保证贷款保证金(精品20篇)

甲方：________________

乙方：________________

为确保借款人________和乙方于_____年____月____日签订的编号为_____合同(以下简称主合同)的履行，甲方愿意以其有权处分的公路收费权作质押。乙方经审查，同意接受甲方的权利质押。甲、乙双方经协商一致，订立本协议。

第一条质押的标的

甲方用作质押的标的是_______公路的收费权(以下简称公路收费权)。

第二条质押的期限

公路收费权的质押期限自本合同生效时起，至借款人还清主合同项下全部贷款本息时止。

第三条担保的范围

甲方担保的范围包括贷款本金、利息、违约金、损害赔偿金、质权实行的费用等有关费用。

第四条专用账户的设立和托管：

(一)甲方应在本合同生效后__日或在本合同项下质押公路开始收费之前，到乙方分行或其指定的______行(以下称指定行)开设公路收费(或规费)专用账户。

(二)如果甲方在乙方指定行开设公路收费专用账户，甲方应每日将______通行费收入存入该专用账户，指定行监管该专户资金的存入与使用，甲方不得将其公路通行费收入私自存入非乙方指定的账户。

(三)对甲方在指定行开设的_______质押专用账户内的资金，指定行代乙方进行日常监管，并定期向乙方通报该账户内资金的收入和使用情况，对单笔资金支用数额超过_____万元的，应征得乙方同意后方可予以办理支付手续。乙方定期检查该账户资金收入与支出情况，甲方和指定行应予积极配合。

(四)指定行每周一向乙方提供上周甲方在质押专户内每笔资金流入与流出凭证复印件，并以传真或特快专递等快捷方式送达乙方。

(五)如果甲方在乙方分行开设公路收费(或规费)专用账户，甲方应每日将_______通行费收入存入乙方认可的_______行，并由该行最迟在3个工作日将上述资金全额转入甲方在乙方分行设立的公路收费权专用账户。

(六)甲方保证在乙方贷款本金到期日、每季结息日前日，在乙方分行或指定行的专用账户中备有足够的资金用以偿还乙方的当期贷款本息;乙方可在到期日或结息日当日从甲方在分行设立的专用账户中直接扣收贷款本息或指示指定行从甲方在其设立的专用账户中以特种转账方式扣收贷款本息，如甲方不按期足额偿还贷款本息，乙方将按第九条的约定实现质权。

第五条保险

(一)在本合同签订之后一个月之内，乙方有权要求甲方到其认可的保险公司办妥公路的工程建设保险;

(二)在本合同项下公路竣工验收后一个月之内，乙方有权要求甲方到其认可的保险公司办理公路财产保险。

第六条担保的补足

如果公路收费权的价值非因乙方过错发生减少，以致于公路收费权不足以为主合同提供充分担保时，或者保险公司依法不予赔偿或所赔偿的金额不足以偿还全部贷款本息时，乙方有权要求甲方提交经乙方认可的质物予以补足，或者提供其他担保。

第七条质押登记

甲方应在本合同签订后一个月内到有权管理部门办妥公路收费权质押登记手续，登记所需费用由甲方承担;

甲方领取质押权证书后，应在一周内交乙方收执。

第八条甲方的其他义务

(一)甲方保证质押公路按期建成并投入使用;

(二)在本合同有效期内，甲方保证质押公路处于正常运营状态;

(三)在本合同有效期内，未征得乙方书面同意，甲方不得擅自将公路收费权出售、转让、赠予或以其他方式加以处分;

(四)在本合同有效期内，甲方进行承包、租赁、兼并、合并、分立、合资、联营、股份制改造等经营方式变更或产权变动时，应提前60天通知乙方，并征得乙方书面同意，本合同项下的义务由变更后的机构承担或双方达成新的协议。

第九条质权的实行

借款人未按主合同的约定向乙方支付利息、偿还本金，或者借款人有其他违约事件发生，或者借款人在质押期限内被依法宣告破产、解散，乙方有权采取以下措施：

(一)乙方分行直接或要求指定行将公路收费专用账户中相当于乙方到期贷款本息数额的资金划交乙方。如果公路收费专用账户中的资金不足以清偿乙方的到期贷款本息，乙方有权自行或要求指定行将此后一段时间之内公路收费专用账户新增的资金直接划交乙方，直至乙方的到期贷款本息全部得到清偿为止。

(二)如果乙方采取前款所述措施以后尚未能使自己的到期贷款本息全部得到清偿，乙方可以依法处分公路收费权，并以所得价款优先受偿自己的到期贷款本息。处分收费权所得不足以使乙方的到期贷款本息全部得到清偿的，乙方可以继续向借款人追偿。

第十条违约责任

(一)甲方违反本合同第四条、第五条、第六条、第七条、第八条约定的，乙方有权停止发放主合同项下贷款，视情况提前收回已发放的贷款本息，并可要求甲方支付贷款总额______%的违约金。

(二)甲方的上述违约行为给乙方造成损失的，甲方应给予赔偿。

第十一条双方商定的其他事项

第十二条合同的变更与解除

本合同生效后，甲方、乙方不得擅自变更或解除本合同;

需要变更或解除本合同时，应经甲、乙双方协商一致，并达成书面协议;在达成书面协议之前，本合同各项条款仍然有效。

第十三条争议或纠纷的解决

甲、乙双方在履行本合同期间发生的争议或纠纷，双方须通过协商解决;协商不成的，应向乙方所在地人民法院起诉。

第十四条合同的生效和终止

本合同自公路收费权质押登记手续办理完毕之日起生效，至借款人还清主合同项下全部贷款本息时终止。

第十五条本合同正本一式______份，各方各执一份，副本______份。

甲方：________________(公章)

乙方：________________(公章)

________年________月________日

甲方：

乙方：

甲、乙双方根据《装修管理条例》有关规定，本着平等双利，共同发展的原则，就乙方承包甲方装修签订本合同。

双方一致达成以下协议：

一、工程地址：_ __ 。

二、工程项目及价格：

1. 工程项目：房屋装修;

2. 工程总价为：_ __ 。

三、甲方工作：

1. 开工三日前要为乙方入场施工创造条件，以不影响施工为原则。

2. 无偿提供施工期间的工作场地、水源、电源等。

3. 参与工程质量施工进度的监督。

四、乙方工作：

1.施工中严格执行施工规范、质量标准、安全操作堆积、防火规定，安全、保质、按期完成本合同约定的工程内容。

2.严格执行市建设行政主管部门施工现场管理规定。

3.在施工过程中所发生的一切安全事故由乙方负责各种责任。

4.一年内如工程发生质量问题，由乙方负责维修、维护。

5.须于_ __ 前完成所有工程项目。

五、付款方式：

甲方先预付工程款 %，工程进展期间再付 %，余款必须于工程完工验收后 天内一次性全部付清。

六、工程变更：

在施工期间对合同约定的工程内容如需变更，双方应当协商一致。

由合同双方共同签订书面变更协议，同时调整相关工程费及工期。

工程变更协议，作为竣工结算和顺延工期根据。

七、工期延误：

1. 对以下原因造成竣工日期延误，经甲方确认，工期应当顺延：

1) 工程量变化或设计变更;

2)不可抗力;

3)甲方同意工期顺延的其他情况。

2. 对以下原因造成竣工的日期延误，工期应当顺延：

1) 工期未按合同约定支付工程款影响正常施工期的;

2)甲方未按合同约定支付工程款影响正常施工的;

3)因甲方责任造成工期延误的其他情况。

八、附则：本合同一式二份，甲乙各执一份，双方签字后生效。

甲方签名： 乙方签名：

日期： 日期：

甲方(委托方)：_________

代表人：_________

联系电话：_________

Email：_________

乙方(受托方)：_________

代表人：_________

联系电话：_________

Email：_________

本着公平、公正、自愿和诚信的原则，经友好协商，甲乙双方达成以下协议：

1.甲方已在_________开立期货账户：

姓名：_________

账号：_________

2.该账户委托乙方进行国内期货买卖操作。具体委托期限由_________年_________月_________日至_________年_________月_________日。

3.乙方将以自己的专业技能、信息优势、特定的技术及理论以及勤勉尽责、诚实信用的职业规范为甲方买卖国内期货合约。

4.在委托期内，为增强双方的透明度，甲方有权随时查询上述账户的交易情况，但不得干扰乙方操作，不得擅自改变乙方正常的交易。否则，乙方有权单方面解除本协议。

5.当亏损超过资金的_________%时乙方必须通过电话或Email的方式通知甲方，此时甲方有权单方面解除本协议。

6.盈利分配：为保障双方的利益，以期货交易结算单为准，每达到盈利_________%以上(含_________%)，双方结算一次。甲乙双方按盈利额_________的比例分配(即：甲方获取盈利部分的_________%;乙方获取盈利部分的_________%)。

7.本协议一式二份，甲乙双方签字后生效。

8.未尽事宜，双方另行协商。本协议的补充协议与本协议具有同等法律效力。

甲方(盖章)：_________ 乙方(盖章)：_________

代表人(签字)：_________ 代表人(签字)：_________

_________年____月____日 _________年____月____日

签订地点：_________ 签订地点：_________

住房抵押贷款合同

合同编号：_________________ 号

本合同由以下各方于 年 月 日在_____ 市_____ 县 签署： 甲方（即贷款人，又称抵押权人）：中国银行_____ 分（支）行法定地址：

负责人：

电话：

邮政编码：

乙方（即借款人，又称抵押人或购房人）：

身份证号码：

地址：

电话：

邮政编码：

丙方（即保证人）：

法定地址：

法定代表人：

电话：

邮政编码：

鉴于：

1. 乙方愿意将其拥有的本合同第十九条所列的房产及其全部权益（下称"抵押物"）抵押予甲方，作为偿还本合同项下借款的担保，并按本合同约定的条件向甲方申请借款；

2. 丙方愿对乙方在本合同项下的借款债务按本合同约定的方式承担责任；

3. 甲方愿意按本合同约定的条件向乙方提供贷款。 经三方协商，根据有关法律、法规，在平等自愿的基础上订立本合同条款，共同遵照执行

贷款及用款

第一条 甲方根据乙方的申请，同意向乙方发放购房抵押贷款。 贷款金额： 元（大写： 仟 佰 拾 万 仟 佰 拾 元整）。

第二条 本合同项下贷款的用途限于乙方支付其购买本合同第十九条规定之房产的购房款。

第三条 贷款期限： 年，从贷款发放之日起 月。

第四条 乙方满足以下前提条件后，甲方将在五个工作日内发放贷款：

（1） 乙方已向甲方提供已监证生效的《商品房预售合同》或《房地产证》原件；

（2） 乙方已支付了不低于购房总价 ％的首期款项；

（3） 与本合同相关的费用已经付清；

（4） 已办妥抵押物的投保手续，并将甲方列为保险的第一受益人；

（5） 本合同已生效，乙方已签署《借款借据》；

（6） 已办妥抵押物的抵押备案或抵押登记手续；

（7） 乙方已在甲方处开立还款专用的购房储蓄活期存款户；

（8） 乙方未出现或无潜在本合同项下的违约情形；

（9） 甲方指定的其他条件。

利息计算方法及还款方式

第五条 本合同项下人民币贷款利率按贷款发放日中国人民银行颁布的贷款利率执行，当前月利率为 ‰；外汇贷款按贷款发放日中国银行公布的 个月浮动期外汇贷款利率执行，当前月利率为 ‰；

在本合同发履行期间，如遇中国人民银行调整利率或计息管理办法，甲方将按有关规定做相应调整，调整时甲方毋须专门通知乙方。

第六条 根据中国人民银行当前利率管理办法，贷款期限在一年以内（包括一年）的，遇法定利率调整，本合同项下人民币贷款利率不作高调整；贷款期限在一年以上的遇法定利率调整，本合同项下贷款利率将从次年1月1日起按当日人民银行的贷款利率作相应调整，并以此确定甲方新的月供款项。

第七条 如遇本合同项下贷款利率调整，如无另行约定，本合同其他约定不作改变，只限于调整每期还本付息金额。

第八条 乙方未按还款计划还款，且又未就展期事宜与甲方达成协议，即构成逾期贷款。甲方有权就逾期贷款部分按中国人民银行规定的逾期利率计收利息。

第九条 供款方式由甲、乙双方约定采用下述第 种方式：

1、 等额本息还款法，即在贷款期内每月以相等的额度平均偿还贷款本息，每月供款额计算公式如下：

2、于___ 年___ 月___ 日一次性偿还贷款本息。

3、其他方式；

第十条 若采用等额本息还款法，乙方在贷款发放次月起逐月还款，供款总期数 。 每月还款日为20日（如遇国家规定节假日则顺延）。

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以下简称甲方) 乙方(以下简称乙方)

