英文作文道歉信30篇 道歉信范文（20篇）

个人的英文年终工作总结范文

The end of the year is often a time of many events -- wrapping up business for the year while also wrapping holiday presents. This article presents something you can give to yourself -- something that you can get done during the holiday lull or over some vacation days -- a quick and easy process for examining what youve accomplished in your career this year and where you want to go with it next year.

Of course, you may have already done at least some preliminary work on reviewing the year -- especially if your employer hands out year-end bonuses or conducts year-end performance reviews -- and if so, thats a good place to start your year-end review.

But unlike your on-the-job performance review, the purpose of this article is to suggest you consider conducting an even more important assessment -- taking stock of your career. Now is the perfect time to review where you are, where youve been, and where you want to go.

Before you begin your assessment, take a moment to ask yourself the most important question: Am I happy and fulfilled by my job and career? No matter how successful youve been in the past 11 months, if you are fundamentally unhappy with your work, spend the vast majority of

Dont rush your review. Consider using a weekend or one or more of your vacation days to reflect on your career. You dont need to -- and probably shouldnt -- complete all six steps in one sitting. Break it up over several days if you like.

Step One: Review Career Goals. Did you set any goals for your career this year -- formally or informally? Most people have some idea of what they want to accomplish next in their careers, such as getting a promotion and/or raise or perhaps achieving better work/life balance. Setting some goals is an important activity because goals help provide the focus you need to move your career forward -- and to avoid distractions or activities that may slow your career progress (or worse, devalue you). So, if you had any goals for this year, answer these questions:

* Did I achieve my career goals?

* Am I satisfied with what I did relative to my goals?

* Did anything happen to change my goals over the course of the year?

* How should I modify my goals for next year?

Step Two: Review Your Career Year. What have you done this year? This step is about documenting your career progression and identifying key achievements. Thinking about all youve done over the past 11 months or so, ask yourself these questions:

* What have I accomplished?

* What new skills have I acquired?

* What have I learned?

* What opportunities were gained and lost?

* How am I better today than I was at the beginning of the year?

Step Three: Develop Your Career Synopsis. Where are you in your career? Review all aspects of your career and examine where you stand at this juncture. Some questions to ask yourself:

* Am I where I should be in my career?

* What has helped or hindered my progression?

* Am I happy with my current employer?

* What are my strengths and weakness?

Step Four: Envision Your Future. Whats your next career step? Take some time to plan for next year (and perhaps beyond), picturing the path you want your career to take. Again, here are some questions to help you:

* What do I want to be doing more of in my career?

* What do I want to be doing less of in my career?

* Whats the next step in my career?

* When should I be taking this next step?

* Whats my ideal/ultimate career dream?

Step Five: Action Steps for Your Future. How will you get to that future career? Make a list of what you need to do -- career goals for the coming year -- to get to where you want to be next in your career. These might be things such as building your network, gaining additional experiences, changing employers, strengthening your career brand, or pursuing additional training/education/certifications. Questions to ask yourself:

* What do I need to prepare myself for this next step?

* Do I need to find a new employer to make the next step?

* How do I position myself for this next step?

Step Six: Share Your Career Vision. Are your career goals and action plans feasible? Schedule a meeting with your mentors and to get reactions to your plan, as well as advice for achieving it.

Final Thoughts

Once youve completed these six steps, you should not only know yourself and your career better, but have some specific goals and action steps to help you progress along a career plan.

Another benefit from completing this year-end review is that the results from part of the analysis should assist you in updating your resume if you have not been keeping it current as the year progressed. Even if you are extremely happy with your employer, it makes sense to have a current resume for that once-in-a-lifetime opportunity, or worse, if your employer decides its time to downsize the workforce.

尊敬的孙某某：

你好!首先献上我崇高的敬意和真挚的祝福及深刻的歉意。不管你是否还要看下去，但是我恳求你看下去。我没有任何条件跟你谈，因为我已不配。你原谅我也罢，不原谅我只能次次的恳求。总之一切都听从你的选择，我尊重你的选择。下面是我为自己所犯下的罪行做出深刻检讨与道歉的内容。希望你可以看下去。(文采不好，写的不好，望批评指正。

对不起!Sorry!可能你觉得这一词语犹如一阵风吹过已没感觉是无用的，但是这是我最真诚的道歉，是我最崇高的敬意;我要谢谢你以前对我的照顾，我万分感谢。由于一时误入歧途、头脑发热转发了令人发指的说说，深深刺痛了你的心，让你悲伤、让你流泪，这泪本该不留下，是我造成了悲伤的线条，一切的一切都是我产生的。我想说：对不起。

我想念与你一起玩，一起闹的情景。我害怕失去这些东西。我后悔我没珍惜这些东西!我真心希望我们可以和好!请你原谅我。就算你不原谅我，我也会在以后的人生中深深记住你的言行!望原谅!我不想失去我最亲爱的的人——你时间过得好快，一眨眼一年半过去了，我们以前有说有笑，我不想让他们消失。对不起孙某某，我错了。我真的真的错了。我不知道该怎么表达我的歉意及道歉。此文章是我深深地歉意及道歉。本文每个字都是我亲自打的。

请你原谅我，让我们跟以往一样。原不原谅我由你定，我尊重你的决定，我是希望和好的。就打到这吧!这是我深深地歉意，发至我内心深处的。

祝你: 身体健康 万事如意 开开心心 一帆风顺 学业有成。

此致

敬礼!

某某某

某年某月某日

我没有华丽的语言，只有一份真实的感情，想到我们分手，我就不禁的流泪，想想一年多的我们，虽然没有那些恋爱好几年的情侣经历的多，但是我肯定的说，你已经成为我生活的一部分，你似乎天生就是好脾气，对我的倔强与无理总是表现出宽容及谅解。

我在你的面前就像是一个两三岁的孩子，从未分担你的压力，反而让你身心疲惫，现在对我来说只有孤独和后悔，后悔当初因为一件件小事而生气，是我脾气不好，但是每次吵架的原因都是因为我，我每次生气是因为我太爱你了，太在乎你，我想让你成为我一个人的，不想与别人共同拥有你，所以有时候就不自觉的会对你做一些不满的事，也许你已经再也无法忍受我了，也许你已经考虑了很久，太多的也许。。。。。。。我真的有种不祥的感觉，你真的离开我，怕你告诉我的朋友们，我们不可能了，我觉得这一切都是我自己造成的，是我爱你的方式不对，是我一次一次让你失望，我一次一次让你心灰意冷，是我知道我脾气不好总是那么任性，我也知道这样下去对我们的感情不好，所以我会努力改正，自己造的苦果应该有勇气去面对。让我们的生活过的温暖和谐。

我想对你说，这一次我真的知道错了，请你相信我同时给我一次改正的机会好吗以前过去的事不能再回来，我只能用以后的行动来证实。以后我决不会影响你跟朋友的聚会，不会影响你的工作，更不会在你朋友面前跟你生气了。。。。我知道那样太自私了~应该考虑一下你的感受。不明白为什么是等到失去了之后，我才成熟起来，才能明白一些道理对于这段感情我一点都不后悔，因为我真心爱过!我不是蛮不讲理的人，我不是失恋了，就要死要活的人!这一次请求你原谅我不怕你说我缠着你，也不怕你说我脸皮厚，因为你值得我去挽留，以上也是我的认错。

英文聘用合同(聘用外国人)

Ⅰ Party A ___________wishes to engage the service of Party B______________ as______________. The two parties, in a spirit of friendly cooperation, agree to sign this contract and pledge to fulfill conscientiously all the obligations stipulated in it.

ⅡThe period of service will be from the______day of______,20__ to the ______day of______,20__

Ⅲ The duties of Party B (see attached pages)

Ⅳ Party Bs monthly salary will be ￥_______ yuan RMB,__ % of which can be converted into foreign currency monthly.

