teacher, unity and good students. Can consciously abide by the rules and regulations of the school, and consciously resist all kinds of bad thoughts.Class can concentrate on listening, do a good job of notes, after school hours to complete homework. Study hard, results have improved. On duty work seriously responsible. I hope that in the future can maintain the achievements have been made, continue to strive for better.

You respect teachers, unite students, the class responsible for the work. But after school discipline relaxation, academic performance has recently declined, I believe that as long as you get rid of bad habits, and constantly improve the learning method, the scientific allocation of learning time, subjects can be balanced development. You have to remember that "Shushan there is a road for the trail, learn the sea without boundaries bitter boat."

You are motivated, is an obedient sensible, considerate, honest and simple good students. Work, you actively work hard, not afraid of suffering, not afraid of tired.Learning hard, positive thinking, do not understand the experience to the teacher to ask, to complete the work. I hope you can strengthen confidence, perseverance, courage and courage, and constantly improve the learning method, for a breakthrough in academic performance.

I remember the first week of internship, we are very excited, a week down we feel very relaxed, rest for two days, began measuring practice, I followed the teacher to find the control point, then everyone is still excited, that the next Of the week should also be very easy, it is not. Although a bit lucky, but we all learn a lot, only a lot of ordinary "a lot of shopping" to learn things. I like to think, like the summary, so I summed up the following points:

Grow up, to try to take some responsibility. We are born with a kind of inertia, whether individuals, or a team, if it is in an inert atmosphere, that she (people) efficiency will not be high, but if everyone has a strong sense of responsibility, Take some responsibility, then the efficiency is not only improved, and the task will be completed very well.

Infectivity is very important. In a team, in order to have a good atmosphere, the first person to put forward the idea of thinking is very important, because later people can not help but have a herd mentality. If he (she) the idea is positive, then someone will actively think of some problems. On the contrary, the whole team into a negative atmosphere. Therefore, each of us should actively think about the problem.

Think a lot. What is the internship, internship is the theoretical knowledge into their own knowledge of the process. Internship process only a lot of thinking, in order to digest a lot of knowledge, but also extends a lot of previously unknown. Teamwork, through thick and thin. This is a cliché, but in this practice have to mention, because it is everywhere, remember very clearly that many times we are on the measurement site for lunch; is that we all get up early, and then in the cold Whiz in the operation, everyone in the trembling; we are carrying the instrument touched the black home. All this bitter and happy, we all bear together. Through thick and thin, we are happy! Learn to compromise. Compromise is the highest art, in the process of cooperation, inevitably there will be some conflicts, then we need to calm down to think about the solution to the problem, everyone has done some concessions, then things are easy to solve.

Good afternoon, teachers.

I am very glad to be here for this interview. First let me introduce myself. My name is abc, 25 years old. I come from Weifang, a beautiful city of Shandong Province. I graduated from Commercial College in July, 20xx and major in finance. Then, I was a teacher in abc, When I was a senior school student, I am interested in thought and began to read a certain classic work of Marxism, especially I finished reading “the florilegium of Mao ZeDong”. From then on, I have dabbled in more and more theoretical works and accumulated great interests in theory study, especially in Marxism.

I have a dream, a dream of my study. I wish devote my whole life and energy into the development of the Marxism. If I have the opportunity to study in abc University, I’ll dabble in as much as document about the specialty as possible. If it is possible, I want to get the primary accomplishment in my major, at least, a stable basis.

Personally, for today’s China, the first task to the development of Marxism is a process of construction. That’s to say, we should understand Marxism mostly from the aspect of construction and development of social society. Only when our socialistic country has a more rapid and balance development than the capitalistic, we can enhance the attractiveness and persuasion of Marxism eventually.