经双方协商，就乙方为在____市作用社贷款提供担保一事达成如下协议：

一、乙方为 在市某某社贷款(大写： )提供全额连带责任担保。

二、乙方为 担保范围包括：全部债务本金、延期利息、罚息、复利、违约金、赔偿金、实现债权的费用和其他应付费用(如诉讼费、律师费等)。

三、乙方保证向甲方提供的资料和信息都是真实、准确、完整的，不存在虚假记载、重大遗漏或误导性陈述。

四、乙方提供担保已征得配偶同意。

五、如 在借款到期后未能还清贷款，乙方承诺在接到甲方通知之日起五个工作日内无条件履行担保责任。

六、甲方有权对乙方提供的资料进行核实，乙方应积极配合甲方的调查核实。

七、甲方承诺为 在某某社贷款提供全额担保，对乙方所提交的有关文件、财务资料及其他相关资料中的非公开信息依法保密。

八、乙方不履行担保责任的，甲方有权按《职工个人收入证明》约定，按月从其单位扣收所有收入。

九、如果乙方拒不履行担保责任或扣收的收入在6个月内仍不能还清 所欠贷款本息，甲方将通过诉讼解决。

十、本合同经甲乙双方签字(盖章)后生效。

十一、双方载明的地址及通讯联系方式发生变更的，应以书面形式及时通知对方。

十二、本合同一式两份，双方各执一份，具有相同法律效力。

十三、双方约定的其他事项：

甲方(签章)： 乙方(签字)：

________年____月____日________年____月____日

连带保证借款合同范本

债权人x x x简称甲方，

连带保证人x x x简称乙方。

兹为将来债务保证经双方同意订立本契约如下：

第一条乙方对主债务人x 与甲方间已于x x x x年x月x日所订契约，主债务人向甲方以本金人民币x x元整为限度透支借款，乙立自愿应甲方的要求与主债务人负连带保证责任是实。

第二条乙方应担保主债务人将来所负首开最高限额的票据上债务的清偿，及其利息迟延违约金实行担保物权费用。以及因债务不履行而行的全部损害赔偿。

第三条甲方如未经乙方的同意，纵对主债务人为超过第一条所约定、限度的、透支借贷时，乙方就超过额仍应负责任。

第四条甲方经同意主债务人将债权担保物件之一部分先行解而抛弃抵押(质押)权，或调换其一部分或全部时，乙方的连带保证责任并不因此而变更，仍应负责不得借口以担保物权中途变更而主张免除其责任。

第五条主债务人如不含有约履行债务时，不拘担保物件的多寡，乙方经甲方通知后，应即将主债务人所负的债务全部代为清偿，并愿意抛弃先诉抗辩权。

第六条乙方的保证债务履行地约定为甲方所在地。

第七条乙方不依约履行责任时，其诉讼法院管辖悉听甲方指定，乙方决无异议。

前项诉讼费用乙方应我连带赔偿决不推诿。

第八条乙方同意甲方得将对主债务人所有债权之一部分或全部，以及其担保物权一并转让与他人。

本契约一式两份，当事人各执一份为凭。

债权人(甲方)x x x

住址：

身份证统一号码：

连带保证人(乙方)x x x

住址：

身份证统一号码：

甲方(出借人)___________

乙方(借款人)___________

丙方(担保人)___________

根据《中华人民共和国民法典》及《中华人民共和国民法典》等有关法律法规的规定，当事人在平等自愿、诚实信用的基础上，经协商一致，签订本合同。

第一条：甲方(出借人)_________出借人民币_________，期限___个月，自________年____月____日至________年____月____日止。借款期限届满日为法定节假日、休息日的，顺延至节假日、休息日后的第一个工作日，利息按实际占有天数计算。

第二条：借款利率为月息___，从出资人实际交付借款之日起计息至本金结清之日。第三条：乙方借款用途为经营周转。乙方承诺合法使用借款，不得用作违法活动。第四条：甲方应在合同签订后当日，一次性向乙方交付全部借款。具体借款金额和借款时间以支付凭证为准。

第五条：乙方还款方式为：按月还息，每月____日为乙方的付息终结日。在每月____日至____日(含____日)期间借款的借款人需将第一个月利息直接交给出借人;____日之后借款的借款人应在次月的____日之前(含____日)支付的第一个利息。本金分期归还或到期后一次性归还，具体归还办法见还款计划书。

第六条：根据乙方之请求，丙方愿对本合同项下甲方对乙方的全部债权承担连带保证责任。在借款到期之日起三日内如乙方未能足额将借款本金偿还甲方时，丙方保证将应付款项(包括借款本金、利息)偿付给甲方。

第七条：因乙方不履行还款义务，丙方为乙方代为偿还借款后，甲方即将本合同项下的包括借款本金和利息等在内的所有债权转让给丙方，丙方即成为乙方新的债权人，丙方享有本合同中甲方对乙方享有的所有合同权利。

第八条：本合同如须办理公证，乙方承担公证费用。

第九条：甲方的权利和义务

1、甲方有权对乙方提交的资料、文件的合法性、真实性进行调查。

2、合同履行期间，甲方不得提前解除合同，抽回资金。

3、借款交付后，配合丙方对乙方使用借款进行管理和监控。

第十条：乙方的权利和义务

1、按照本合同的约定使用借款，不得将借款转作他用，更不得用于违法行为。

2、乙方应根据丙方的要求提供相应的文件及资料，并保证所提供资料、文件的真实性与合法性。

3、按照约定向丙方支付担保服务费。

4、乙方应按本合同约定按时足额偿还借款本息。

5、乙方的居住地、联系方式、单位的变迁等发生变更，必须在变更后三日内书面通知甲方及丙方。

6、乙方服从丙方的贷后管理与风险监控。

7、自甲方实际向乙方发放贷款当日，乙方应向丙方缴纳人民币______保证金。

第十一条：丙方的权利和义务

1、对乙方提交的资料、文件的合法性、真实性进行调查，对乙方的资信、资产状况进行调查。

2、按照约定承担保证责任后，丙方成为乙方新的债权人，享有原债权人的所有权利和义务。

3、受甲方委托对乙方使用借款情况进行监督、管理、催收，并对借款风险进行监控。

第十二条：违约责任

1、乙方未按照合同约定期限每月____日(含____日)之前支付利息，由丙方于三日内代为偿付(节假日顺延)，同时乙方应自逾期之日起按借款金额每日千分之五向丙方支付滞纳金。

2、乙方未按照合同约定期限偿还本金的，应自逾期之日起按借款金额每日千分之五向甲方支付违约金。

3、因乙方未按期、足额向甲方履行还款义务而导致丙方向甲方垫款的，乙方应自丙方垫款之日起，向丙方支付垫款金额40%的违约金。若丙方垫付之后，乙方仍未偿还垫付款，自逾期之日起，按借款金额日千分之五向丙方支付滞纳金。丙方有权在不通知乙方的情况下通过报纸、电台、电视台、网络等媒体发布乙方的具体违约行为等信息。

4、在借款期间，若借款人预留在xx公司的联系方式、实际居住地、工作单位等发生变化导致无法与借款人取得联系，而借款人明知还款义务和期限却不主动和xx公司联系，也不按期还款，最终导致瑞银公司进行催收的，上述行为每发生一次，乙方应向xx公司支付1000元的违约金。

5、在借款期间，乙方拒不履行还款义务或无力清偿欠款，而导致xx公司采取相关措施的，除支付采取相关措施而支出的全部费用外(包括律师费)，乙方还应向xx公司支付5000元的违约金。

6、借款合同签订后，若甲方不按时、足额将借款交付给乙方，由此给乙方造成损失的，甲方应承担赔偿责任。

7、自甲方实际向乙方发放贷款当日，乙方应向丙方缴纳保证金。在乙方按时付清本息后，丙方无息全额退还保证金。若乙方发生上述任何一项违约行为，则丙方有权直接从乙方所交纳保证金中扣除相应违约金和滞纳金，且在保证金金额不足以支付当前违约金和滞纳金的情况下，丙方保留向乙方追索的权利。

8、若丙方违反上述第七条约定，则丙方应赔偿甲方违约金，即每超过一日赔偿甲方人民100元并承担相应法律责任。

第十三条：乙方提前偿还借款的，除按照实际用款期间支付利息外，还应当向甲方再支付一个月的利息作为提前还款的违约金。

第十四条：因本合同发生纠纷，由丙方住所地所在法院管辖。乙方自愿接受有管辖权的人民法院的强制执行。

第十五条：本合同一式____份，甲、乙、丙三方各执一份。自甲方实际向乙方发放贷款之日起生效。第十六条：声明条款

1、甲方、乙方已详细阅读本合同所有条款。应甲方、乙方要求，丙方已经就本合同做了相应的条款说明。甲方、乙方对本合同条款的含义及相应的法律后果已全部知晓并充分了解。

2、甲方、乙方、丙方有权签署本合同。

甲方(签章)___________乙方(签章)___________丙方(签章)___________

法定代表人：___________法定代表人：___________法定代表人：__________

________年____月____日________年____月____日________年____月____日

住房贷款合同

借款单位：_________________________（简称甲方）

贷款银行：_________________________（简称乙方）

签订日期：____________年_________月_________日

甲方为_________需要，依据《单位住房贷款办法》，特向乙方申请借款，经乙方审查同意发放。为明确双方的权益和责任，特签订本合同，共同遵守。

一、甲方向乙方借款人民币（大写）_______________，保证用于_________。借款期限为______年_____个月，即从______年_____月______日至_______年______月______日。

二、乙方保证按以下用款计划供应资金：

_________年_________月_________日_________________元；

_________年_________月_________日_________________元。

三、甲方保证按以下还款计划归还贷款本金：_______年______月______日_________元；_______年______月______日_________元

四、贷款利息，自支用贷款之日起，以转入结算户数额按月利率_________‰计算，按季结息。甲方不按期归还贷款，逾期部分加收利息_________％，不按规定用途使用贷款，加收利息_________％。

五、乙方未能按用款计划提供贷款，按违约数额和延期天数，每天付甲方万分之三的违约金。甲方不能按时付息，乙方有权从甲方帐户中扣收或暂时停止支付贷款。

六、在本合同有效期内，如国家调整利率，从调整之日起，乙方即按调整后的贷款利率计算利息，同时书面通知甲方和担保单位。

七、借款到期后甲方如不能按期偿还，乙方有权从甲方存款帐户中扣收或用其抵押物清偿。采取第三方担保的，由担保方代为偿还，担保单位在收到乙方还款通知一个月后仍未归还，乙方有权从其存款帐户中扣收或通过法律手段维护自身的权益。

八、在本合同有效期内，甲方保证按季向乙方提供统计、会计、财务等方面的报表及其它有关资料。乙方有权了解甲方生产或项目的经营管理活动，检查贷款使用情况。

九、甲方法人变更时，应提前_________天通知乙方，变更后的法人继续履行原法人所订合同规定的权利和义务。

十、甲方填报的借款申请书，抵押或担保协议书，均为本合同组成部分。变更合同条款，需经甲乙双方协商一致，并签订借款合同补充文本。

十一、本合同自签订之日起生效，贷款本息全部偿清后失效。

十二、本合同正本三份，甲方、乙方和担保方各执一份；副本______份，送___________________。

十三、补充条款：_________________________________________________。

借款单位（盖章）：_________ 贷款银行（盖章）：_________

法定代表人（签字）：_______ 法定代表人（签字）：_______

签订地点：_________________ 签订地点：_________________

担保单位（盖章）：_________

法定代表人（签字）：_______

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最高额保证担保借款合同范本

金融合同是指平等主体之间以金融资产及其衍生品为对象,明确相互权利义务关系的协议。今天第一范文网小编要与大家分享的是：最高额保证担保借款合同的范本。具体内容如下，欢迎阅读：

（最高额保证）担保借款合同

合同编号：

借款人：__________

贷款人：中国农业发展银行____________________

保证人：

(1)____________________

(2)____________________

(3)____________________

借款人因__________需要，向贷款人申请__________借款，经保证人提供最高借款余额的保证担保，贷款人同意根据资金可能向借款人分次发放上述贷款。在本借款合同期间和额度内，不再逐笔办理保证担保手续。经各方协商一致，根据有关法律法规和银行贷款管理规定，签订本合同，共同遵守。

第一条 主要借款内容

1.借款余额、用途、种类、利率、期限：

2.本合同项下借款按日计息，按__________结息。在本合同有效期内，如遇利率调整，按中国人民银行有关规定执行。

第二条 提款和还款

1.借款人在分次提款前应向贷款人递交具体的提款计划，并提供表明借款合理用途的书面文件。

2.贷款人按提款计划办理借款凭证手续，在__________个营业日内将贷款放出。在本合同期限内，每笔贷款的实际放款日、还款日和实际借款额、还款方式以借款凭证为准。