Ⅴ Party As Obligations

1. Party A shall introduce to Party B the laws, decrees and relevant regulations enacted by the Chinese government, the Party A work system and regulations concerning administration of foreign experts.

2. Party A shall conduct direction, supervision and evaluation of Party Bs work.

3. Party A shall provide Party B with necessary working and living conditions.

4. Party A shall provide co-workers.

5. Party A shall pay Party Bs salary regularly by the month.

Ⅵ Party Bs obligations

1. Party B shall observe the laws, decrees and relevant regulations enacted by the Chinese government and shall not interfere in Chinas internal affairs.

2. Party B shall observe Party As work system and regulations concerning administration of foreign experts and shall accept Party As arrangement, direction, supervision and evaluation in regard to his/her work. Without Party As consent, Party B shall not render service elsewhere or hold concurrently any post unrelated to the work agreed on with Party A.

3. Party B shall complete the tasks agreed on schedule and guarantee the quality of work.

4. Party B shall respect Chinas religious policy, and shall not conduct religious activities incompatible with the status of an expert.

5. Party B shall respect the Chinese peoples moral standards and customs.

Ⅶ Revision, Cancellation and Termination of the Contract

1. Both parties should abide by the contract and should refrain from revising, canceling, or terminating the contract without mutual consent.

2. The contract can be revised, canceled, or terminated with mutual consent. Before both parties have reached an agreement, the contract should be strictly observed.

3. Party A has the right to cancel the contract with a written notice to Party B under the following conditions;

(1) Party B does not fulfill the contract or does not fulfill the contract obligations according to the terms stipulated, and has failed to amend after Party A has pointed it out.

(2) According to the doctors diagnosis, Party B cannot resume normal work after a continued 30 day sick leave.

4. Party B has the right to cancel the contract with a written notice to party A under the following conditions:

(1) Party A has not provided Party B with necessary working and living conditions as stipulated in the contract.

(2) Party A has not paid Party B as scheduled.

Ⅷ Breach Penalty

When either of the two parties fails to fulfill the contract or fails to fulfill the contract obligations according to the terms stipulated, that is, breaks the contract, it must pay a breach penalty of US$500 to 2,000 (or the equivalent in RMB).

If Party B asks to cancel the contract due to events beyond control, it should produce certifications by the department concerned, obtain Party As consent, and pay its own return expenses; If Party B cancels the contract without valid reason, it should pay its own return expenses and pay breach penalty to Party A. If Party A asks to cancel the contract due to events beyond control, with the consent of Party B, it should pay Party Bs return expenses; if Party A cancels the contract without valid reason, it should pay Party Bs return expenses and pay a breach penalty to Party B.

Ⅸ The appendix of this contract is an inseparable part of the contract and has equal effect

Ⅹ This contract takes effect on the date signed by both parties and will automatically expire when the contract ends. If either of the two parties asks for a new contract, it should forward its request to another party 90 days prior to the expiration of the contract, and sign the new contract with mutual consent. Party B shall bear all expenses incurred when staying on after the contract expires.

Ⅺ Arbitration

The two parties shall consult with each other and mediate any disputes which may arise about the contract. If all attempts fail, the two parties can appeal to the organization of arbitration for foreign experts affairs in the State Administration of Foreign Experts Affairs and ask for a final arbitration.

This Contract is signed at_____________ , in duplicate, this_____ day of _______,20__, in the Chinese and _______ languages ,both texts being equally authentic.

Party A                                     Party B

(Signature)                                   (Signature)

是我的错，我不該要求你帶我去見你朋友時而沒有主動跟你朋友介紹我自己，以至每次去都是你與他們直接進入主題。我外人一個，呆一邊就好。 是我的错,不應該讓你與那些給你暧昧短信的朋友少了联系。

是我的错，因为吃了你买的阿胶，皮肤是好了很多，口是心非的说斑点因为白而显露出来，而责怪了你。却没有直接告诉你是在撒娇。

是我的错，知道你因为妹读书负担重，从以前公司借支了提成给你妹当生活费，说是从你工资了还了，可钱还不是用在自己住房上。

是我的错，不应该在你一回家就面对着电脑，直到夜深我已经睡觉了你才离开电脑冲凉睡觉，而我在熟睡中被惊醒却没有配合你的骚扰而感到报歉。 是我的错，不应该在电视机坏时，还没开口就听到你说“谁叫你经常不关电视就拨电源”而不是解释说就刚烧水的时候不小心弄掉的，却还反说你经常直接关机，不通过遥控器。我想说，本来就是个二手，通过遥控器会让它命长点。

是我的错，不应该在你对着大老婆的时候，爬上爬下客厅床铺，却还指望你能来帮忙扶上一把。

是我的错，不应该煮那么咸的饭菜给你吃，(我和w吃起来都很合胃口)。从买菜，到洗菜煮饭，一个多小时，一点都不辛苦，吃饭的十几分钟的事，却还听不到几句好听的话，这样我做不到还愿意天天拿热脸去贴冷屁股的事感到报歉。

是我的错，不应该叫你饭后偶尔一两次的洗碗。而在你洗完后还得再收拾桌子。

是我的错，从搬家到现在，让你打扫了一次卫生(搬家第一天仅有的一次)。而让你找不到东西的时候还得来问我摆放在哪。

是我的错，不应该学你下班回家就坐在电脑前对着屏幕，看自己从小最喜欢的一部动画片。还得讨价还价的看到几点再把大老婆还给你。

是我的错，不应该对你抱有太大的期望“而说的这些你都明白的时候，我有理的时候”你却还是我行我素。

是我的错，不应该把你想像成是一个男子汉，对两个人的生活多一些热情，多一些关心和照顾，而不是活在一个人的世界里。并且不应该在自己朋友面前还表现出，我有男朋友，却一些事还是得自己做。比如说，重活，危险的事。

是我的错，不应该在你一星期唯有的一天叫你陪我找找活动，放松一下。而你的朋友叫你，却可以立马答应时还微笑着对你说，没关系，陪你朋友就好。

是我的错，不应该在你生日前几天逛了好几天没有选到合适的礼物，而懊恼。最终买了个不合适的被你丢弃在家里。也许问你放哪了，你也不清楚。这是我的错。我承认，家里的东西真不应该什么都由我来收拾，不然你真找不到放哪了。

是我的错，不应该觉得男人应该大度，至少说话方式不会跟小女人一样那样伤人。更不应该把你归为大度的男人一类。每次的争吵，我应该主动把对的，错的全部往自己身上揽。不应该奢望，自己的男朋友会放低自身来哄哄，我错误的以为你跟普通男人是一样的了。

有一点，我承认我确实错了，不应该不在乎你的感受，而让家里来的异性朋友在家借住了几天。

你的这些认错都不是真心诚意的，更多的是在为自己辨解，为自己找借口。以上也是我的认错。

此致

敬礼!