大家好!我的名字叫_X，汉族。我的个子不矮，但和班上的高个儿比起来，就逊色多了。和大多数同学一样，我今年也是18岁。我的缺点。主要是作事不麻利，自觉性不高，对自己的事不上心。上六年级的时候，学校就在我家对面。我却常常是七点半起床，要做半个多小时的准备才能出门，还经常迟到。因此同学们叫我“迟到大王”。

此刻，最起码六点多就要起床，才能有足够的时候吃饭、坐车等。这对我是个挑战。但是，我必须要借这个机会，改掉我不麻利的坏习惯。另外，自觉性不高，上课不免做些小动作、讲话。前几天大家都参加了军训，站着要一动也不动。我感到透过这次军训，我的自觉性有所提高。我也期望在以后的学习中改掉这个毛病。对自己的事不上心。我在当数学课代表时，有好几次本子忘发，作业没收齐，挨过老师不少责备。我也期望改掉它。我有决心改掉我的缺点和坏习惯。我的优点：我和很多同学一样，也找不出我的优点。我和父母讨论之后得出：较有上进心，较乐观。至于我更多的优点，就靠大家的发掘了!我的兴趣爱好。我比较喜爱游泳，踢足球，也对军事感兴趣。如果谁和我“志同道合”，就能够找我交个朋友。

对未来初中生活的期望。我期望能在这4年里快乐地度过，能和同学们结下深厚的友谊，能从老师那里学到更多的知识和道理。我期望大家能够了解我，喜爱我，也期望同学们能团结友爱地度过这4年。

Dr./Prof. ,

I am saddened by the news that your wife passed away on ......Please accept my condolences.

With deepest sympathy, my thoughts and prayers are with you during this difficult time.

May you be comforted by the outpouring of love surrounding you.

To a supermarket, has been for three months, the tension of the adaptation period is over, new challenges in sight. Meditation review, in this family so I got more exercise, learning more knowledge, pay more friends, and accumulated more experience, of course, through a number of profound lessons learned to find their own All sorts of deficiencies. This half is full, for the better development of the supermarket to do their best is incumbent on the responsibility. Now their 20xx-3 month 3 weeks of work are summarized as follows:

Last week, the basic work is as follows:

1, this week is mainly on the supermarket s food area of the full range of commodity date investigation, the results of the inspection is not ideal, there have been many recent commodities, is a serious individual goods are still on the shelf expired. Now the staff has been re-planning the area of responsibility, so that employees are familiar with their management of the region, to strengthen the staffs sense of responsibility, reward and punishment at the same time. For those who deal with the shelves of goods, can retire back, can not retire the staff and management to pay their own.

2, once again this week, the price of goods on the store to sign checks, so that the price tag and the corresponding goods. Check out a lot of goods without price tag, and now has to re-print out a new price tag, to strengthen the staff in this area of training. Focus on clean-up, the staff should be responsible for the platoon to be a large label, in kind, check the code to achieve the three match, for the wrong code or string of goods to inform the foreman and register,

3, on the store merchandise row of the surface to be concentrated, homing treatment, the same single product multiple display to be concentrated in a row of surface display, beautiful commodity display. Prior to the surface finishing is not ideal, the same single product multiple display to be concentrated in a row of display, has now been an effective solution. So that employees strengthen the learning and strict access to the principle of goods, that is, "how to enter the commodity, any out."To ensure the accuracy of the goods in the store.

4, part of the region for small adjustments. The discharge of commodities in the bulk area was re-planned,

Adjust the bulk of the flow of people, the image point of view than the previous effect is better.

5, pay close attention to the phenomenon of late employees and do not punch the phenomenon, and the emergence of the punch card and then eat breakfast

Case. So that employees come early, after breakfast and then punch, to avoid having to eat breakfast to go to work, improve staff self-discipline.

6, staff gathered to chat, work to play the phone also appeared. Strengthen the tour, see this

The circumstances, the punishment, as long as the principle of a mistake, never condone. Increase the distribution of the work of the staff, and allow staff to actively patrol the field, good anti-theft work.

7, clerk of the impact of leaving. Instantly deal with clerical work before, especially retreat

Cargo aspects of the work, so that the impact brought down to a minimum.

Next weeks priorities

1, to strengthen the training of new employees, to the staff more ideological communication, followed a strict and customs

Love and use methods. So that they get started as soon as possible to reduce the occurrence of the problem, so that the mental outlook of employees has changed, the enthusiasm of the work of autonomy has been played.