3.借款人和保证人负责偿还贷款本息。贷款人依照本合同规定收回或提前收回贷款本息时均可直接从借款人或保证人帐户中扣收。

第三条 还款资金来源

借款人应用下列资金，但不仅限于下列资金，归还本合同项下借款本息。

1.______________________________________________________________________。

2.______________________________________________________________________。

3.______________________________________________________________________。

4.______________________________________________________________________。

第四条 担保内容

1.保证人保证期间：自本合同生效之日起至本合同项下贷款本息全部还清为止。

2.保证人保证范围：本合同项下借款本金、利息、违约金以及贷款人实现债权的费用。

3.保证人和借款人承担连带责任;有两个以上保证人的，保证人承担连带责任。当借款人未按本合同约定支付借款本息和相应费用时，保证人保证在接到贷款人书面索款通知后15日内无条件地代为偿付。

4.保证人接受贷款人对其资金和财产状况的调查了解，并应及时提供财会报表等资料。

5.在本合同保证期间内，保证人如再向他人提供担保，不得损害贷款人的利益，并须征得贷款人的同意。

6.在本合同保证期间内，保证人的保证责任不因借款人与其他单位签订有关协议和借款人财力状况的变化，以及本合同涉及借款人和贷款人的条款无效而受到任何影响或免除。

7.保证人应予赔偿因自身过失而造成的贷款人损失，向贷款人支付借款金额__________%的赔偿金。

第五条 权利、义务及违约责任

1.借款人必须遵守中国人民银行和中国农业发展银行关于政策性贷款帐户管理及资金结算管理的规定;否则，贷款人有权停止发放尚未发放的贷款，并可提前收回已发放的部分或全部贷款。

2.借款人必须严格按本合同约定的用途使用贷款;否则，贷款人有权停止发放尚未发放的贷款，并可提前收回已发放的部分或全部贷款。同时，对违约使用部分，按日利率__________计收利息。

3.借款逾期而又未签订延期还款协议，贷款人对借款逾期部分按日利率__________计收利息。

4.借款人应及时向贷款人提供真实完整的财会报表和统计报表等资料，配合贷款人的调查、审查、检查;否则，贷款人有权采取包括停止发放贷款、提前收回已发放贷款等相应的信贷制裁措施。

5.借款人有承包、租赁、合并、分立、联营等改变经营方式行为，均应最迟于变更前30天书面通知贷款人，并积极落实债务;否则，贷款人有权采取相应的制裁措施和使贷款免受损失的防范措施。

6.借款人不得擅自对他人债务提供担保，以保证政策性贷款得安全。借款人对外任何担保均应提前30天通知贷款人，并以不超过其净资产总额为限。否则，贷款人有权采取相应的制裁措施和使贷款免受损失的防范措施。

7.借款人发现有危及贷款人债权安全的情况时，应及时通知贷款人，并应及时采取保全措施。

8.贷款人应按本合同第二条约定向借款人提供贷款，未能及时提供贷款的，应按违约金额和违约天数，每日付给借款人__________违约金。

9.对贷款人的违约行为，借款人有权向贷款人的上级行反映;因贷款人的违约行为而受到损失的，有权要求贷款人给予赔偿。

10.承担政策性任务的借款人，有权享受政策性贷款的各项优惠政策;贷款人不得擅自提高贷款利率，不得无故提前收回贷款。

第六条 合同的变更

1.本合同生效后，各方不得擅自变更或解除合同。

2.借款人因客观原因造成不能还清贷款的，应在贷款到期前10天向贷款人提出书面展期申请，经保证人同意后由贷款人决定是否延期。同意延期还款的，签订延期还款协议。

3.各方不得擅自将本合同项下的权利、义务转让给第三者。

4.在合同有效期内，借款方、保证方更换法定代表人，改变住所时，应在变更后10天内书面通知贷款人。

第七条 争议的解决

在本合同履行中发生的争议，由各方协商或者通过调解解决;协商或者调解不成的，可向贷款人所在地人民法院提起诉讼。

第八条 合同附件

借款申请书、借款凭证、延期还款协议书、授权委托书、变更本合同条款的协议和贷款人要求借款人、保证人提供的其他有关材料，均为本合同的组成部分。

第九条 其他事项

1.______________________________________________________________________。

2.______________________________________________________________________。

3.______________________________________________________________________。

4.______________________________________________________________________。

第十条 本合同未尽事宜，按有关法律法规和银行贷款规定办理。

第十一条 本合同正本一式__________份，借款人、贷款人、保证人各持一份。本合同自各方签章之日起生效。

签约日期：_________年_____月_____日

签约地点：____________________

3.借款合同范本汇编

贷款方：

借款方：

保证方：

(借款合同中应否有保证方，应视借款方是否具有银行规定的一定比例的自有资金和适销适用的物资、财产，或者根据借贷一方或双方是否提出担保要求来确定。)

借款方为进行生产(或经营活动)，向贷款方申请借款，并聘请作为保证人，贷款方业已审查批准，经三方(或双方)协商，特订立本合同，以便共同遵守。

第一条借款种类

第二条借款用途

第三条借款金额人民币(大写)元整。

第四条借款利率

借款利率为千分之，利随本清。如遇国家调整利率，按新规定计算。

第五条借款和还款期限

1.借款时间共年零个月，自年月日起，至年月日止。借款分期如下：

贷款期限〖贷款时间〖贷款金额第一期〖年月底前〖元第二期〖年月底前〖元第三期〖年月底前〖元

2.还款分期如下：

归还期限〖还款时间〖还款金额〖还款时的利率第一期〖年月底前〖元第二期〖年月底前〖元第三期〖年月底前〖元

第六条还款资金来源及还款方式

1.还款资金来源：

2.还款方式：

第七条保证条款

1.借款方用做抵押，到期不能归还贷款方的贷款，贷款方有权处理抵押品。借款方到期如数归还贷款的，抵押权消灭。

2.借款方必须按照借款合同规定的用途使用借款，不得挪作他用，不得用借款进行违法活动。

3.借款方必须按合同规定的期限还本付息。

4.借款方有义务接受贷款方的检查、监督贷款的使用情况，了解借款方的计划执行、经营管理、财务活动、物资库存等情况。借款方应提供有关的计划、统计、财务会计报表及资料。

5.需要有保证人担保时，保证人履行连带责任后，有向借款方追偿的权利，借款方有义务对保证人进行偿还。

6.由于经营管理不善而关闭、破产，确实无法履行合同的，在处理财产时，除了按国家规定用于人员工资和必要的维护费用时，应优先偿还贷款。由于上级主管部门决定关、停、并、转或撤销工程建设等措施，或者由于不可抗力的意外事故致使合同无法履行时，经向贷款方申请，可以变更或解除合同，并免除承担违约责任。

第八条违约责任

一、借款方的违约责任

1.借款方不按合同规定的用途使用借款，贷款方有权收回部分或全部贷款，对违约使用的部分，按银行规定的利率加收罚息。情节严重的，在一定时期内，银行可以停止发放新贷款。

2.借款方如逾期不还借款，贷款方有权追回借款，并按银行规定加收罚息。借款方提前还款的，应按规定减收利息。

3.借款方使用借款造成损失浪费或利用借款合同进行违法活动的，贷款方应追回贷款本息，有关单位对直接责任人应追究行政和经济责任。情节严重的，由司法机关追究刑事责任。

二、贷款方的违约责任

1.贷款方未按期提供贷款，应按违约数额和延期天数，付给借款方违约金。违约金数额的计算应与加收借款方的罚息计算相同。

2.银行、信用合作社的工作人员，因失职行为造成贷款损失浪费或利用借款合同进行违法活动的，应追究行政和经济责任。情节严重的，应由司法机关追究刑事责任。

第九条解决合同纠纷的方式

执行本合同发生争议，由当事人双方协商解决。协商不成，双方同意由仲裁委员会仲裁(当事人双方未在本合同中约定仲裁机构，事后又未达成书面仲裁协议的，可向人民法院起诉)

第十条其他

本合同非因《借款合同条例》规定允许变更或解除合同的情况发生，任何一方当事人不得擅自变更或解除合同。当事人一方依照《借款合同条例》要求变更或解除本借款合同时，应及时采用书面形式通知其他当事人，并达成书面协议。本合同变更或解除之后，借款方已占用的借款和应付的利息，仍应按本合同的规定偿付。

本合同有如未尽事宜，须经合同各方当事人共同协商，作出补充规定，补充规定与本合同具有同等法律效力。

甲方(出借人)

乙方(借款人)

签约日期：年月日

保证担保借款合同

贷款方：_________

借款方：_________

经中国____银行_____(下称甲方)与 _____(下称乙方)充分协商，根据《借款合同条例》和中国____银行的有关规定签订本合同，共同遵守。双方经协商一致同意，在乙方以其所有的 _________(以下简称乙方抵押物)，作为贷款抵押物抵押给甲方的条件下，由甲方提供双方商定的贷款额给乙方。

第一条 自____年____月____日起，由甲方向乙方提供____(种类)

贷款(大写)_____，用于______，还款期限至____年____月____日，利率按月息____‰计算。贷款利率如遇国家调整，按调整后的新利率和计息方法计算。

第二条 抵押物事项

1、抵押物名称：_________。

2、评估价值：_________。

3、抵押期限为____年，自____年_____月____日起，至____年____月____日止。

第三条 本抵押担保借款合同担保范围为借款本金、利息(包括因乙方违约或逾期还款所计收的复利和加收的利息)、乙方应支付的违约金和赔偿金以及实现贷款债权和抵押权的费用(包括律师费和诉讼费)。

第四条 抵押物登记

1、乙方授权甲方在本合同签订后执本合同、_____、_____合同及全套有关该抵押物的证明文件到有关的房地产管理机关办理抵押的登记备案手续。

2、乙方授权甲方在获得该抵押物的正式产权证明后，依有关法律法规的规定，到有关的登记管理机关办理该抵押物的正式抵押登记手续，并将该抵押物的他项权利证书及抵押登记证明交存于甲方。

第五条 抵押物的使用和保管

1、未经甲方同意，乙方不得对该抵押物作出任何实质性结构改变。因乙方违反本合同所作的改变而使该抵押物产生的任何增加物，自动转为本合同的抵押物。

2、抵押期间，未经甲方同意，乙方不得将该抵押物转让、出租、变卖、再抵押、抵偿债务、馈赠或以任何形式处置。由此引起甲方的任何损失，由乙方承担责任。

3、乙方对该抵押物必须妥善保管，负有维修、保养、保证完好无损的责任，并随时接受甲方的监督检查。对该抵押物造成的任何损坏，由乙方承担责任。

第六条 抵押物的保险

1、乙方须在取得该抵押物_____日内，到甲方指定的保险公司并按甲方指定的保险种类为该抵押物购买保险。保险的赔偿范围应包括该抵押物遭受任何火灾、水灾、地震等自然灾害及其他意外事故所导致的破坏及损毁;投保金额不得少于重新购买该抵押物的全部金额;保险期限至借款合同到期之日，如乙方不履行到期还款的义务，抵押人应继续购买保险，直至借款合同项下贷款本息全部还清为止。

2、乙方需在保险手续办理完毕十日内，将保险单正本交甲方保管。保险单的第一受益人须为甲方，保险单不得附有任何损害或影响甲方权益的限制条件，或任何不负责赔偿的条款(除非甲方书面同意)。

3、抵押期内，乙方不得以任何理由中断或撤销上述保险。否则，乙方须无条件赔偿甲方因此所受的一切损失。

4、乙方如违反上述保险条款，甲方可依照本合同之保险条款的规定，代为购买保险，所有费用由乙方支付。

5、抵押期间，该抵押物发生保险责任以外的毁损，乙方应就受损部分及时提供新的担保，并办理相应手续。

6、乙方负责缴付涉及该抵押物的一切税费。乙方因不履行该项义务而对甲方造成的一切损失，乙方应负责赔偿。

第七条 提前还款之规定

1、乙方可在本合同执行期内任何一个营业日提前缴付剩余贷款，包括提前全部还清和部分还款，乙方提前还款需提前一个月以书面通知甲方，甲方不收取任何无关的费用。

2、每次提前部分还款的金额不少于抵押权人之有关规定。

3、部分还款后，抵押人可选择变更月供款金额或变更供款期限，并以书面通知抵押权人。

第八条 贷款的展期申请

乙方因特殊原因而无法按期归还贷款，应提前10天向甲方提出正式展期申请，期限最长不得超过六个月，累计贷款期限不超过_________年。

第九条 抵押物的处分

发生以下情况的，乙方同意甲方有权提前处分抵押物：

1、根据借款合同的约定借款合同提前到期的;

2、当有任何纠纷、诉讼、仲裁发生，可能对抵押物有不利影响的。

第十条 在乙方不履行借款合同约定条款时，甲方有权依法就处分该抵押物的价款优先受偿。甲方处分本抵押合同项下之款项，依下列次序处理：

1、用于缴付因处理该抵押物而支出的一切费用;

2、用于扣缴所欠的一切税款及乙方应付的一切费用;