20xx年x月x日

亲爱的明月姐：

好想你啊!很高兴收到你的来信，不好意思这么晚才回信。除了有些事忙外，也是因为在想给你回信说些什么呢?不管啦，随便侃侃吧，呵呵

谢谢你分享你的生活，让我感受到在苏州原来还有一个学姐、亲人、朋友在那里，再怎么说咱以后要来苏州也有靠了不是?我也来说说我的近况吧。

其实大一大二我是真觉得没好好学习，不知道你知不知道，我一直喜欢看小说，而且是穿越的，非穿不入，而且特迷。我一室友也喜欢看，但她跟我又不同了。她能控制自己有规律地看，该上课还是认真上课，该看书的时候也认真看书，但晚上10点以后会在床上看小说一段时间，并且一定会在12点之前睡觉。而我就不是，我是这样，一但进入了一步小说，不看到最后，我就停不下手。那时的我呀，恨不得变成木头，动都不愿动。所以经常上课也看，晚上还熬夜。上个周五晚上，我更是创下了记录，整晚都没睡，第二天下午才稍微睡了3个小时，但之后又觉得十分不堪与后悔。但我觉得自己还是有进步的，我大二比大一看得少了，现在比大二又看得更少了。我现在就是尽量不去看，到周末的时候才偶尔放纵一下。上课也听得认真了，课外也经常去自习室看书。我现在觉得有很多东西要看要学的，时间都不够啊。

我在学期一开始就制定了本学期三大计划：1，上好课;2，刷新六级成绩;3，开始准备司考。虽然才15个字，但实施起来却没那么简单。上课还有准备六级都在一步一步进行中，司考书也买了，众合的，但还没开始看。而且我打算考研了，也还没开始准备。初来大学时，我是被调剂到法学院的，对于这点我也没多大异议或者说反感，我自己目标不明确，也就无所谓，学什么都行吧，而且我一直都认为并不一定学什么就得做什么。对于考研，我一开始是极力反对的，我父母有这种让我考研的想法，但做决定的是我自己，他们并不会强烈干涉，我就想读完本科就找工作。因为我觉得读这么多年的书，再读下去简直是浪费青春浪费金钱浪费生命。现在发现，那时的想法还是幼稚了些啊!怎样才是不浪费青春呢?难道在社会上闯荡就叫不浪费青春了吗?其实不管在哪里，不管在干些什么，只要我们是向上的，我们是一直在努力的，就绝不是浪费!就像你在来信中提到的，不要认为我们现在学到的东西没用。我们经历过的，就是值得的。

亲爱的我：

我要给自己道歉。

第一个对不起，

对不起我让你承受太多你本不该承担的，想法，事情，以及对别人的在意。

你不该总是事事想着别人，当然，

你也没有那么伟大。

为别人着想并不是说自己大无畏，

而是为那些你在意的人想得太多，付出太多。

总以为这样会有回报，

或者说，从来没想过回报。

只是

潜意识的认为自己欣喜若狂的这么做，

潜意识的认为自己心甘情愿的这么做。

不是。

原来你并没有想那么做，

只不过你控制不住，

为了讨好，为了维持。

所以，我真的很抱歉。

对不起

让你承受那么多。

第二个对不起，

对不起我让你爱上了一个你不该爱的人。

你很清楚，这是一段没有结果的关系。

“有事钟无艳，无事夏迎春”

这样的生活是你本不该有的。

为了自己的幻想，为了自己的美梦，

你违背了常理，

爱上一个本不属于你的人，

爱上了一个已经把自己交给别人的人。

即便你明白，

“它”从来就没有喜欢你，

也不可能真正的喜欢你。

这个关系是注定要断裂的。

所以，我真的很抱歉。

对不起

让你掉进了无法回头的感情中。

第三个对不起，

对不起我给你强加太大的压了，让你对自己期望过高。

我让你把自己逼得太紧，逼得太累。

你每天都在很艰难的呼吸，

很痛苦的呼吸。

你本可以不这样的，

你可以乐活，

做自己想做的，

说自己想说的，

可你偏偏选择另一种生活。

就仅仅因为你觉得这样做，

你才会赢得别人的喝彩，别人的掌声。

你不需要这些的

真的不需要。

所以，我真的很抱歉。

对不起

我让你辛苦的连呼吸都是负担。

所以，从今天起。

你要做回你自己

不要再承担，不要再骗自己，也不要再强迫自己。

你可以过的很好

很精彩。

和昨天告别

因为

你要创造自己的世界。

xx年x月x日

Good morning, my name is , is University of Fashion Design and Engineering 20 session of the graduates. It is an honor to have the opportunity to introduce myself here. During the school, I master the system of clothing design, garment structure technology and clothing management theory and practical ability, familiar with the basic theory and basic knowledge of clothing subject, by clothing design and garment structure technology basic training.In order to be able to I learned a lot of books not on the clothing expertise, improve the overall quality, so I am on the clothing materials, clothing technology, and so on, so I have a lot of experience, Clothing pattern making an eye-opener, so I mastered a lot of knowledge, which is more determined to dry clothing I am a strong interest in this industry. I will continue to enrich themselves, so that their efforts to become the apparel industry professionals. During the university I served as the Minister of the student union, exercise my hard-working and pragmatic, eclectic habits, to strengthen my sense of professionalism, responsibility, and cultivate my good at unity, the courage to innovate.

I always focus on the organization, communication, collaboration, innovation and other comprehensive capacity-building, and actively participate in student work and collective activities, in the process, a comprehensive exercise of my thinking ability, innovation, problem solving, problem solving and problem solving. The ability to communicate, training my hard-working, not afraid of difficult scientific spirit, and enrich my expertise. I am cheerful, good at communication, team spirit; new knowledge of new things have the ability, innovative spirit, willing to accept the challenge. I like the design of clothing, clothing design in the hope that this vast world expose their talent, but also look forward to your company with a broad and powerful stage of a show of talent. I am confident that I am competent to work in your company. If you are hired by your organization, I will be in their own positions on the practical work for your companys development and contribution to my talent and wisdom.

个人道歉信优秀范本

每个人偶尔也有做错事的时候，如果做错了能改正过来是最好的。下面是小编给大家带来的个人道歉信范文，欢迎大家阅读参考，我们一起来看看吧!

个人道歉信范文一

尊敬的蒋先生：

对于此次发生的事故，我真的觉得很对不起您，我此次违章驾驶，不遵循交通指示灯信号，擅自闯出挺靠前，导致与您的汽车发生碰撞，让您蒙受了一定程度上的损失。

张先生您放心，我一定怀着坦诚地态度对待这次意外事故。所有的赔付金额我都会尽力安排交通事故处理规定给您做出适当的赔偿的。

根据道路交通事故处理规定，我是肇事的一方，理所应当承担事故赔偿的全部责任。索性此次事故并不严重，并未对您造成伤害，这是我所庆幸的。当然此次事故已经给我敲响了警钟，道路交通安全是十分重要的。我今后一定努力学习相关道路交通安全知识，最大程度避免犯错。

对于您在此次事故当中造成的损害赔偿的范围包括：医疗费、误工费、住院伙食补助费、护理费、交通费、住宿费和财产直接损失，我都会一次性赔付给您的。

此致：

十分抱歉!

个人道歉信范文二

尊敬的单位领导：

对不起向您所提交的检讨书，因为我的工作错误：存放货物时候粗心马虎，不小心导致货物从柜台坠落，造成价值数万的货品报废。

我知道，这些贵重物品是公司重要的财务，我行为的草率是此次工作错误造成的主要原因，因此我的错误一定程度的经济损失。

在此，我承诺将尽自所能赔付公司章程规定的补偿金额。并向领导做深深检讨，我表示今后工作当中一定非常小心，在今后工作中全然负起本职工作责任。

在回顾我的错误，我深深地认识到，我工作方面都是需要非常谨慎的工作态度的。

我的这些错误，正是因为我不够谨慎造成的。我很抱歉，而我作为一个普通的一线销售人员，收入微薄。也希望公司领导能够对我从宽处理。

真诚向您表达一下：对不起!我错了，我会尽我所能进行赔偿的。

此致：

非常抱歉!