2, for the next phase of the event to prepare, inventory management, good stock plan, do a good job

Return of goods in question

3, do their own work at the same time a good part-time clerks work, and a good handover to the next clerk

Work 4, the manager and manager to complete the work assigned to coordinate the work to maintain the normal all stores

Operation

5, to strengthen their own learning, the development trend of the supermarket retail industry is unstoppable, but the same retail industry

When faced with opportunities and challenges coexist, he was fortunate to be able to participate in the development of the times the most among the industry, we must seize the opportunity to work hard. After all, the time to join the retail industry is very short, specifically the beginning of the work of the supermarket was nearly a year, and market knowledge and supermarket knowledge is so deep. Through calm self-reflection, there are many deficiencies, learning, learning, relearning is the same task in the work and spare time.In short, in the days after I put more effort into the cause of the supermarket to fight for, with the development of benefits to return to the company, to achieve their own value in life.

In the course of their work, combined with personal expertise, due to personal positions, excellent and successful completion of the job; learn, and constantly improve themselves in their work. Cheerful personality, good communication skills, have a strong affinity; quick mind, quick thinking, the courage to take the pressure, able to independently analyze and solve problems; optimistic, with a strong sense of responsibility, the overall situation can be, well with others exchange and cooperation.

在工作过程中，结合个人专业知识，尽职于个人岗位，出色并成功地完成了本职工作;虚心学习，不断在工作中完善自己。个性开朗，善于与人沟通，有较强的亲和力;头脑灵活，思维敏捷，敢于承担压力，能够独立分析解决问题;乐观向上，具有极强的责任心，能够以大局为重，与他人很好地交流并合作。

Hello! Dear teachers. My name is .Its my pleasure to join your face to face test,of course it will be my great honor to be a student of you university.Im 18 yars old.Particularly fond of tourism management, Im so eager to get the admission of your school.As for hobby, Im crazy about music as well as making friends, therefore, Im outgoing and always be happy.If you are willing to ,we can exchange phone number and be sincerely friends.Apart from them,I am good at history and Chinese.I am so interested in literary works about history that I cant even breathe without reading history books one week. And I hope we can perform my best today!

Good monring. Its a pleasure for me to be here in front of you to present myself. My name is Leo, and I am a candidate for the position of Overseas Sales Representative.

My background and work experience are tailor-made for this position. I studied marketing as an undergrad here in Chinese Taiwan, and in 1985, I received my MBA from the University of Texas School of Business. For five years now, I have utilized my skills and knowledge as the Assistant Director of Exports for magic kitchen Supplies.

Action Appliances is a forward-looking company. I am aware that you are expanding into new markets, particularly in the U.S. Thus you are going to need aggressive, take-charge sales representatives. At magic Kitchen, during my five year there, we expanded our U.S market share by 25%. This is just one example of my ability to go out there and sell products.

A position with your company would be both a learning experience and a great opportunity. I look forward to becoming part of the Action team. Thank you.

i’m glad to introduce myself to you. my chinese name is ma lin, but you can call me rock, my english name. i chose rock to be my english name because i want to be as tough as a rock, hehe. i was born and raised in guangdong, so i speak both cantonese and mandarin.

i’ll soon graduate from zhongshan university, majoring in accounting. i think you may have interviewed quite a lot of students from our school, so you know this major prepares us for cga and most courses are taught in english. my gpa is 3.6, it ranks number 9 in the 115 students in my grade. and i’ve passed 15 exams in cga, i anticipate i will get the cga qualification in 20xx.

besides having good academic performance, i was actively involved in student activities. i was in charge of student welfare (生活委员) in my class, and in the student union of our school. i enjoyed this position because what i did was very important to everybody, although it was mostly small details.

i had a three-month internship in guangdong zhengzhong accounting firm. i did the inventory check and helped the accountants to make the auditing reports. my boss was pleased with my performance and he asked me to recommend my classmate to join our team.

kpmg is my dream company. what’s more, i have great interest in joining the tax department as my long term career goal is to be a tax consultant. i wish my dream could come true today. thank you!