3、扣还根据本合同乙方应偿还甲方的贷款本息及其他一切款项。

第十一条 处分该抵押物的价款超过应偿还部分，甲方应退还乙方。

第十二条 甲方有权检查、监督贷款的使用情况和抵押财物的保管情况，了解乙方的计划执行、经营管理、财务活动、物资库存等情况。乙方对上述情况应完整如实地提供。对乙方违反借款合同的行为，贷款方有权按有关规定给予信贷制裁。

第十三条 乙方声明及保证

乙方在遵守本合同其他条款的同时还作声明及保证如下：

1、向甲方提供的一切资料均真实可靠，无任何伪造和隐瞒事实之处;

2、准许甲方或其授权人，在任何合理的时间内依法对抵押物进行检查;

3、乙方在工作单位、联络方式等发生变化时，须在十日内书面通知甲方;

4、乙方在占有该抵押物期间，应遵守管理规定，按时付清该抵押物的各项管理费用，并保证该抵押物免受扣押或涉及其他法律诉讼。

5、当有任何诉讼、仲裁发生，可能对该抵押物有不利影响时，乙方保证在十日内以书面形式通知甲方。

第十四条 违约责任

1、甲方如因本身责任不按合同规定支付贷款，给乙方造成经济上的损失，甲方应负责违约责任。

2、乙方如未按贷款合同规定使用贷款，一经发现，甲方有权提前收回部分或全部贷款，并对挪用贷款部分在原贷款利率的基础上加收_____%的罚息。

3、乙方如不按期付息还本，或有其它违约行为，甲方有权停止贷款，并要求乙方提前归还已贷的本息。甲方有权从乙方在任何银行开立的帐户内扣收，并从过期之日起，对逾期贷款部分按借款利率加收_____%的利息。

4、乙方如不按期付息还本，甲方亦可向有管辖权的人民法院申请拍卖抵押物，用于抵偿贷款本息，若有不足抵偿部分，甲方仍有权向乙方追偿。直至乙方还清甲方全部贷款本息为止。

第十五条 争议的解决

如因履行本合同而产生任何纠纷，双方应尽量友好协商解决;协商解决不成的，由甲乙双方共同选择下列方式之一：

1、提交_________人民法院诉讼解决;

2、提交_________仲裁委员会裁决。

争议未获解决期间，除争议事项外，各方应继续履行本合同规定的其他条款。

第十六条 其他

1、双方商定的其他条款_________。

2、乙方按期付清合同约定的借款本息及其他费用，并履行本合同的全部条款及其他所有责任后，本合同即告终止。甲方将协助乙方到有关部门办理抵押注销登记手续，并将抵押财产所有权权属证明文件和收据退还乙方。

第十七条 本合同一式_____份，均有同等效力。由____方各执一份，登记机关存档一份。

贷款方(公章)：___银行;借款方(公章)：____

法定代表人(签字)：___法定代表人(签字)：____

地址：_________ 地址：________

______年____月____日_____年___月___日

签订地点：________ 签订地点：_________

合同编号：_________

借款人(以下简称甲方)：____________________ 贷款人(以下简称乙方)：____________________

经甲、乙双方协商同意，达成以下协议，共同遵守。

一、合同当事人

借款人(全称)：_________________________

企业法人营业执照号码(借款人身份证号码)__________________________

地址：___________________________________ 借款人住址：_____________________________ 联系电话：________________

办公电话：________________

家庭电话：________________

开立基本存款账户银行：___________________ 账号：___________________________________ 贷款人(全称)：_________________________ 地址：___________________________________ ：

信贷业务电话：___________________________

会议业务电话：____________________________

二、借款币种、金额

本合同项下借款为人民币，金额(大写)__________________ _________元，(小写)：____________________________。

三、借款期限

借款期限自_____年____月____日至_____年____月____日。

四、借款用途

用于__________________________________________。

五、用款

本合同项下借款有效期为本合同生效之日起_______天，在有效提款期内，借款人一次提用。超过有效提期，借款人未提用被视为自动取消。本合同的借款金额以实际提款金额为准。提款是指从贷款账户划款到借款人账户。

六、借款利息

月利率_______%，如遇人民银行调整，则按调整后的利率执行。

七、利息和利息支付

借款利息从借款转入借款人账户之日起按实际使用天数计算，实行按季付息，借款人均须在每一付款日(每季末20日)如数支付该期价款利息，贷款人有权从其任何账户中直接扣收。

八、还款

借款人必须按本合同约定的分期付款日，将全部借款偿清，分期付款采用递减偿还法，计算公式为：

每期还款额=贷款本金/还款期数+(本金-已归还本金累计)______利率(月利率)

分期付款以月为计算单位.具体分期还款计划为：

1. _____年____月____日 2. _____年____月____日

3. _____年____月____日 4. _____年____月____日

5. _____年____月____日 6. _____年____月____日

7. _____年____月____日 8. _____年____月____日

9. _____年____月____日 10. _____年____月____日 借款人可部分或全部提前归还借款本息，但须提前通知贷款人。

九、合同的变更和解除

1. 本合同生效后，甲、乙双方任何一方不得擅自变更和解除合同。

2. 借款人如将本合同项下的权利和义务转让给第三方，应事先经贷款人书面同意，其转让行为在受让单位和贷款人重新签订借款合同后生效。

3. 借款人和贷款人任何一方发生合并、分立、股份制改造等转制变更时，由变更后当事人承担或分别承担履行本合同的义

十、借款担保

1. 对于本合同项下的借款本息及费用，借款人应选择下述一种或两种方式提供担保，并另行签订《保证合同》或(和)《抵押合同》或(和)《质押合同》作为本合同的从合同。

(1)第三方保证方式担保;

(2)抵押方式担保;

(3)质押方式担保。

2. 以第三方保证人方式提供担保的，保证人应负连带责任。

3. 借款人以所购汽车向贷款人设定抵押的，借款人需办理汽车抵押登记及保险手续，并应当在保险合同中明确贷款人为该项保险的第一受益人。在抵押期间，借款人不得以任何理由中断撤销保险;在保险期内，如发生保险责任范围内外的毁损，均由借款人负全部责任;如果保险中断，贷款人有权代为保险，所需一切费用由借款人承担。

4. 借款人死亡或经有权部门宣布失踪，借款人财产的合法继承人应继续履行借款合同约定的还款义务。

十一、借款人和贷款人主要的权利和义务

1. 借款人有权要求贷款人按合同约定发放贷款。

2. 借款人应在合同约定的期限内归还全部贷款本息。

3. 借款人按合同约定用途使用贷款，未经贷款人书面同意，借款人不得将贷款挪作他用。

4. 借款人应按贷款人要求提供有关资料，并对有关资料的真实性负责。

5. 贷款人有权对贷款的使用情况继续检查。

6. 贷款人有权对借款人的资金及经营情况继续监督。

7. 贷款人应按合同规定期限及时发放贷款。

十二、违约及其违约处理

1. 借款人发生下列任一情况，均构成违约：

(1)借款人不按本合同规定按时偿还借款本息。

(2)保证人不履行保证责任。

(3)借款人的财产或质物被占用、征用、查封、冻结、没收、转移、破坏、毁损、弃置、丧失使用功能。

(4)借款人违反本合同的任何条款。

2. 违约发生后，贷款人有权对借款采取下列一项或多项措施：

(1)限期纠正违约。

(2)停止借款人提款。

(3)宣布全部贷款提前到期，要求借款人立即全部清偿。

(4)处分质押财产，实现质权。

(5)从借款人和(或)保证人任何账户扣收全部贷款。如果账户中款项的货币与贷款货币不同币种，贷款人有权按当日外汇挂牌价折换成贷款货币清偿贷款。

(6)以法律手段追偿贷款。诉讼活动所引起的一切费用由借

(7)借款人未按本合同规定归还借款，贷款人从逾期之日起每日按日利率万分之二点一计收利息。

(8)借款人挪用贷款，贷款人对挪用部分从挪用之日起每日按日利率万分之二点一计收利息。

(9)借款人未按本合同规定归还借款，贷款人从逾期之日起向借款人按每日万分之四收取违约金。

十三、其他约定事项

本合同项下任一当事人的通知须按第一条所列的地址进行。任一当事人变更地址、电话或传真号码须事先通知其他当事人。

十五、适用法律

本合同适用中华人民共和国法律。

十六、合同争议的解决方式

1. 因本合同引起的或与本合同有关的任何争议，均提请西安仲裁委商洛分会委员会按照该会仲裁规则进行仲裁。仲裁裁决是终局的，对双方均有约束力。

2. 合同生效后，甲、乙双方于_____年____月____日前至西安仲裁委商洛分会委员会办理合同确认事宜，认同本合同各条款

十七、合同生效及其他约定

本合同自“双方”法定代表人(或其授权代理人)签字并加盖公章后生效。

本合同一式三份，借款人一份，贷款人两份，具同等法律效力。

十八、合同附件

借款人的价款申请书、提款通知书和其他贷款人认为应成为合同附件的文件均作为本合同的附件，是本合同的组成部分。

甲方：______________________

代表：______________________

电话：______________________

乙方：______________________

代表：______________________

电话：______________________

签约日期：_____年____月____日

签约地点：___________________

卖方：(以下简称甲方)

法定代表人：

身份证号码：

电话号码：

买方：(以下简称乙方)

法定代表人：

身份证号码：

电话号码：

根据《中华人民共和国》等有关法律、法规、规章的规定，就叉车的买卖事宜，买、卖双方在平等、自愿、协商一致的基础上签订本合同。

1、车主名称：

2、车牌号码：

3、厂牌型号：

第二条：车辆价款、过户手续费及支付时间方式

1、车辆价款及过户手续费本车价款(不含税费或其它费用)为人民币：_____元(小写：_____元)。过户手续费(包含税费)为人民币：_______元(小写：______元)。

2、支付时间、方式待本车过户、转籍手续办理完成后_____个工作日内，买方向卖方支付本车价款。(采用分期付款方式的可另行约定)过户手续费由_____方承担。_____方应于本合同签订之日起_____个工作日内，将过户手续费支付给双方约定的过户手续办理方。

第三条：双方的权利和义务

1、卖方应按照合同约定的时间、地点向买方交付车辆。

2、卖方应保证合法享有车辆的所有权或处置权。

3、卖方保证所出示及提供的与车辆有关的一切证件、证明及信息合法、真实、有效。

4、买方应按照合同约定支付价款。

5、对转出本地的车辆，买方应了解、确认车辆能在转入所在地办理转入手续。

第四条：违约责任

1、卖方向买方提供的有关车辆信息不真实，买方有权要求卖方赔偿因此造成的损失。

2、卖方未按合同的约定将本车及其相关凭证交付买方的，逾期每日按本车价款总额的____%向买方支付违约金。

3、买方未按照合同约定支付本车价款的，逾期每日按本车价款总额_____%向卖方支付违约金。

4、因卖方原因致使车辆不能办理过户、转籍手续的，买方有权要求卖方返还车辆价款并承担一切损失;因买方原因致使车辆不能办理过户、转籍手续的，卖方有权要求买方返还车辆并承担一切损失。

5、任何一方违反合同约定的，均应赔偿由此给对方造成的损失。

第五条：合同争议的解决方式

因本合同发生的争议，由当事人协商或调解解决;协商或调解不成的，按下列第_____种方式解决：

1、提交仲裁委员会仲裁;

2、依法向______人民法院起诉。

第六条：合同的生效

本合同一式______份，经双方当事人签字或盖章之日起生效。

甲方(公章)：

法定代表人(签字)：

_________年____月____日

乙方(公章)：

法定代表人(签字)：

_________年____月____日

甲方(债权出让人)：

乙方(债权受让人)：

第一条鉴于：

1、甲方向乙方借款，双方已于签订了编号为 《个人借款合同》(以下简称借款合同)。

2、为确保到期及时归还乙方借款本息，甲方郑重承诺将其在公司享有的至围内的债权转让给乙方。现根据相关法律、法规以及规章的规定，甲、乙双方遵循自愿、公平、诚实信用的原则，经甲乙双方协商一致，达成以下协议：个人债权转让协议范本第一条：债权转让数额转让债权数额：甲方将其在 公司享有的 至 期间的金额为 范围内债权转让给乙方所有，最终转让债权的数额以甲方与 公司在 至 期间正常结算后于《借款合同》到期日止的实际债权数额为准。

第二条：债权转让

1、甲、乙双方一致确认：截至本协议签署之日，甲方向乙方借款共计人民币 元(大写 元)。

2、甲、乙双方一致同意，甲方同意将本协议第一条所约定的债权转让给乙方。乙方可向 公司直接行使权利，实现债权后，若超出借款本金及利息部分将退还甲方，不足部分甲方仍有义务向乙方支付。

第三条 陈述、保证和承诺：

甲方承诺并保证：

(1)其依法设立并有效存续，有权实施本协议项下的债权转让并能够独立承担民事责任;

(2)其转让的债权系合法、有效、可转让的债权;