个人道歉信范文三

尊敬的吴先生：

您好，此时此刻我怀着万分愧疚与自责的心情向您递交这份道歉信。以深刻表达我在上星期五晚上冲动伤人的愧疚与抱歉之情。

回顾上星期五在酒吧的那次纠纷，我感到很愧疚与懊悔。由于我多喝了几杯酒，没有办法很好地控制好自己情绪，加上我整个人原本神经就大跳，做事茹莽冲动。因为一点小小摩擦，禁不住就动手伤人了。

当我酒醒以后，我仔细思考了好几遍，想来想去确实是对不住您了。我这个人其实心眼不坏，工作生活这么多年来，我的朋友与同事最了解我了。我既然错了，肯定是会认错赔礼的。此次伤人确实是我不对，给您造成这么多伤害，我必须要写信道歉。

现如今，我决心彻底悔改，向您道歉：

首先，我一定赔偿您的心理损失费，你抽空给我一个银行账户，我给您账户打款20xx元以作补偿。其次，我要抽空去您单位说明一下这个情况，向您做当面赔礼，我们谈的来交个朋友，你要觉得不愿意也别为难，就招呼我走就行。

最后，我还是要向您说句对不起，给您造成伤害，实在是我的不应该!

此致!

个人道歉信范文四

致我最爱的进儿：

混沌地走过20个春秋，你是我这一生中最重要的女人，也是我最爱的人。我觉得，世间万般生命能够互相撞击出灿烂的火花的总是一段缘，这段缘，让我一辈子魂牵梦绕，这段缘，让我怀想一生，维系一生。

一年零三天的生活里，我无数次的惹你生气!而你却用那包容可亲的心一次次的原谅我。可我不知悔改，冥顽不化。

你知道吗?我想了很多很多，也哭了许久许久!发现自己真的很过分，连我自己都痛恨自己。一个好男人是不会让自己心爱的女人受到委屈的!可我却一次又一次地辜负你!!!答应了你的话到现在办到的有几条励志网还总是疑神疑鬼，不信任你。一想到这我就难受，我对不起你。

这件事情是我不对，我犯下了严重的错误，一个不可饶恕的错误，我忽略了你，忽略了你的感受，让你觉得很受委屈，对这次严重侵犯老婆的行为，我感到十分的不安和懊悔，并痛心疾首，决定要好好改正自己的一些口语上的习惯，特别是不能做忽略老婆大人感受的事。因此我郑重的向老婆大人说：我错了，对不起!

这次事件的错误总结如下：

违反了交往中的宪法性原则，即：“一、老婆永远是对的，因为你是为我好的;二、要永远相信对方;三、如有疑问请参照第一条和第二条。”

为了辅助加强“宪法”的学习，在接下来我们将一起走过的漫长岁月中，我决定做到两个凡是：“凡是老婆作出的决策，都坚决维护;凡是老婆的指示，都始终不渝地遵循!”我会尊重你的个人隐私，我不该多疑的，我应该相信你的，以后我都不会了，即使想看也应该经过你的同意!

在深刻检讨之后，我将严格按照如下行事：

1、我不会做伤害你的事情了，我应该让你幸福，而不是让你伤心!

2、对老婆要关心，要体贴，要做到无微不至。对有可能让老婆不安的事情，都要向老婆大人汇报;对可能给老婆带来伤害的事情，都要绝对不去做;对老婆的私生活，不许干涉。

3、个人的言行举止都要按照老婆大人的指示去要求，说话要思前想后。

4、坚决改正婆婆妈妈的陋习!

5、一旦违反，任由你处罚我，不管你怎么样处罚我都行!

以上是我的整改措施，如有不到不妥之处，还请老婆大人予以严厉批评。

回首我们美好的回忆，想起来我们能走到一起真的很不容易，世界这么大，俩个人走到一起应该说有很大的缘分，我们都不要轻易放弃对方好不好?

我想让大家一起来见证我的真诚，所以我公开写此道歉书，原谅我好吗?

没有你，我的世界好孤单，进儿，再给我一次爱你的

个人道歉信范文五

尊敬的吴老师：

距离我打架那一天已有五日了，至于我为什么现在才写下这篇道歉信，原因很简单，但由于太过简单，所以我无法大发慈悲地告诉你听，太多的解释只能是累赘，一切解释和想解释，都是一种多余，或则说是一种错。

我现在怀着十万分沉重的愧疚感来向你负荆请罪。

事发当日，一切发生得太突然，令人措手不及。事情的一切切都发生在了老袁的眼皮底下进行着，但我却永远都看不到了，只因那天出现了小小的差错，我迟到了，只因我没有能及时地阻止事情的发生。

当我匆匆赶回二中历史上最为特殊的地理位置高一九班是，老袁已等候多时，我不知道事情是怎么发生的，但它的确是发生了，作证的便是它自己。我看见你所爱之物落入他人之手时，我的心仿佛被挖去，愧疚感冲刺着我的大脑。刹那间我有种撞豆腐死去的冲动。

花，漫天的落天飞舞，难道这花葬都为这事哭泣，为这事哀伤，为这事不值么?

泣血红泪，血如挽歌，流不尽，飘不散你的心哀，你我的约定无法完成。明日也许就要面对你了，我突然感到很迷茫，似在森林中迷失了方向的绿人，在十字路口徘徊不定，我不知道这些日子以来我做了什么，也不知道未来的日子我该做什么。

曾经有一份真挚的感情摆在我的面前，但是我没有好好珍惜，等到了失去的时候才后悔莫及，尘世间最痛苦的事情莫过于此。如果上天可以给一个机会，再来一次的话，我会对你说三个字：“对不起”。如果非要把这份歉意加上一个期限，我希望是随时。

我总愿意相信，每一个故事都起源于邂逅，也将终结于携手。

同学，你可知道，在这么一个寒风刺骨的冬天里，有那么的一个人有颗傻傻的心在等着你的原谅!(本人文采不太好，如有看不明的地方，敬请直接找本人理诉)。

此致：

非常抱歉!

尊敬的吴同学：

关于我乱说你喜欢赵大刚同学的错误，在此我满怀愧疚与歉意，向你递交这份道歉信。作为一名受祖国培养教育的中学生，我本应该牢牢遵守《中学生行为守则》，爱护同学，尊重他人隐私，礼貌待人，和蔼可亲。可是我却因为在学校调皮捣蛋，经常不好好学习，把旺盛的精力用在说长道短、八卦周聊、挖掘隐私等不良嗜好上。

本周三，单纯的看多你跟隔壁班赵大刚同学一起游逛校园，我就胡乱猜测同学感情，在班级造谣说你喜欢赵大刚同学，引起全部震动，给你造成了不可磨灭的负面影响，也让你偷偷跑去女厕所痛哭流涕。我的所作所为简直是无法无天、令人发指，我如此过分的行为直接伤害了你幼嫩纯洁的心灵，也让隔壁班赵大刚同学得知情况以后怒发冲冠邀请我到教学楼天台切磋武艺。

现在事情已经发生了，我知道自己再说什么也是于事无补。唯有做的就是真诚得向你致歉，并且在今后的学习生活当中力所能及得帮助消除这个事情对你的负面影响。一方面，我会尽快跟一些知情同学说明你的苦痛，让他们不再多嘴讨论关于你的任何事情。另一方面，我也要加强自律，以后坚决不再做一些造谣生事、惹是生非的糊涂行为了。

最后，我还是要满怀愧疚得向你道一声：对不起!

xx年x月x日

In August 1983 in the University of Traditional Chinese MedicineMedical medicine professional graduation, the same year assigned to the City Occupational prevention and treatment of any clinical and occupational disease prevention physician, from 1985 to 1998 at the end of the Duanzhou District Peoples Hospital, former infectious diseases Department of internal medicine, emergency department, pediatrician, served as internal medicine, medical department deputy director, during the study of pediatric medicine and respiratory medicine. Since the end of 1998 in the hospital, former vice president of operations, the hospital

Long, Duanzhou District Peoples Congress Standing Committee, in addition to the completion of administrative work, adhere to four and a half days a week clinical work, clinical medicine mainly engaged in pediatric medicine and integrated traditional Chinese and Western medicine respiratory clinical two specialist clinical work.