Dear Sir：

The reason why I want to go Singapore is I like to learn some different culture and I can meet a lot people from all around the world, that way I can make more friends. I like the weather in Singapore also. I will go back to china, the reason is very simple, because I am a Chinese I will never forgot my country. Be honestly, I will pick Tsinghua University, because to go to Tsinghua University is one of the biggest dreams in my life and Tsinghua University is the best University in my country.

If I like literature, I probably will like comedies more, beacuse I am an optimism and I want to make reader happy when they ready my essay. I want to be success in every single class in the university, when I graduate me want to be a business administration.

I like to read the novel in my spare time.

My goal is to graduate as soon as possible, and find a good job, a husband and make allot money. I do have idol in my mind, she is my mother, she is very great woman and she will do every thing for me.

I think high school entrance examination is very easy, but I know I still have allot think should learn.

n practice work, serious and responsible, practical work hard, you do not understand the place to ask humbly to the competent colleagues, good at thinking, take notes, review notes daily, weekly writing experience, adhere to the recording bit of work, lessons learned. The acquired knowledge to concrete work, quality and quantity to complete the task, attentive patience intention is a qualified financial staff that have the quality, I will always insist, although usually perhaps careless, but the work up, facing the data can not be the slightest sloppy, did not urgent, the Chinese Tai Chi Tao financial officers who can be the ultimate reflection. Mutual help in the group, with good teamwork and communication capacity to assist, and competent colleagues along well.

在实习工作上，认真负责，踏实肯干，遇到不懂的地方虚心向主管同事请教，善于思考，做好笔记，每天温习笔记，每周写心得，坚持记录工作点滴，总结经验。把学到的知识运用到具体工作中，保质保量完成工作任务，细心耐心用心是一个合格财务人员该具备的素质，我会一直坚持，虽然平时或许大大咧咧，但是工作起来，对着数据不能丝毫马虎，也不能丝毫急切，中国太极之道在财务人员身上能得到极致的反映。在小组中互帮互助，具备较好团队精神和沟通协助能力，和同事主管相处和睦。

Good afternoon,professors:

It is my great honor to introduce myself here .My name is liuxiaobing . I come from maoyi sheng class ,the college of civil engineering .And my major is track engineering .

During my three-year study in the university ,I have built up a solid foundation of professional knowledge ,as well as a rich experience of social activities .

I attained a practice in an internet company on summer vacation of freshman year .This practice not only brought the first bucket of gold to me ,but also let me learn how to cooperate with a wide range of people . When Iwas a sophomore ,I took part in the national undergraduate innovation program as a group leaderandImade impressive progress .There is no doubt that joining this program is so rewarding to me .I learned that a considerate plan could make everything less work and it is of much significance to do what you like andthen insist it. what’s more ,Ialso acquired lots of professional knowledge and knew how to think independently .

I am an ambitious person ,always willing to achieve higher goals .I am very interested in my major course ,and I’d like to study it more systematically .This is why I hope to join this class .

填表日期： 姓 名 入职日期 离职原因： 部 门 拟离职日期 工 号 级 别 离职日期

签名： 部门主管/经理意见：

签名： 人力资源部意见：

签名： 总经理意见：

签名： 备注： 人力资源部批准后，按规定进行工作交接，交接全部结束后交总经理审批。

离职办理清单

姓名 序号 职 务 资 料 及 重 要 物 品 口 IC 卡 口 办理停保手续 人 力 资 源 部 口 口 口 口 口 口 口 检查电脑设备是否完好 技 术 部 财 务 部 口 消除电脑密码 口 消除系统权限 口 其它 口 结算借款 口 其它 (1)本月出勤 (2)本月奖金 (3)其它扣款 (4)其它项目： 本月工资合计： 天，本月核算工资 元 元，具体事由： 元 元，补贴 元。 部门 交接事项 离职日期 接收人签字 扣款/元 备注

用 人 部 门

薪 资 结 算

备注： (1)上述所列各项必须完全办理完毕后，方可发放工资，正式离职。 (2)离职人员办完手续后必须当日离开办公区。 (3) 《离职办理清单》原件由人力资源部留存。