(3)及时向__________________公司出具债权转让通知书;

(4)本协议生效前，该转让标的从未转让给任何第三方，没有任何权利瑕疵。

第四条 违约责任

经各方同意，如果一方违反其在本协议中所作的陈述、保证、承诺或任何其他义务，致使其他方遭受或发生损害、损失、索赔、处罚、诉讼仲裁、律师及取证费用、义务和/或责任，违约方须向另一方赔偿一切经济损失。

第五条 协议的补充修改

对本协议所作的`任何修改及补充必须采用书面形式并由各方合法授权代表签字或加盖单位公章。如本协议无效或被撤销，则甲方仍继续按借款合同及其他法律文件向乙方履行义务。

第六条 争议解决

在本协议履行过程中发生的纠纷，双方应友好协商解决;协商不成的，向乙方所在地人民法院提起诉讼。

第七条 生效条件

本协议经甲、乙双方签字或加盖公章后生效。

本协议一式二份，甲乙双方各执一份，具有同等效力。

甲方

乙方

授权代表：

日期：

质量保证协议（三）

供货单位______________________（简称甲方） 进货单位：____________________（简称乙方）

一、甲方义务 1.甲方应为具有《药品经营（生产）许可证》、《营业执照》及具有履行合同能力的法定企业，并应提供加盖经章的“一证一照”复印件给乙方。 2.甲方所供药品必须符合国家药品法律、法规的规定。 3.甲方应提供所销药品每个批号的检验报告书。 4.甲方所供药品整件包装应具有合格证。 5.进口药品应提供《进口药品检验报告书》及《进口药品注册证》复印件，并加盖甲方质管机构原印章。

二、乙方义务 1.乙方提供加盖经章的《药品经营许可证》、《营业执照》复印件以证明本身的法定资格。 2.到货验收合格后，乙方按规定期限付款。

三、协议说明 1.甲方提供的商品质量不符合规定，乙方有权拒收，并暂时代管，甲方应积极处理善后工作。在药品有效期内：甲方对其所销药品质量负责，如果质量不合格，甲方应承担全部经济损失，但由于因乙方储藏不当而造成质量问题，由乙方承担损失。 2.本协议与合同具有同等法律效力，一方违约，协商解决，协商不成，由当地人民法院裁决。 3.本协议一式________份，甲、乙双方各留________份。本协议适用于电话购货、合同购货。 4.本协议有效期________年。

甲方（签章）：____________ 乙方（签章）：____________________年_______月_____日 ________年______月______日

贷款人的合同义务

贷款人的合同义务

1)按期、足额提供借款。贷款人应当按照约定的日期提供借款，未按照约定的日期提供借款，造成借款人损失的，应当赔偿损失。贷款人还应当按照合同 约定的数额足额提供借款，借款的利息不得预先在本金中扣除。利息预先在本金中扣除的，借款人有权按照实际借款数额返还借款并计算利息。由于贷款人未足额提供借款给借款人造成损失的，应赔偿损失。该项义务系贷款人的主合同义务。

2)保密义务。作为贷款人一方的金融机构，对于其在合同订立和履行阶段所掌握的借款人的各项商业秘密有保密义务，不得泄密或进行不正当使用。该项义务系贷款人的附随义务。

借款人的合同义务

1)依约提供担保。借款人应依据金融机构的要求提供担保，该项义务常发生在借款合同的主要内容生效之前。

2)如实申报义务。订立借款合同，借款人应当按照贷款人的要求提供与借款有关的业务活动和财务状况的真实情况。该项如实申报义务也常发生在借款合同的主要义务生效之前。

3)容忍义务。在贷款人按照约定检查、监督借款的使用情况时，借款人应当按照约定向贷款人定期提供有关财务会计报表等资料。该项义务基于约定产生，未作约定的，借款人有权拒绝贷款人对借款使用状况进行检查、监督的请求。

4)按照约定用途使用借款。借款人应当按照约定的借款用途使用借款，借款人未按照约定的借款用途使用借款的，贷款人可以停止发放借款、提前收回借款或者解除合同。

5)按期支付利息。金融机构借款合同作为有偿合同，借款人有义务按照约定的期限支付利息。双方当事人对支付利息的期限没有约定或者约定不明确的，可以协议补充，不能达成补充协议的，按照合同有关条款或者交易习惯确定。依据前述方法仍不能确定的，借款期间不满1年的，应当在返还借款时一并支付;借款期间在1年以上的，应当在每届满1年时支付，剩余期间不满1年的，应当在返还借款时一并支付。利息数额的确定，应当按照中国人民银行规定的贷款利率的上下限确定。

6)按期返还借款。借款人应当按照约定的期限返还借款。双方当事人对借款期限没有约定或者约定不明确，可以协议补充，不能达成补充协议的，按照合同有关条款或者交易习惯确定。依据前述方法不能确定的，借款人可以随时返还;贷款人可以催告借款人在合理期限内返还。借款人未按照约定的期限返还借款的，应当按照约定或者国家有关规定支付逾期利息。但借款人在还款期限届满之前向贷款人申请展期，贷款人同意的，可依照新确定的期限返还借款。借款人提前偿还借款的，除非当事人另有约定，借款人有权按照实际借款的期间计算利息。

甲方(抵押人)：

法定代表人：

乙方(抵押权人)：

法定代表人：

为确保 (以下称“债务人”)与乙方签订的编号为 的《 》(以下称“主合同”)的履行，保障乙方债权的实现，甲方自愿为债务人与乙方依主合同所形成的债务提供抵押担保。甲、乙双方在平等、自愿、公平、诚实信用的基础上，经充分协商一致，根据有关法律、法规和规章，订立本合同，以便共同遵守执行。

第一条抵押财产

1.1 甲方以本合同 “抵押财产清单”所列之财产设定抵押。

1.2 抵押财产换发新的所有权或其他权利证书(明)，导致本合同“抵押财产清单”或者乙方收执的他项权利(抵押权)证书或抵押权证明文件与上述新的权利证书(明)或登记机关的登记簿相关记载不一致的，甲方不得以此为由拒绝承担担保责任。

1.3 除非甲乙双方另有约定或法律另有规定，抵押财产上因加工、混合、附合、改建等原因而新增的物也作为乙方债权的抵押担保，甲方应根据乙方的要求办理必要的抵押登记等手续。

1.4 如果抵押财产价值已经或者可能减少，影响乙方债权实现，甲方应按照乙方要求提供新的担保。

第二条担保范围

甲方承担担保责任的范围按以下第 种方式确定。

2.1 甲方承担的担保责任的范围包括：主债权(包括全部本金)及利息(包括复利和罚息)、违约金、损害赔偿金、债务人应向乙方支付的其他款项(包括但不限于有关手续费、电讯费、杂费等)和乙方为实现债权与担保权发生的费用(包括但不限于诉讼费、仲裁费、财产保全费、评估费、拍卖费、公证费、送达费、公告费、差旅费、律师费等)。

2.2 甲方承担的担保责任的范围包括：本金(币种) (金额大写) 及利息(包括复利和罚息)、违约金、损害赔偿金、债务人应向乙方支付的其他款项(包括但不限于有关手续费、电讯费、杂费等)和乙方为实现债权与担保权发生的费用(包括但不限于诉讼费、仲裁费、财产保全费、评估费、拍卖费、公证费、送达费、公告费、差旅费、律师费等)。

第三条抵押财产登记及注销

甲、乙双方应于本合同签订后 日内到国家法律、法规规定的登记部门办妥抵押财产登记。甲方应于抵押登记完成当日将抵押财产的他项权利证书、抵押登记文件正本及其他权利证书交乙方持有。

主合同及本合同项下的全部债务清偿后，乙方协助甲方办理抵押登记注销。

第四条责任承担

4.1 如果主合同不成立、不生效、无效、部分无效或被撤销、被解除，且甲方与债务人不是同一人，则甲方在本合同约定的担保范围内对债务人因返还财产或赔偿损失而形成的债务与债务人承担连带责任。

4.2 如果乙方与债务人协议变更主合同条款(包括但不限于变更贷款账号、还款账号、还款方式、用款计划、还款计划、起息日、结息日、在债务履行期限不延长的情况下变更债务履行期限的起止日)，甲方同意对变更后的主合同项下债务承担担保责任。但是乙方与债务人延长贷款期限或增加贷款金额，未征得甲方同意的，甲方仍对变更前的合同承担担保责任。

4.3 乙方根据主合同的约定或者国家的利率政策变化而调整利率水平、计息或结息方式，导致债务人应偿还的利息、罚息、复利增加的，对增加部分，甲方也承担担保责任。

4.4 无论乙方对主合同项下的债权是否拥有其他担保(包括但不限于保证、抵押、质押、保函、备用信用证等担保方式)，不论上述其他担保何时成立、是否有效、不论乙方是否向其他担保人提出权利主张，不论是否有第三方同意承担主合同项下的全部或部分债务，也不论其他担保是否由债务人自己所提供，甲方的担保责任均不因此减免，仍负有担保全部债权实现的义务，乙方向甲方主张担保权利，甲方不得提出任何异议。

4.5 如果债务人或乙方发生改制、合并、兼并、分立、增减资本、合资、联营、更名等情形，甲方仍承担担保责任。

4.6 乙方将全部或部分债权转移给第三人或委托第三方履行其在主合同项下的义务的，甲方仍承担担保责任。

4.7 如果乙方与债务人变更主合同但未实际履行或变更主合同的行为未生效、无效、被撤销、被解除，甲方仍按照本合同对乙方承担担保责任。

4.8 如果甲方只对主合同项下的部分债务提供担保的，在其承担担保责任后主合同项下的债务仍未获完全清偿的，则甲方承诺，在向债务人或其他担保人行使代位权、撤销权、反担保等追索权时，不得损害乙方利益，并同意主合同项下债务的清偿优先于甲方代位权、撤销权、反担保等追索权。如甲方已经行使代位权、撤销权、反担保等追索权取得了款项，应首先用于清偿乙方尚未获偿的债权。

4.9 如果甲方只对主合同项下的部分债务提供担保的，则甲方同意，在债务人清偿、乙方实现其他担保权利或任何其他原因导致主合同项下的债务部分消灭，甲方仍应按照本合同的约定在担保范围内对尚未消灭的债务承担担保责任。

4.10 如果除主合同项下的债务外，债务人对乙方还负有其他到期债务，乙方有权划收债务人在 商业银行股份有限公司所管辖的任何一个营业网点开立的账户中的款项首先用于清偿任何一笔到期债务，甲方的担保责任不因此发生任何减免。

第五条抵押财产的占有与保管

甲方有义务妥善保管、维修、保养及合理使用抵押财产，按时交纳与抵押财产相关的各项税费。保持抵押财产完好无损，并随时接受乙方的检查。如果抵押物发生毁损、灭失或其他使抵押财产价值明显减少的情况时，应及时通知乙方，并在3个工作日内向乙方提供与抵押财产减少的价值相当的其他担保。

抵押权设立前，甲方委托或同意第三方占有、保管、使用抵押财产的，应告知该第三方乙方抵押权的存在，并要求其保持抵押财产的完好、接受乙方对抵押财产的检查以及不妨碍乙方实现抵押权。甲方不因此免除前款中的义务，同时应对该第三方的行为承担责任。

第六条抵押财产的保险

抵押权存续期间，甲方应配合乙方办理抵押财产的保险。在保险期间内，甲方不得有任何理由变更、中断或撤销保险。如果保险期届满时，被担保的债权未全部受偿的，甲方应当对保险期限作相应的延长。如甲方中断保险或撤销保险，乙方有权代甲方办理抵押财产保险。

抵押权存续期间，非因乙方过错，抵押财产发生保险责任以外的毁损，不足以清偿债务本息的，甲方应重新提供乙方认可的担保。如提供物的担保的，应按照本条的约定办理保险。

甲方应当要求保险人在保险单上注明：乙方为该保险的优先受偿人(即第一受益人)，一旦发生保险事故，保险人应将保险赔偿金直接划付至乙方指定的账户。如抵押财产在抵押前已保险，甲方应按上述内容对保险单作相应的批注或变更。

对发生保险事故的保险赔偿金，甲方同意乙方选择下列方法进行处理：

6.1 以所得款优先支付处理与抵押物相关的费用;

6.2 清偿或提前清偿主合同项下债务本息及相关费用;

6.3 转为定期存款，存单用于质押担保主合同项下债务本息及相关费用;

6.4 经乙方同意，用于修复抵押财产，以恢复抵押财产价值;

6.5 向乙方指定的第三人提存;