Occupational disease prevention and control in the work period, mainly engaged in the use of Chinese medicine treatment of occupational diseases and clinical common and frequently-occurring disease treatment. For example, in the treatment of occupational diseases, the application of Qi and blood yin and yang treatment of benzene poisoning, radioactive leukopenia, good curative effect. In the Duanzhou District Peoples Hospital during the work, according to the West Hospital and clinical work characteristics, adhere to the use of integrated traditional and Western medicine treatment of diseases, but also the modern Chinese medicine formulations for the rescue of critically ill patients, and good at summing up previous experience, Application of TCM syndrome differentiation and treatment of special medicine for jaundice hepatitis, severe hepatitis, cirrhosis, the use of Chinese medicine treatment of chronic cardiopulmonary failure disease also received good effect. The use of the name of the old Chinese medicine prescription "Cangling soup" treatment of viral enteritis diarrhea in children with obvious effect.This period also engaged in the clinical research of respiratory diseases, such as: the routine examination and swan-ganz catheter and pulmonary artery mean pressure relationship between the study, blood stasis treatment of pulmonary hypertension research. Houttuynia injection intrathoracic injection of pleural effusion on the efficacy of Chinese medicine for the treatment of advanced cancer pain observation.

The end of 1998 transferred to the hospital work, combined with the needs of hospital work, mainly in the clinical treatment of pediatric medicine in pediatric diseases and respiratory diseases, in the hospital opened pediatric medicine and respiratory medicine specialist clinic, engaged in treatment related diseases Focus on the use of traditional Chinese medicine prescriptions, adhere to the syndrome differentiation treatment of specialist diseases, the effect is quite good, this does not injections, less money, good effect, less painful traditional Chinese medicine treatment, minimizing the problem of expensive medical patients, Welcome, since most of them are not injection therapy, are welcomed by pediatric patients. In the prevention and treatment of "SARS" during the "atypical pneumonia" at the beginning of the discovery of the cause of unknown circumstances, the use of Chinese medicine prevention and treatment of "warm" theory, the timely use of "Qingrejieduyin" method to prevent "SARS" Since then the national, provincial experts launched the relevant agencies to prevent "SARS" treatment. Played the role of Chinese medicine in dealing with the prevention of unexpected infectious diseases. In recent years, continue to dig and carry forward the traditional Chinese medicine treatment of disease, the introduction of physical therapy treatment of internal medicine disease, the combination of traditional Chinese medicine moxibustion, microwave therapy, Chiropractic combined with the treatment of pediatric asthma, bronchitis, allergic diseases and Diarrhea and other diseases, physical therapy and traditional Chinese medicine combined treatment, a significant reduction of drugs, especially antibiotics in the course of treatment of human side effects and damage.In the theory of traditional Chinese medicine to adhere to the treatment of disease at the same time, continue to absorb the theory of modern medicine to enrich the development of traditional Chinese medicine theory, such as the introduction of "Longs chiropractic" theory and therapy, "spine-related disease neck theory, deepen and enrich the traditional internal medicine theory Knowledge, due to internal disease disease etiology and pathophysiology master deepen understanding of medical treatment means diversification, improve the level of internal medicine disease diagnosis and efficacy.In addition to seriously study the professional, but also concerned about the development of related disciplines, directly participate in the ministerial level "Lingnan Tiaotong treatment of ankylosing spondylitis standard research", has passed the national acceptance and scientific and technological achievements appraisal, and has been City Science and Technology Progress Award. Practice for more than 20 years, did not forget to carry forward the mission of Chinese medicine Won the Provincial Peoples Government issued the "fight against non-iodine third-class merit", the Municipal Peoples Government awarded the "* * * * * * * * * * * * * * * * * * * * * The city of Chinese medicine, "the honorary title, won the city of Traditional Chinese Medicine Hospital outstanding president, in January by the Peoples Republic of China Ministry of Personnel, the Ministry of Health, the State Administration of Traditional Chinese Medicine awarded the" National Health System Excellent Worker "honorary title.

Through four years of the door to survive, I grew a lot. At the time of my graduation, I made a summary of my four years of experience and feelings, and as a guide to my future initiatives. Mind, I seek to move forward, the mind has made great progress in consciousness. I love the country, love the people, decisively attached to the leadership of the Communist Party and the socialist system. I think the price of a person by his society for others to do the honor to measure, I participate in the cause of the Chinese Communist Party is to actively achieve their own costs. I earnestly studied all kinds of theories of the Party and actively paid them to practice to have a clearer understanding of the Party.

Learning, I think the door to the important task of students or learn cultural knowledge, so I learn in the sense, not to relax. I think that a good learning method to learn very good knowledge, so in each test, I sum up a city learning experience. But to deal with our computer-related professional disciples, the optical optical good books on the knowledge is far from enough. I often use the spare time to read the computer class books, and participated in a number of computer degree of qualification tests, successfully obtained certificate, certificate, certificate. I kept looking for the sublimation of character, pay attention to their own conduct, to independent thinking as their motto, when not forgetting. With the progress of learning, I not only learned the mass foundation of knowledge and a lot of professional knowledge, my mind has a qualitative Pentium, a faster grasp of a new skill knowledge, I think this is very tense for the future.Such as the Department of Health students will campaign, the yard structure of the speech contest, arts and cultural festival of the arts show, English speech contest. In the process of participating in these activities, I make friends with some good friends, learned the manners of doing things, to cultivate their own skills.

Social practice has made great progress. Four years in college, I participated in a lot of school activities and did some social practice.Do tutors, volunteers, dumping and planners, and occasionally feel tired, but increased with other students to exchange and to learn from their opportunities, to develop their own communication skills, learn the strengths of others, Clear the drawbacks of their own, let the door to survive more colorful.

尊敬的交警同志：

向您递交我这份深刻的道歉信，由于我最近刚学完车，今天是上道路行驶的一天。我没有很好地熟悉路况，驾驶途中就意外失控地幢倒了侧边路栏上，给交通公共财物造成了损失。

回顾我的错误，我真是在不少方面都疏忽大意了，才造成了这样的一次损失。经过交-警同志的严肃教育，以及我面壁思过，自己终于幡然醒悟。

造成此次错误，我归咎自己有三方面主要的错误：

第一，我刚学完车，驾驶经验不足，且在路况不明情况下就驾驶机动车行驶。主观上的轻率、鲁莽是造成了我此次驾驶错误的主要原因。

第二，客观上来说我确实是第一次正式上路行驶，对于道路情况存在太多欠缺经验。

第三，我在造成错误时候，没有第一时间来交-警部门自首，这也是我的一大过失。

尊敬的交-警同志，经过严肃教育，以及我面壁思过，我深知自己错误的严重性。我愿意赔偿我造成的损失，希望给予从轻处罚。在今后的驾驶过程中，我一定深刻牢记交通法律法规，再不鲁莽、轻率行驶了。

20xx年x月x日

I am a love life, work seriously people. In high school life, I not only learned a lot of knowledge, but also in all aspects of perfection. In the face of difficulties, I never retreat, always brains, trying to solve the problem, to overcome the difficulties. And each solve a problem, overcome a difficulty, all my confidence has been improved. I believe that, as long as there is sufficient self-confidence, coupled with increased efforts to be able to overcome all kinds of difficulties and obstacles, leading to the success of the other side.

In the high school stage of the learning process, I can seriously take every course, carefully preview, active review. Encountered problems, ask the students, to the teacher advice. I will continue to improve the learning method, adjust the learning plan, reasonable time. I regard learning as acquiring knowledge, enriching my own pleasure, and being interested in it.

I have a correct outlook on life and values. Good communication with the students, with them to establish a good relationship, make the greatest efforts to help others. In life, I can respect teachers, honor their parents. I am able to actively participate in school and social organizations, useful activities to enrich their own after-school life. I like sports, and actively participate in them, in the movement to experience happiness, harvest health.

I still have a lot of shortcomings and deficiencies in the future, I have to redouble our efforts to continuously improve themselves.

愿望就像黑暗中的一盏灯，为我们照亮黑暗的夜晚。愿望就像冬天里的一把火，给我们带来温暖。愿望就像一颗种子播种在心的土壤里，尽管渺小，却可以开出最美丽的花朵。而我的心愿是长大成为钢琴家。

晚上，我打开了电视机，一阵悦耳的琴声飘了出来。只见一位叔叔坐在钢琴前，手指宛如一只翩翩飞舞的蝴蝶，在琴键上上下翻飞，他弹奏时而铿锵有力，时而如大珠小珠落玉盘……。我深深地陶醉在这美妙的旋律之中，不能自已。一曲终了，台下响起了雷鸣般的掌声。我也情不自禁的鼓起掌来，我问妈妈：“这位叔叔是谁?”妈妈告诉我说：“这是著名的钢琴家朗朗。”我对妈妈说：“我要学钢琴。”妈妈听了一脸严肃的对我说：“弹钢琴是要付出代价的，不能三天打鱼两天晒网，必须持之以恒，你能做到吗?”我认真的点了点头，从此我和钢琴就结下了不解之缘。

炎炎夏日，太阳如一个大火球炙烤着大地，别的人都在吃着冰棒，吹着空调，可我还要坐在琴凳上练着钢琴，汗水把琴凳都给浸湿了。寒冬腊月，鹅毛大雪漫天飞舞，天地间白茫茫的一片，别人都在温暖的被窝里，而我还在练着钢琴，练得牙齿都在打颤儿，有的时候遇到一首高难度的曲子，弹几十遍都谈不好，一练就是一两个小时，谈的多了，手就变得僵硬。我甩甩手，放松放松，继续练习。每当我想放弃的时候，就会想到朗朗弹的那首曲子，那首曲子带给了我无限的勇气，不断的激励我让我重拾信心。如今，通过我的不懈努力，已经考过六级，也能熟练地弹奏一些名曲，准备突破九级。我向着自己的心愿迈进了一大步，将来我想成为一名优秀的钢琴家，像郎朗一样弹出优美的乐曲，弹到世界的舞台上。

虽然我的心愿离我还有很大一段距离，但是我相信只要我努力，坚持不懈，勤加练习，就一定会成功。让我们为了自己的心愿一起努力吧!

果果：

爸爸来跟你道歉了。虽然口头给你道过歉了，可是为了让你以后能记得起，爸爸还是特意给你留下这个书面的道歉信。

在你能看懂这封信的时候，你肯定早就忘了这件事了。那么在这里，让我们先来看一个叫果果的小朋友是怎么挨揍的故事吧：

某一天的早晨，果果小朋友起床后要求看动画片，央求爸爸给开电视。多番请求之后，爸爸同意了，但是提出一个条件：只能看一集，看完这一集后就关了电视。果果答应了，于是爸爸给他打开了电视。

可是当这集动画片演完之后，果果小朋友感觉没有过瘾，于是答应好的条件发生了变化：两集，看完两集就关。爸爸不同意：我们说好了的，看完一集就关，不能改。你可以多看一会，等字幕演完了再关。果果不吱声。

等字幕也演完了，爸爸说：果果，我们关电视吧?果果开始耍赖皮，又提出了刚才的要求：看两集，看两集再关。爸爸依然不同意。果果急了，开始上蹿下跳的蹦起来：两集，就要看两集。

爸爸要去上班，不想跟他争论，于是直接上前关了电视，果果不干了，哭着蹦着拉住爸爸的衣服：你打开，你给我打开!我还要看!爸爸没有理他，回到卧室里穿上外套拿起包要走，果果揪住衣服就是不松手。爸爸生气了：果果，我们说好了，看一集就是一集，不能看完了再变，你要是这样的话，以后就不要看了!果果还是不吃这一套：我要看，就是要看两集!爸爸说：你再闹我可揍你了，你松手!果果不松，依然哭闹不休，爸爸气急了，拉过来果果在他屁股上重重的打了一巴掌：松手!果果不松，于是又打了一巴掌：松开!

果果松开了，可是不离开，气得咬着牙，面部狰狞着，冲上来亮起小拳头打爸爸：你是个坏蛋!爸爸看着他的表情，忽然非常生气，于是又抬起手来，用右手的四根手指在果果的脸上扫了一巴掌。果果哇哇的哭着捂住了脸，抬头看着爸爸，可能是没想到爸爸会这样打他，小脸上的表情非常复杂。可能是爸爸的力气太大了，虽然不是使了很大的力气去打他，可还是超过了他的承受范围，随即他的小脸上浮现出痛苦的表情，用双手捂住了自己的耳朵，用力的按住了两三秒钟。然后放下手来，强忍住哭泣，抽抽搭搭的说：爸爸，我再也不敢了，我错了。爸爸看着果果的表情也很后悔，可是还不愿意放下架子，就依然板着脸说：知道错了就去吃饭吧，不许再看电视了。果果点点头，忍住哭泣，爬上了椅子，到餐桌边去吃早饭。还冲着出门的爸爸说道：爸爸再见。

好了，果果小朋友挨打的故事就是这样，你看了之后心里会做何感想呢?生爸爸的气吗?想不想报仇呢?

这时的你已经3岁半了，可爸爸还是第一次动手打你，心里也很不舒服。爸爸在上班期间，老是想起来你挨打之后的表情，特别是双手捂住耳朵的痛苦表情让爸爸的心里一阵阵的难受，像有一把大手一次次的用力握住爸爸的心一样，爸爸真的后悔了。

你这时还是个3岁小朋友，应该允许你任性，能够接受你耍赖，不应该这样粗暴的解决问题。你挨打之后能够很快的承认错误，并且乖乖的去吃饭，还跟爸爸再见，充分说明你是一个很懂事的乖孩子，只是偶尔有些赖皮而已。是爸爸自己着急，把情绪发泄到了你的身上，给你带来了身体的痛苦，真是不应该，爸爸要真诚的跟你说：对不起，果果，爸爸错了。爸爸以后一定要好好对待你，有问题要妥善解决，不能这样简单粗暴的对待你，除非你长大懂事后依然犯了原则性的错误，否则爸爸保证再也不打你了。

不过在你看完这封爸爸给你的道歉信之后，你已经是一个大孩子了，要记得答应别人的话一定要做到，要严守信用。人无信不立，不守信用的人是得不到别人的信任，不会被别人的接受的。要想在社会上活的有尊严，就要守信，尊重自己的承诺，把自己承诺的事情做好，好吗?

_ue_ila

20__年_月_日

高中生谈恋爱的道歉信

尊敬的父母：

对于我在高中期间谈恋爱，还将对象领到家里的行为，在此向您表示深深的歉意。面对我如此放肆的行为，我感到非常的羞愧，我觉得对不起您。

一来，谈恋爱显得我是多么没有文化水平，多么的幼稚与无知。二来，我谈恋爱非常的低俗，给学校造成了非常不好的学习生活风气。三来，我耗费资财，最终落了个人财两空。

父母这么辛苦的工作，为我负担学费与各种生活开支，而我现在只是一名高中生，没有基本的经济来源，我就这样谈恋爱就是一种不成熟的表现。

面对我的种种缺点，我感到后悔不已。现在我真心地向您二老道歉，至上我最深的歉意，对您们说一声：“非常抱歉，我错了。”

此致!

文韬武略，笑傲群芳。

Martial arts, martial arts, laughter and pride.

天道酬勤，健康起来。

Heaven rewards diligence, healthy.

逢投必进，精彩我秀。

Every investment must be entered.

奥运精神，永驻我心。

The Olympic spirit is always in my heart.

赛出水平，赛出风格。

Competition level and style.