6.6 甲方重新提供符合乙方要求的担保后，可将保险赔偿金自由处分。

甲方应于本合同订立之日(抵押财产续保，则为续保完成之日)起 个工作日内将抵押财产的保险单正本交付乙方，并且在乙方预留有关保险索赔或保险权益转让所必需的文件。

第七条对甲方处分抵押财产的限制

抵押权存续期间，未经乙方书面同意，甲方不得放弃、赠与、转让、出租、出资、重复抵押、迁移或以其他方式处分本合同项下的抵押物。

抵押权存续期间，甲方处分抵押物的，应事先取得乙方书面同意。甲方同意乙方对处分抵押物所得款项选择下列方法进行处理：

7.1 以所得款优先支付处理与抵押物相关的费用;

7.2 清偿或提前清偿主合同项下债务本息及相关费用;

7.3 转为定期存款，存单用于质押担保主合同项下债务本息及相关费用;

7.4 向乙方指定的第三人提存;

7.5 甲方重新提供符合乙方要求的担保后，可将所得款项自由处分。

第八条第三方妨碍

抵押权存续期间，如果因第三人的行为(包括但不限于抵押财产被征收、征用、拆除、没收、无偿收回，或者抵押财产被查封、冻结、扣押、监管、留置、拍卖、强行占有、毁损或者进行其他处置)导致抵押物价值减少的，甲方应当立即通知乙方，并及时采取制止、排除或补救措施，防止损失扩大;若乙方提出要求，甲方应提供符合乙方要求的新担保。

抵押财产发生前款情形后的剩余部分仍作为乙方债权的抵押担保。甲方因上述原因取得的赔偿金或补偿金，应存入乙方指定的账户。对于该赔偿金或补偿金，甲方同意乙方选择下列方法进行处理，并协助办理相关手续：

8.1 以所得款优先支付处理与抵押物相关的费用;

8.2 清偿或提前清偿主合同项下债务本息及相关费用;

8.3 转为定期存款，存单用于质押担保主合同项下债务本息及相关费用;

8.4 经乙方同意，用于修复抵押物，以恢复抵押物价值;

8.5 向乙方指定的第三人提存;

8.6 甲方重新提供符合乙方要求的担保后，可将损害赔偿金自由处分。

抵押权存续期间，因第三人的行为导致抵押物的价值不足以清偿主合同项下债务本息及相关费用的，甲方应重新提供乙方认可的担保。

申请人：_______________、性别_______________、出生_______________年_______________月_______________日、职业_______________、住址______________________________

申请请求：_______________(把你要求法院帮你做的事写上)

事实与理由：_______________(把你这案子的经过说说)

此致

_______________人民法院

申请人：_______________(签字)

_______________年_______________月_______________日

贷款合同书（英文版）

欢迎借鉴与参考文章《贷款合同书(英文版)》，请看下文的详细内容。

This LOAN AGREEMENT, dated as of the later of the two signature dates below, is made by and among AAA CORPORATION ("AAA"), a _________(PLACENAME) Corporation, _________(address) ("Lender"), and BBB CORPORATION ("BBB"), a _________(PLACENAME) corporation, _________(address) ("Borrower").

RECITALS

A. Borrower develops and markets computer software products, including without limitation a "search engine" software for searching and indexing information accessible through the Internet.

B. Lender develops, manufactures, distributes and markets computer software products and services.

C. Borrower and Lender desire to enter into a business relationship pursuant to which, among other things, (i) Borrower would (a) develop software for Lender to implement desired features for a Lender search engine, (b) provide search results for Lender using Borrowers search engine customized with, among other elements, the features developed for Lender, (c) provide software hosting and maintenance services for Lenders benefit, and (d) purchase additional hardware and software necessary or desirable to service Lenders needs, and (ii) Lender would make certain payments to Borrower, and provide loans to Borrower to facilitate Borrowers purchase of additional hardware and software necessary or desirable to service Lenders needs.

D. This Loan Agreement and a Security Agreement between the parties of even date, are intended to set forth the terms and conditions applicable to the loan aspects of such business relationship.

NOW THEREFORE, for and in consideration of the mutual covenants and conditions set forth herein, the parties agree as follows:

AGREEMENTS

1. Loan to Borrower. Pursuant to the terms and conditions of that certain Software Hosting Agreement between Borrower and Lender of even date herewith (the "Hosting Agreement"), Borrower may be required, after consultation with and approval by Lender, to purchase additional Hosting Servers, as that term is defined in the Hosting Agreement. Subject to the terms and conditions of this Agreement, Lender shall from time to time make advances ("Advances") to Borrower during the period from the date hereof until the termination of this Agreement. In no event shall Lender have any obligation to make Advances to Borrower following the occurrence of any Event of Default as defined in section 11 of this Agreement.

A. Advances. Advances shall be made only in amounts separately agreed between Lender and Borrower to be sufficient to purchase the additional Hosting Servers required by Lender. Each such Advance shall be evidenced by a promissory note (the "Promissory Note") with a term of [*] ([*]) [*] in substantially the form of the sample note attached hereto as Exhibit A. The terms of all such Promissory Notes are by this reference incorporated in this Agreement. The proceeds of each Advance shall only be used by Borrower to purchase the additional Hosting Servers for which that Advance is made.

B. Persons Authorized. Lender is hereby authorized by Borrower to make Advances only upon the written requests (including requests made by telex, telegraph or facsimile), of any one of the following persons (the "Responsible Officers" and each a "Responsible Officer"): Dave Peterschmidt, Jerry Kennelly and Randy Gottfried; each of whom is and shall be authorized to request Advances and direct the disposition of any Advance until written notice by Borrower of the revocation of such authority is received by Lender. Any Advance shall be conclusively presumed to have been made to or for the benefit of Borrower when made in accordance with such a request. Requests for Advances shall be on the Borrowing Notice form attached hereto as Exhibit B. Any such Borrowing Notice shall be directed to the following Lender representative (or such other person as Lender may direct from time to time) for approval prior to disbursement: Shirish Nadkarni.

C. Assumption of Risk. It is important to Borrower that Borrower have the privilege of making requests for Advances by e mail, telex, telegraph or facsimile. Therefore, to induce Lender to lend funds in response to such requests, and in consideration for Lenders agreement to receive and consider such requests, BORROWER ASSUMES ALL RISK OF THE VALIDITY, AUTHENTICITY AND AUTHORIZATION OF SUCH REQUESTS, WHETHER OR NOT THE INDIVIDUAL MAKING SUCH REQUEST HAS AUTHORITY IN FACT TO REQUEST ADVANCES ON BEHALF OF BORROWER. UNLESS AN UNAUTHORIZED OR INVALID ADVANCE IS MADE AS A RESULT OF GROSS NEGLIGENCE ON THE PART OF LENDER, LENDER SHALL NOT BE RESPONSIBLE, UNDER PRINCIPLES OF CONTRACT, TORT OR OTHERWISE, FOR ANY LOSS SUSTAINED BY BORROWER RESULTING FROM ANY UNAUTHORIZED OR INVALID ADVANCE, INCLUDING, BUT NOT LIMITED TO, THE AMOUNT OF ANY ADVANCE. Borrower agrees to repay any sums, with interest as provided herein, that Lender so advances. Borrower agrees to give Lender prompt written confirmation of all e mail, telex, telegraph or facsimile requests for Advances; but Borrowers failure to do so, or the failure of such confirmation to reach Lender, shall not affect Borrowers assumption of the risk with respect to such Advance or reduce in any way the obligation of Borrower to repay with interest all amounts theretofore or thereafter advanced by Lender pursuant thereto.

D. Request for Advance. Each request for an Advance shall set forth the amount of such Advance and the date such Advance is to be made, such request to be received by Lender by 9:30 a.m., _________(PLACENAME), WA, USA time ten (10) full business days before such Advance is to be made. Any proposed Advance shall be made and effected only on a business day and may be disbursed only after a separate Promissory Note for such Advance is properly executed by Borrower, and delivered to and accepted by Lender. If the date of the proposed Advance is not a business day, such Advance shall be effected on the next succeeding business day. Each request for an Advance shall be irrevocable and binding on Borrower.

E. Disbursement of Advances. Advances made and effected by Lender shall be disbursed by wire transfer in immediately available funds to the depository account set forth in Exhibit E hereto, or such other account as Borrower may designate from time to time by written notice to Lender signed by a Responsible Officer.

2. Term and Termination. This Agreement shall terminate upon the termination of the Hosting Agreement ("Maturity Date"); provided that all rights and remedies to which Lender is entitled under this Agreement and at law shall survive any such termination of the Agreement until all amounts advanced or otherwise due Lender under this Agreement have been repaid or otherwise satisfied according to the terms of this Agreement.

3. Interest. The outstanding principal balance of the Loan shall bear interest at the lowest appropriate applicable federal rate, as determined by AAA, when each Promissory Note (or the New Note described in section 4) is issued. All computations of interest shall be based on a 360 day year for the actual number of days passed.

4. Payment of Principal and Interest.

A. Monthly Payments. Payment of principal and interest for each Advance shall be made in immediately available funds, by 10:00 a.m., _________(PLACENAME) time, at such location designated by Lender or the holder of the applicable Promissory Note, on the date each payment is due as provided in the Promissory Note. The payments of principal and interest shall be separately calculated for each Advance and shall be payable in immediately available funds on the first business day of each month until paid in full. Each installment payment shall be in an amount sufficient to cause the principal balance of each Advance to be repaid within three years. Notwithstanding the foregoing, any amounts accrued but not paid at the time of termination of this Agreement shall be payable or otherwise satisfied in accordance with the following subsections.

B. Roll over or Acceleration. Upon expiration or termination of this Agreement:

(i) If this Agreement is terminated due to the mutual agreement of the parties, due to termination of the Hosting Agreement by Lender pursuant to section 10.2 of the Hosting Agreement, or due to termination of the Hosting Agreement by Borrower pursuant to section 10.1 of the Hosting Agreement, then immediately prior to the effective date of such termination Lender shall cancel all outstanding Promissory Notes and Borrower shall simultaneously execute a new promissory note ("New Note") for all outstanding principal, interest and other amounts under such Promissory Notes owed or owing to Lender by Borrower on that date, in substantially the form attached as Exhibit C satisfying and replacing all outstanding Advances and other amounts due under this Agreement. A New Note issued pursuant to this subsection shall carry the same interest rate and be subject to the same terms and conditions as all Advances under this Agreement, except that the term of the New Note shall be two (2) years, and each installment payment shall be in an amount sufficient to cause the principal balance of the New Note to be repaid within two (2) years. Installment payments for the New Note shall be made in immediately available funds, by 10:00 a.m., _________(PLACENAME) time, at such location designated by Lender or the holder of the New Note, on the date each payment is due as provided in the New Note. Prior to execution of the New Note, Borrower shall satisfy all conditions precedent and make all representations and warranties required for Advances under this Agreement.

(ii) If termination of this Agreement is due to any other reason (other than due to a material breach of this Agreement or the Hosting Agreement by Lender), such termination shall be considered an Event of Default and subject to any and all remedies available to Lender for an Event of Default as provided in section 12 of this Agreement.

C. Prepayment. Borrower may prepay each Advance in whole or in part, at any time without penalty. Any repayments of the amounts due under this Loan Agreement shall be made in immediately available funds and shall be applied first against any amounts owed to Lender under the Security Agreement, then to the payment of past due interest on any outstanding Advance, and any remaining amount shall reduce the outstanding principal amount of each Advance.

5. Overdue Payments; Default Rate. If any amount due under this Agreement is not paid when and as due, such amount shall bear interest from the date such payment was due until and including the date such payment is received by Lender at a rate per annum equal to eighteen percent (18 %) per annum (the "Default Rate"), provided that in no event shall the rate of interest exceed that permitted by applicable law.

6. Security for the Loan. This Loan is secured by a purchase money security interest in the Hosting Servers purchased by each Advance, pursuant to the terms of a security agreement of even date ("Security Agreement"). Lender shall have a first priority security interest in all of the collateral described in the Security Agreement (the "Collateral").

7. Representations and Warranties. Borrower hereby represents and warrants to Lender as follows:

A. Corporate Existence. Borrower is a corporation, duly organized and validly existing, in good standing under the laws of its state of incorporation, and is duly authorized and qualified under all applicable laws, regulations, ordinances and orders of public authorities to carry on such business in any state or county where such qualification is necessary and to own and hold property.

B. Corporate Power. Borrower has full right, power and authority to enter into and perform this Agreement, each Promissory Note, the New Note, and the Security (collectively, the "Documents"), and to grant all of the rights granted and agreed to be granted pursuant to this Agreement and the Documents.

C. Authorization. Borrower has taken all necessary corporate action to authorize the execution, delivery and performance of this Agreement and the other Documents, including but not limited to, all necessary corporate action required by its articles of incorporation and bylaws.

D. No Conflict, Violation or Consent Required. The execution, delivery and performance of, and the compliance with the provisions of each of the Documents do not and will not violate any provision of an applicable law or any provision of Borrowers articles of incorporation and bylaws, and will not conflict with, require consent under any provision of, result in any breach of any of the terms, conditions or provisions of, result in the creation or imposition of any lien, charge or encumbrance upon any of the properties or assets of Borrower pursuant to the terms of, or constitute a default under or conflict with, any other indenture, contract, mortgage, deed of trust or other agreement or instrument to which Borrower is a party or by which Borrower is bound. Borrower shall not enter into other contractual obligations which will restrict or impair its obligations under this Agreement or any other Document.