超越极限，超越自我。

Surpass the limit and surpass yourself.

青春似火，超越自我，放飞梦想，创造辉煌。

Youth is like fire, surpassing oneself, flying dreams and creating brilliance.

歌声跃动教院，梦想绽放校园。

The song is leaping to the Academy, dreaming to bloom the campus.

利剑出鞘，倒海翻江。

The sword is sheathed and the sea is turned over.

怒放青春，放声歌唱。

Bloom youth, sing loudly.

努力奋斗，勇敢争先。

Strive hard and fight bravely for the first time.

唱出心声，放飞梦想。

Sing your heart and fly your dreams.

好好打球，天天向上。

Play well and make progress every day.

奋发拼搏，勇于开拓。

Fight hard and dare to open up.

努力拼搏，永夺第一。

Fight hard and win first.

顽强拼搏，超越极限。

Tenacious struggle, beyond the limit.

英明神武，勇冠江山。

Brave and brave.

人人关心体育，体育造福人人。

Everyone cares about sports and sports for everyone.

动感教院，想唱就唱。

The mobile academy wants to sing.

青春高昂，歌声嘹亮。

Youth is loud and song is loud and clear.

挑战地心引力，引爆篮球魅力。

Challenge gravity and explode the charm of basketball.

勇往直前，永不服输。

Go forward and never give up.

和谐教院，歌动青春。

Harmonious teaching institute, song moving youth.

校园歌手赛，等你来挑麦。

Campus singer, waiting for you to pick wheat.

拼搏奋进，永远进步。

Strive for progress and progress forever.

飞扬，看谁。

Passion is flying to see who is the strongest.

发展体育运动，增强人民体质。

Develop sports and enhance peoples health.

活力教院，绝对唱响。

The vitality academy is absolutely singing.

勇往直前，球球必进。

Advance bravely, the ball must enter.

打出风度，赢得精彩。

Play the demeanor, win wonderful.

我歌唱，我绽放。我勇敢，我闪亮。

I sing, I bloom. I am brave, I am shining.

挥动，放飞梦想。

Waving passion and flying dreams.

动感篮球，快乐我秀。

Dynamic basketball, happy I show.

尊敬的本市领导：

我怀着深深的愧疚与自责向大家宣读我公司对于7.15火灾事故的道歉信。此次7.15火灾事故共造成一人重伤，2人受轻伤，一间厂房烧毁的严重后果，预计直接经济损失在300万元。

在此，我代表本公司向事故受伤人员极其家属表示深深的歉意，并表示我公司会按照规定、尽己所能地做好善后赔偿工作。

对于这次事故，我公司有着不可推卸的事故责任。公司厂房存在年久失修的情况基本属实，厂房的消防设施布也没有完全达到消防规定，不少灭火器材都已过期未更换。

此次事故的发生，也是我公司各相关领导所不愿意看到的。错误发生，我们极为懊悔与自责。为此，我表示要严肃认真吸取本次事故教训，在今后彻心改正错误：

第一，今后我公司必将坚决贯彻“安全第一”的核心原则，主抓安全生产。

第二，今后建立一套完善健全且不断更新维护的公司消防安全体系。

第三，充分吸取此次错误的经验教训，将此次7.15火灾事故列为公司的“警醒日”，让全体领导、员工认识消防安全重要性。

此致：

非常抱歉!

20xx年XX月XX日

Beth: Sally, have you noticed that the people in our Finance Department are always so friendly Sally: I have noticed that. Why do you think they are so friendly Beth: Maybe it’s because they are surrounded by money all day! Sally: That’s possible! I wish I could join the Finance Department in our company. Beth: Why can’t you Sally: My numerical skills are just too bad. I failed mathematics at school, you know. Sally: Well, if you are no good at mathematics maybe you shouldn’t work in the Finance Department. You could accidentally loose a lot of money. Beth: You are always so wise Sally. I’m glad to have you as a friend. Sally: We’re a good team Beth and we should always look out for each other.

海洋运输货物保险条款（附英文）

一、责任范围

本保险分为平安险、水渍险及一切险三种。被保险货物遭受损失时，本保险按照保险单上订明承保险别的条款规定，负赔偿责任。

（一）平安险。本保险负责赔偿：

1、被保险货物在运输途中由于恶劣气候、雷电、海啸、地震、洪水自然灾害造成整批货物的全部损失或推定全损。当被保险人要求赔付推定全损时，须将受损货物及其权利委付给保险公司。被保险货物用驳船运往或运离海轮的，每一驳船所装的货物可视作一个整批。推定全损是指被保险货物的实际全损已经不可避免，或者恢复、修复受损货物以及运送货物到原订目的地的费用超过该目的地的货物价值。

2、由于运输工具遭受搁浅、触礁、沉没、互撞、与流冰或其他物体碰撞以及失火、爆炸意外事故造成货物的全部或部份损失。

3、在运输工具已经发生搁浅、触礁、沉没、焚毁意外事故的情况下，货物在此前后又在海上遭受恶劣气候、雷电、海啸等自然灾害所造成的部份损失。

4、在装卸或转运时由于一件或数件整件货物落海造成的全部或部份损失。

5、被保险人对遭受承保责任内危险的货物采取抢救、防止或减少货损的措施而支付的合理费用，但以不超过该批被救货物的保险金额为限。

6、运输工具遭遇海难后，在避难港由于卸货所引起的损失以及在中途港，避难港由于卸货，存仓以及运送货物所产生的特别费用。

7、共同海损的牺牲、分摊和救助费用。

8、运输契约订有“船舶互撞责任”条款，根据该条款规定应由货方偿还船方的损失。

（二）水渍险。除包括上列平安险的各项责任外，本保险还负责被保险货物由于恶劣气候、雷电、海啸、地震、洪水自然灾害所造成的部份损失。

（三）一切险。除包括上列平安险和水渍险的各项责任外，本保险还负责被保险货物在运输途中由于外来原因所致的全部或部分损失。

二、除外责任

本保险对下列损失不负赔偿责任：

（一）被保险人的故意行为或过失所造成的损失。

（二）属于发货人责任所引起的损失。

（三）在保险责任开始前，被保险货物已存在的品质不良或数量短差所造成的损失。

（四）被保险货物的自然损耗、本质缺陷、特性以及市价跌落；运输迟延所引起的损失或费用。

（五）本公司海洋运输货物战争险条款和货物运输罢工险条款规定的责任范围和除外责任。

三、责任起讫

（一）本保险负“仓至仓”责任，自被保险货物运离保险单所载明的起运地仓库或储存处所开始运输时生效，包括正常运输过程中的海上、陆上、内河和驳船运输在内，直至该项货物到达保险单所载明目的地收货人的最后仓库或储存处所或被保险人用作分配、分派或非正常运输的其他储存处所为止。如末抵达上述仓库或储存处所，则以被保险货物在最后卸载港全部卸离海轮后满六十天为止。如在上述六十天内被保险货物需转运到非保险单所载 明的目的地时，则以该项货物开始转运时终止。

（二）由于被保险人无法控制的运输延迟、绕道、被迫卸货、重行装载、转载或承运人运用运输契约赋予的权限所作的任何航海上的变更或终止运输契约，致使被保险货物运到非保险单所载明目的地时，在被保险人及时将获知的情况通知保险人，并在必要时加缴保险费的情况下，本保险仍继续有效，保险责任按下列规定终止。

1、被保险货物如在非保险单所载明的目的地出售，保险责任至交货时为止，但不论任何情况下，均以被保险货物在卸载港全部卸离海轮后满六十天为止。

2、被保险货物如在上述六十天期限内继续运往保险单所载原目的地或其他目的地时，保险责任仍按上述第（一）款的规定终止。

四、被保险人的义务

被保险人应按照以下规定的应尽义务办理有关事项，如因未履行规定的义务而影响保险人利益时，本公司对有关损失，有权拒绝赔偿。

（一）当被保险货物运抵保险单所载明的目的港（地）以后，被保险人应及时提货，当发现被保险货物遭受任何损失，应即向保险单上所载明的检验、理赔代理人申请检验，如发现被保险货物整件短少或有明显残损痕迹应即向承运人、受托人或有关当局（海关、港务当局等）索取货损货差证明。如果货损货差是由于承运人、受托人或其他有关方面的责任所造成，并应以书面方式向他们提出索赔，必要时还须取得延长时效的认证。

（二）对遭受承保责任内危险的货物，被保险人和本公司都可迅速采取合理的抢救措施，防止或威少货物的损失，被保险人采取此项措施，不应视为放弃委付的表示，本公司采取此项措施，也不得视为接受委付的表示。

（三）如遇航程变更或发现保险单所载明的货物、船名或航程有遗漏或错误时，被深险人应在获悉后立即通知保险人并在必要时加缴保险费，本保险才继续有效。

（四）在向保险人索赔时，必须提供下列单证：

保险单正本、提单、发票、装箱单、磅码单、货损货差证明、检验报告及索赔清单。如涉及第三者责任，还须提供向责任方追偿的有关函电及其他必要单证或文件。

（五）在获悉有关运输契约中“船舶互携责任”条款的实际责任后，应及时通知保险人。

五、索赔期限

本保险索赔时效，认被保险货物在最后卸裁港全部卸离海轮后起算，最多不超过二年。

附件

ocean marine cargo clauses

（i）scope of cover：

this insurance is classified into the following three conditions- free from particular average （f. p. a. ）， with average （w. a. ） and all risks. where the goods insured hereunder sustain loss or damage ， the company shall undertake to indemnify therefor according to the insured condition specified in the policy and the provisions of these clauses ：

1. free from particular average （f. p. a. ）.this insurance covers ：

1）total or constructive total loss of the whole consignment hereby insured caused in the course of transit by natural calamities： heavy weather， lightning， tsunami， earthquake and flood. in case a constructive total loss is claimed for， the insured shall abandon to the company the damaged goods and all his rights and title pertaining thereto. the goods on each lighter to or from the seagoing vessel shall be deemed a separate risk. constructive total loss refers to the loss where an actual total loss appears to be unavoidable or the cost to be incurred in recovering or reconditioning the goods together with the forwarding cost to the destination named in the policy would exceed their value on arrival.

2）total or partial loss caused by accidents the carrying conveyance being grounded， stranded， sunk or in collision with floating ice or other objects as fire or explosion .

3）partial loss of the insured goods attributable to heavy weather， lightning and/or tsunami， where the conveyance has been grounded， stranded， sunk or burnt. irrespective of whether the event or events took place or after such accidents.

4）partial of total loss consequent on falling of entire package or packages into sea during loading， transshipment or discharge.

5）reasonable cost incurred by the insured on salvaging the goods or averting or minimizing a loss recoverable under the policy， provided that such cost shall not exceed the sum insured of the consignment so saved.

6）losses attributable to discharge of the insured goods at a pert of distress following a sea peril as well as special charges arising from loading， warehousing and forwarding of the goods at an intermediate port of call or refuge.

7）sacrifice in and contribution to general average and salvage charges.

8）such proportion of losses sustained by the shipowners as is to be reimbursed by the cargo owner under the contract of affreightment both to blame collision clause.

2. with average（w. a. ）. aside from the risks covered under f. p. a. condition as above， this insurance also covers partial losses of the insured goods caused by heavy weather ， lightning， tsunami ， earthquake and/or flood.

3. all risks. aside from the risks covered under the f. p. a. and w. a. conditions as above， this insurance also cover all risks of loss of or damage to the insured goods whether partial or total， arising from external causes in the cause of transit.

（ii）exclusions：

this insurance does not cover ： .

1. loss or damage caused by the intentional act or fault of the insured.

2. loss or damage falling under the liability of the consignor.

3. loss or damage arising from the inferior quality or shortage of the insured goods prior to the attachment of this insurance.

4. loss or damage arising from normal loss， inherent vice or nature of the insured goods ， loss of market and/or delay in transit and any expenses arising there from..

5. risks and liabilities covered and excluded by the ocean marine （cargo） war risks clauses and strike ， riot and civil commotion clauses of this company.

（iii）commencement to termination of cover：

1. warehouse to warehouses clause ：

this insurance attaches from the time the goods hereby insured leave the ware-house or place of storage named in the policy for the commencement of the transit and continues in force in the ordinary course of transit including sea ， land and inland waterway transits and transit in lighter until the insured goods are delivered to the consignee s final warehouse or place of storage at the destination named in the policy or to any other place used by the insured for allocation or distribution of the goods or for stories other than in the ordinary course of transit. this insurance shall.， however ， be limited to sixty （60） days after completion of discharge of the insured goods from the seagoing vessel at the final port of discharge before they reach the above mentioned warehouse or place of stories. if prior to the expire of the above mentioned sixty （ 60） days ， the insured goods are to be forwarded to a destination other than that named in the policy ， this insurance shall terminate at the commencement of such transit.

2. if， owing to delay ， deviation ， forced discharge ， reshipment or transshipment beyond the control of the insured or any change or termination of the voyage arising from the exercise of a liberty granted to the shipowners under the contract of affreightment， the insured goods arrive at a port or place other than that named in the policy， subject to immediate notice being given to the company by the insured and an additional premium being paid， if repaired， this insurance shall remain in force and shall terminate as hereunder ：

1）if the insured goods are sold at port or place not named in the policy ， this insurance shall terminate on delivery of the goods sold， but in no event shall this insurance extend beyond sixty （60） days after completion of discharge of the insured goods from the carrying vessel at such port or place.

2）if the insured goods are to be forwarded to the final destination named in the policy or any other destination， this insurance shall terminate in accordance with section 1 above.

（iv）duty of the insured：

it is the duty of the insured to attend to all matters as specified hereunder ， failing which the company reserves the right to reject his claim for any loss if and when such failure prejudice the rights of the company ：

1. the insured shall take delivery of the insured goods in good time upon their arrival at the port of destination named in the policy. in the event of any damage to the goods， the insured shall immediately apply for survey to the survey and/or settling assent stipulated in the policy. if the insured goods are found short in entire package or packages or to show apparent traces of damage ， the insured shall obtain from the carrier， bailed or other relevant authorities （customs and port authorities etc. ） certificate of loss or damage and/or sbortlanded memo. should the carrier， bailed or the other relevant authorities be responsible for such shortage， the insured shall lodge a claim with them in writing and ， if necessary ， obtain their confirmation of an extension of them the time limit of validity of such claim.

2. the insured shall ， and the company also， take reasonable measures immediately in salvaging the goods or preventing or minimizing a loss or damage thereto. the measures so taken by the insured or by the company shall not be considered respectively， as a waiver of abandonment hereunder ， or as an acceptance thereof.

3. in case of a change of voyage or any omission or error in the description of the interest ， the name of the vessel or voyage， this insurance shall remain in force only upon prompt notice to this company when the insured becomes aware of the same and payment of an additional premium if required.

4. the following documents should accompany any claim hereunder made against this company ：

original policy， bill of lading. invoice， packing list， tally sheet， weight memo， certificate of loss or damage and/or shorthand memo， survey report， statement of claim.

if any third party is involved ， documents relative to pursuing of recovery from such party should also be included.

5. immediate notice should be given to the company when the cargo owners actual responsibility under the contract of affreightment n both to blame collision clause becomes known..

（v）the time of validity of a claim ：

the time of validity of a claim under this insurance shall not exceed a period of two years counting from the time of completion of discharge of the insured goods from the seagoing vessel at the final port of discharge.