E. Binding Effect. This Agreement constitutes, and the Promissory Note and each of the other Documents, when executed and delivered by Borrower, will constitute, valid obligations of Borrower and are binding and enforceable against Borrower in accordance with their respective terms, except as hereafter may be limited by applicable bankruptcy, insolvency, reorganization, or similar laws affecting the enforcement of creditors rights and the availability of specific performance.

F. Familiarity With Terms. Borrower is fully familiar with all of the terms, covenants and conditions of the Documents.

G. Legal Proceedings. Except as disclosed on Schedule 1 attached hereto, there is no action, suit or proceeding pending or, to the knowledge of Borrower, threatened, at law or in equity or before or by any federal, state, municipal or other governmental department, commission, board, bureau, agency or instrumentality, domestic or foreign, that might result in a material adverse change in Borrowers ownership or title to any of the Collateral or in its financial condition or operations. As used in this subsection, the phrase "to the knowledge of Borrower" shall mean the current actual knowledge of the executive officers and directors of Borrower.

H. No Governmental Approvals. No registration with or approval of any governmental agency or commission is necessary for the due execution and delivery of any of the Documents or for the validity or enforceability thereof with respect to any obligation of Borrower hereunder or thereunder, except acts to be performed by Lender in order to perfect Lenders security interest in the Collateral.

I. Liens and Encumbrances. Borrower shall keep the Collateral purchased with each Advance free and clear of all liens, claims, encumbrances and rights of others and at the request of Lender from time to time, shall obtain an agreement, in a form satisfactory to Lender in its sole discretion, from any of its general creditors or lien holders to subordinate their interests in the Collateral to Lenders interest pursuant to this Agreement and the Security Agreement.

J. Compliance With Laws. Borrower has complied with all laws, regulations, ordinances and orders which affect in any material respect its right to carry on its operations, perform its obligations under the Documents or meet its obligations in the ordinary course of business.

K. Outstanding Debt. There exists no default under the provisions of any agreement or instrument evidencing any outstanding indebtedness of Borrower and/or its subsidiaries to any party or any material agreement to which Borrower and/or its subsidiaries is currently a party.

L. Disclosure. This Agreement does not contain any untrue statement of a material fact and does state all material facts necessary in order to make the statements contained herein not misleading in light of the circumstances under which they were made. There is, to the knowledge of Borrower, no fact that would materially adversely affect its business, prospects, condition, affairs or operations or any of its properties or assets.

M. No Consents. The execution, delivery and filing of the Security Agreement and any financing statements, and the creation of the lien, mortgage, encumbrance, preference or security interest contemplated thereby, will not require the consent or approval of any person or entity not a party to this Agreement.

N. Perfection of Liens and Security Interest. As of the date hereof, Lender will have a valid and perfected first priority lien on and security interest in all of the Collateral (whether now owned or hereafter acquired), which lien and security interest will be enforceable against the applicable grantor thereof and all third parties and will secure the obligations stated therein. All filings, recordations and other actions necessary under any laws to perfect and protect such liens and security interests as first priority liens and security interests in the Collateral have been, or will on the Closing Date be, duly taken.

8. Affirmative Covenants. Until all amounts owed under the Documents have been paid in full or otherwise satisfied under the terms of this Agreement, Borrower, at its own expense, covenants and agrees at all times to comply with the terms of this paragraph 8.

A. Financial Information.

(i) Borrower shall furnish or cause to be furnished to Lender, as soon as practicable and in any event within forty five (45) days after the close of each fiscal quarter, the following unaudited financial statements of Borrower for each such quarter, all in reasonable detail and certified by a Responsible Officer of Borrower to be true and correct: balance sheet, statement of income, and statement of cash flows.

(ii) Borrower shall furnish or cause to be furnished to Lender, as soon as the same are available, and in any event within ninety (90) days after the end of each of each fiscal year Borrowers consolidated balance sheet, statement of income and a statement of cash flows, all as of the end of such fiscal year (together, in each case, where applicable, with the comparable figures for the prior fiscal year), all in reasonable detail. Annual consolidated financial statements shall be prepared and audited (without any qualification or exception deemed material by Lender) in accordance with generally accepted accounting principles applied on a basis consistently maintained throughout the period involved (except as disclosed in the notes to the financial statements) by independent certified public accountants of recognized national standing or otherwise reasonably acceptable to Lender.

(iii) Concurrently with the information described in (i) and (ii) above, a certificate of a Responsible Officer of Borrower stating that the consolidated financial statements delivered to Lender are properly stated and that there exists no Event of Default, or event which with notice or lapse of time, or both, would constitute an Event of Default, or, if any such event exists, specifying the nature and period of existence thereof and what action Borrower proposes to take with respect thereto.

(iv) Borrower shall also furnish or cause to be furnished, from time to time, such additional financial and other information as Lender may reasonably request in order to monitor the financial condition of Borrower.

B. Notice of Default. Immediately upon obtaining knowledge of the occurrence of any event that constitutes an Event of Default, or that with notice or lapse of time, or both, would constitute an Event of Default, Borrower shall give written notice thereof to Lender, together with a detailed statement of the steps being taken by Borrowers to cure such event.

C. Maintenance of Existence. Borrower shall cause to be done all things necessary to maintain and preserve the corporate existence, rights and franchises of Borrower and shall comply with all related laws applicable to Borrower and/or its subsidiaries.

D. Payment of Taxes. Borrower shall pay, indemnify and hold Lender harmless from (i) all taxes, assessments and charges lawfully levied or imposed by the United States, any state or local government, any taxing authority or any political or governmental subdivision of any foreign country on or with respect to the Collateral or any part thereof, and (ii) any other claims which, if unpaid, might become by law a lien upon Borrowers property; except, and only to the extent that any such taxes, assessments, charges or claims are being contested in good faith (and for the payment of which adequate reserves have been provided) by appropriate proceedings conducted diligently and in good faith so long as such proceedings do not involve a material danger of the sale, forfeiture or loss of all or a material portion of the Collateral.

E. Maintenance of Property and Leases. Borrower shall keep its properties in good repair and condition, reasonable wear and tear excepted, and from time to time make all necessary and proper repairs, renewals, replacements, additions and improvements thereto. Borrower shall at all times comply with the provisions of all leases to which it is a party so as to prevent any loss or forfeiture thereof or thereunder.

F. Insurance. Borrower shall maintain with responsible companies reasonably acceptable to Lender liability insurance and insurance with respect to the Collateral in amounts and covering risks as is customary among companies engaged in businesses similar to that of Borrower. Each liability insurance policy maintained pursuant to this paragraph shall name Lender as additional insured. Each such policy other than liability policies shall name Lender as named insured and loss payee as its interest may appear. The parties agree that such interest of Lender shall be equal to the total of all amounts owed under the Documents to Lender. Borrower shall maintain insurance against any other risks as is customary among companies engaged in businesses similar to that of Borrower. All required insurance shall (a) be in form and amount reasonably satisfactory to Lender and (b) contain a Lenders Loss Payable Endorsement. Each insurer shall agree by endorsement upon the policies issued by it, or by independent instrument furnished to Lender, that it will give Lender thirty (30) days written notice before the policy is materially altered or canceled. The proceeds of any public liability policy shall be payable first to Lender to the extent of its liability, if any, and the balance shall be payable to Borrower. Borrower hereby irrevocably appoints Lender as Borrowers attorney in fact to make claim for, receive payment of, and execute and endorse all documents, checks or drafts for loss or damage under any insurance policy.

G. Notice of Litigation. Borrower shall promptly notify Lender in writing of the initiation of any litigation against Borrower that in Borrowers good faith judgment might materially and adversely affect the operations, financial condition, property or business of Borrower. If any suit is filed against any of the Collateral or if any of the Collateral is otherwise attached, levied upon or taken in custody by virtue of any legal proceeding in any court, Borrower shall promptly notify Lender thereof by telephone, confirmed by letter, and within sixty (60) days (unless otherwise consented to in writing by Lender) cause the Collateral to be released and promptly notify Lender thereof in the manner aforesaid.

H. Accounts and Reports. Borrower shall keep true and accurate records and books of account in which full, true and correct entries shall be made of all dealings or transactions in relation to its business and affairs in accordance with generally accepted accounting principles.

I. Compliance With Laws. Borrower shall duly observe and conform to all valid requirements of governmental authorities relating to the conduct of its business or to its property or assets.

J. Inspection. Borrower shall permit Lender or its designated representative, at all reasonable hours upon reasonable advance notice, to visit and inspect Borrowers properties, offices, facilities and the Collateral, and to examine Borrowers books of account, solely to monitor the status of the Collateral and financial condition of Borrower. Lender agrees that any such visitation or inspection may be escorted and monitored by Borrower.

K. Filing and Execution of Documents. Borrower shall from time to time do and perform such other and further acts and execute and deliver any and all such further instruments as may be required by law or reasonably requested by Lender to establish, maintain and protect Lenders security interest in any of the Collateral as provided in this Agreement.

L. Anti forfeiture. Borrower shall not have committed or commit any act or omission affording the federal government or any state or local government the right of forfeiture as against the property of Borrower or any part thereof or any moneys paid in performance of its obligations under this Agreement, any Promissory Note or under any of the other Documents. Borrower covenants and agrees not to commit, permit or suffer to exist any act or omission affording such right of forfeiture. In furtherance thereof, Borrower hereby indemnifies Lender and agrees to defend and hold Lender harmless from and against any loss, damage or injury by reason of the breach of the covenants and agreements or the warranties and representations set forth in the preceding sentence. Without limiting the generality of the foregoing, the filing of formal charges or the commencement of proceedings against Borrower, Lender, or all or any of the property of any Borrower under any federal or state law for which forfeiture of such property or any part thereof or of any moneys paid in performance of any Borrowers obligations under the Documents shall, at the election of Lender, constitute an Event of Default hereunder without notice or opportunity to cure.

M. Meeting. The Responsible Officers of Borrower (and such other officers and employees of Borrower as Lender may reasonably request) shall meet at least once per year with Lenders designated representatives to review Borrowers consolidated financial statements and such other information regarding the operation of Borrowers business as may be reasonably requested by Lender to monitor the financial condition of Borrower and status of the Collateral.

9. Negative Covenants. Until all amounts owed under this Agreement, the Promissory Note and the other Documents have been paid in full or otherwise satisfied under the terms of this Agreement, Borrower, without the prior written consent of Lender, covenants and agrees that it shall not sell all or any portion of the Collateral, nor relocate the Collateral. Borrower shall not encumber the Collateral, assume any debt secured by the Collateral or subject the Collateral to any unpaid charge or claim of any third party. Lender may give its prior written consent to any sale or encumbrance of any of the Collateral upon the express terms and conditions set forth in such consent of Lender.

10. Conditions Precedent to Loan Advances. Notwithstanding anything contained herein to the contrary, the obligation of Lender to make any Advance to Borrower, is expressly conditioned upon the following:

A. Representations and Warranties. All representations and warranties of Borrower contained in this Agreement, in the Documents and in any certificate or other instrument delivered pursuant to the provisions hereof, or in connection with the transactions contemplated hereby, shall be and remain true and correct in all material respects throughout the term of this Agreement, including without limitation on the date of each request for an Advance with the same force and effect as though such representations and warranties had been made on the date of the Advance.

B. Covenants. Borrower shall have performed and complied with all material terms, covenants and conditions of this Agreement and the Documents to be performed or complied with by it on or before execution of this Agreement or on or before the date of each Advance, as the case may be.

C. No Event of Default. There shall exist no Event of Default, or event which with notice or lapse of time, or both, would constitute an Event of Default, under this Agreement or the other Documents.

D. Subordination of Prior Interests/Release of Liens. If Lender so requests, for any prior security interest, lien or encumbrance in the Collateral or in the general assets of the Borrowers business, Borrower shall obtain a subordination agreement from its creditor or lien holder in favor Lender or shall obtain the release and discharge of such security interest, lien or encumbrance, including any financing statement or recorded lien filed to perfect such interest, lien or encumbrance.

E. Delivery of Documentation. Borrower, at its sole cost and expense, shall have delivered to Lender the following documents, duly executed by the appropriate party, in form and substance satisfactory to Lender:

(i) the applicable Promissory Note executed by Borrower prior to disbursement of each respective Advance;

(ii) the Security Agreement executed by Borrower on the date of this Agreement;

(iii) the Hosting Agreement executed by Borrower, on the date of this Agreement;

(iv) a certificate of Borrowers corporate secretary, to be dated as of the date of this Agreement, certifying as true and accurate and in full force and effect as of that date, copies of current resolutions of Borrowers Board of Directors authorizing (i) Borrower to enter into and perform this Agreement and to execute, deliver and honor and perform the other Documents, and (ii) the persons who have executed or will execute this Agreement, the Promissory Note and the other Documents to do so;

(v) a certificate, as of the most recent date practical, of the secretary of state of Borrowers state of incorporation as to the good standing of Borrower;

(vi) certificates issued in favor of Lender evidencing the insurance policies required by Lender in accordance with Section 8F hereof;

(vii) UCC financing statements executed by Borrower, in form and substance satisfactory to Lender, evidencing Lenders security interest in the Collateral designated thereon to be filed in each jurisdiction in which Borrower is or may be doing business;

(viii) officers certificates executed by a Responsible Officer of Borrower, dated the purchase date for each purchase of each item of Collateral, certifying that on that date (i) Borrower has good title to all Collateral described in the Security Agreement, (ii) no Event of Default, or event which with notice or lapse of time, or both, would constitute an Event of Default, has occurred, and is continuing, and (iii) the representations and warranties contained in the Documents are true and accurate on and as of that date;

(ix) such other agreements, certificates or other documents as shall be deemed necessary or desirable, in the good faith opinion of Lender or its counsel, in order to fully and completely perfect, preserve or protect Lenders interests hereunder and Lenders security interest in the Collateral;

(x) a valid and authorized Borrowing Notice containing a request for an Advance approved by Lenders designated representative.

11. Events of Default. The occurrence of one or more of the following events (herein called "Events of Default") shall constitute a default under this Agreement.

A. Borrowers failure to pay any portion of any installment of principal or interest due under any Promissory Note or any other amount under any of the other Documents when and as the same shall become due and payable as therein or herein expressed, if such failure continues for a period of ten (10) days after Lender has notified Borrower (regardless of whether Borrower actually receives such notice) that such payment has not been received;

B. Borrowers failure to comply with and duly and punctually observe or perform, any of the covenants of Borrower contained in Sections 8B, 8C, 8D, 8E and 8H and Section 9 of this Loan Agreement;

C. Borrowers failure to maintain insurance as required in accordance with Section 8F hereof; which failure shall continue for a period of ten (10) days after the earlier of the giving of notice of such failure by Lender to Borrower, or the date Lender is notified of such failure by Borrower or should have been so notified pursuant to section 8B hereof.

D. Borrower applies for, consents to or acquiesces in the appointment of a trustee, receiver, liquidator, assignee, sequestrator or other similar official for Borrower or for any of Borrowers property, or makes a general assignment for the benefit of creditors, or files a petition or an answer seeking reorganization in a proceeding under any bankruptcy law (as now or hereafter in effect) or a readjustment of its indebtedness or an answer admitting the material allegations of a petition filed against it in any such proceeding, or seeks relief under the provisions of any bankruptcy or similar law; or, in the absence of any of the foregoing, a trustee, receiver, liquidator, assignee, sequestrator or other similar official is appointed for Borrower or for a substantial part of any of the property of Borrower and is not discharged within sixty (60) days; or any bankruptcy, reorganization, debt arrangement or other proceeding under any bankruptcy or other insolvency law or common law or in equity is instituted against Borrower and is not dismissed within sixty (60) days; or, in the absence of any of the foregoing, if, under the provisions of any law providing for reorganization or winding up which may apply to Borrower, any court of competent jurisdiction shall assume jurisdiction, custody or control of Borrower or of any substantial part of any of Borrowers property and such jurisdiction, custody or control shall remain in force unrelinquished, unstayed or unterminated for a period of sixty (60) days;

E. any material representation or warranty made by Borrower and contained in any of the Documents, or otherwise made by Borrower to Lender, proves or becomes untrue in any material respect, provided that any cure period (if any) available to remedy the inaccuracy has passed;

F. Borrower is in material default in the payment or performance of any material obligation under any promissory note, indenture, contract, mortgage, deed of trust or other instrument to which Borrower is a party or by which Borrower is bound and the applicable cure period shall have expired;

G. any provision of any Document, including, without limitation, the Security Agreement, shall for any reason (except for acts to be performed by Lender) cease to be valid and binding on any signatory thereto, or such signatory shall so allege, or any Security Agreement shall for any reason (except for acts to be performed by Lender) cease to create a valid and perfected first priority lien, mortgage, encumbrance or security interest except to the extent permitted by the terms thereof, in any of the property purported to be covered thereby, or the signatory to such Security Agreement shall so allege;

H. the termination of the Hosting Agreement by Lender due to the material breach thereunder by Borrower; or

I. Borrowers failure to duly and punctually observe or perform, in any material respect, any other of the covenants, conditions or agreements to be performed or observed by Borrower contained in this Agreement or any of the Documents and, except as may otherwise be specifically provided in the Documents, such failure continues for a period of thirty (30) days after the earlier of the giving of notice of such failure by Lender to Borrower, or the date Lender is notified of such failure by Borrower or should have been so notified pursuant to section 8B hereof.

J. Borrowers material breach under the Hosting Agreement and/or any of the following agreements between the parties (which remains uncured after the applicable core period, if any, thereunder): the Software Development Agreement of even date herewith; and the Information Services Agreement of even date herewith (and the Escrow Agreement referred to therein).

12. Remedies. Upon the occurrence of an Event of Default and while any Event of Default is continuing, Lender may at its option elect to pursue any or all of the following remedies, which are cumulative and in addition to any other right or remedy provided by applicable law:

A. without further demand, protest or notice of any kind to Borrower, declare any or all sums and obligations due under the Documents to be due and immediately payable, and upon such declaration the same shall become and be immediately due and payable;

B. terminate Lenders commitment to make Advances hereunder;

C. If Borrower fails to perform any act that it is required to perform under this Agreement or the Security Agreement, Lender may, but shall not be obligated to, perform, or cause to performed, such act, provided that any reasonable expense thereby incurred by Lender and any money thereby paid by Lender, shall be a demand obligation owing by Borrower and Lender shall promptly notify Borrower of the amount of such obligation, which obligation shall bear interest at the Default Rate from the date Lender makes such payment until repaid by Borrower; and Lender shall be subrogated to all rights of the person receiving such payment;

D. enforce Lenders rights under the Security Agreement;

E. terminate the Hosting Agreement;

F. institute one or more legal proceedings at law or in equity for the:

(i) specific performance of any covenant, condition, agreement or undertaking contained in the Documents, or in aid of the execution of any powers granted therein and/or to recover a judgment for damages for the breach hereof, including, without limitation, any amount due under the Documents, either by their terms or by virtue of such declaration, and collect the same out of any property of Borrower;

(ii) foreclosure of its security interest in the Collateral and the sale of all or any part of the Collateral under the judgment or decree of any court of competent jurisdiction;

(iii) enforcement of such other appropriate legal or equitable remedy as may in the opinion of Lender be necessary to protect and enforce Lenders rights under the Documents;

G. assert such other rights and remedies of a secured party and of a mortgagee under the laws of the United States or the state of _________(PLACENAME) (regardless of whether such law or one similar thereto has been enacted in the jurisdiction where the rights or remedies are asserted), including, without limitation, all rights of a secured party under the UCC, whether or not this Agreement and the transactions contemplated hereby are determined to be governed by the UCC.

13. Costs and Expenses of Collection and Enforcement. Borrower shall pay to Lender on demand all reasonable attorneys fees and other costs and expenses reasonably incurred by Lender in protecting the Collateral or in exercising Lenders rights, powers or remedies under this Agreement or the Documents, together with interest on such sums at the Default Rate from the date when the costs and expenses are incurred until fully paid. If because of Borrowers default the Lender consults an attorney regarding the enforcement of any of its rights under any Document, or if suit is brought to enforce any Document, Borrower promises to pay all costs thereof, including attorneys fees. Such costs and attorneys fees shall include, without limitation, costs and attorneys fees incurred in any appeal, forfeiture proceeding or in any proceedings under any present or future federal bankruptcy or state receivership law.

14. Allocation of Proceeds. The (a) proceeds of any sale, (b) proceeds of any insurance received by Lender under any insurance policy obtained by any Borrower hereunder, and (c) any and all other moneys received by Lender with respect to the Documents, the application of which has not elsewhere herein been specifically provided for, shall, except as otherwise specified in any applicable Document, be applied as follows

(i) first, to the payment of all expenses and charges, including expenses of any sale or retaking, reasonable attorneys fees, court costs and other expenses or advances reasonably made or incurred by Lender, or on Lenders behalf, under the Documents upon an Event of Default, and to the payment of, and provision for adequate indemnity for, any taxes, assessments or liens prior to the lien of Lender;

(ii) second, to the payment of all accrued and unpaid interest under the Promissory Notes or New Notes;

(iii) third, to the payment of the unpaid principal balance under the Promissory Notes or New Note;

(iv) fourth, to the payment of all other amounts due to Lender under the Documents; and

(v) last, any residue shall be paid to Borrower, or as otherwise required by law, or, directed by a court having jurisdiction.

If the proceeds and other sums described in this section 14 are insufficient to pay in full all amounts due to Lender under the Documents, Borrower shall immediately pay such deficiency to Lender.

15. Modifications, Consents and Waivers. No failure or delay on the part of Lender in exercising any power or right hereunder or under the Promissory Notes or New Notes or under any other Document shall operate as a waiver thereof, nor shall any single or partial exercise of any such right or power preclude any other or further exercise thereof or the exercise of any other right or power. No amendment, modification or waiver of any provision to this Agreement, the Notes or any other Document, nor consent to any departure therefrom, shall in any event be effective unless the same shall be in writing and consented to by Lender, and then such amendment, modification, waiver or consent shall be effective only in the specific instance and for the purpose for which given. No notice to or demand on Borrower in any case shall entitle Borrower to any other or further notice or demand in similar or other circumstances.

16. Notices. All notices and requests in connection with this Agreement, the Promissory Notes, the New Note or any other Document shall be in writing and may be given by personal delivery, registered or certified mail, telegram, facsimile or telex addressed as follows:

to Borrower: BBB Corporation

_________(address)

Attn: _________

and to:

BBB Corporation

_________(address)

Attn: _________

to Lender: AAA Corporation

_________(address)

Attn: _________

and to:

AAA Corporation

_________(address)

Attn: _________

or to such other address as the party to receive the notice or request shall designate by notice to the other. The effective date of any notice or request shall be five (5) days from the date on which it is sent by the addresser if mailed, or when delivered to a telegraph company, properly addressed as above with charges prepaid, or when telexed, sent by facsimile or personally delivered. Borrowers hereby agree that such notice shall be deemed to meet any requirements of reasonable notice contained in the UCC.

17. Costs and Expenses of Perfecting Security Interests and other Rights. Borrower shall pay in a timely manner all costs and expenses incurred by Lender, including the reasonable fees and expenses of legal counsel, in connection with the approval, preparation, negotiation, filing, or recording of any financing statements, pledge agreements, waivers, subordination agreements, and assignments (as well as any amendments or extensions thereto) reasonably required to protect or perfect Lenders interest in the Collateral or any other rights granted by the Documents.

18. Survival of Covenants. All covenants, agreements, representations and warranties made by Borrower hereunder shall survive the execution and delivery of this Agreement and the disbursement of any Advances made pursuant to this Agreement. All statements contained in certificates or other instruments delivered by Borrower pursuant to this Agreement shall constitute representations and warranties made by Borrower hereunder, as the case may be.

19. Binding Effect and Assignment. This Agreement, the Promissory Notes and all other Documents shall be binding upon and inure to the benefit of Borrower and Lender and their respective successors and assigns, except that, subject to Exhibit D hereto, Borrower may not assign or transfer its rights hereunder, or delegate its obligations hereunder, without the prior written consent of Lender, which may be withheld in Lenders sole and absolute discretion. From and after any assignment, transfer or delegation of obligation by Lender of its interest hereunder, Lender shall be released from all liability to Borrower hereunder arising after the date of such assignment, transfer or delegation of obligation; provided, however, that any assignee of Lender shall expressly assume all of the obligations of Lender hereunder. For purposes of this Agreement, an "transfer" under this Section shall be deemed to include, without limitation, the following: (a) a merger or any other combination of an entity with another party (other than a reincorporation of BBB from the State of _________(PLACENAME) to the State of Delaware), whether or not the entity is the surviving entity; (b) any transaction or series of transactions whereby a third party acquires direct or indirect power to control the management and policies of an entity, whether through the acquisition of voting securities, by contract, or otherwise; (c) in the case of BBB, the sale or other transfer of BBBs search engine business or any other substantial portion of BBBs assets (whether in a single transaction or series of transactions), or (d) the transfer of any rights or obligations in the course of a liquidation or other similar reorganization of an entity (other than a reincorporation of BBB from the State of _________(PLACENAME) to the State of Delaware).

20. Headings. Article and paragraph headings used in this Agreement are for convenience of reference only and shall not affect the construction of this Agreement.

21. Severability. The unenforceability or invalidity of any provision or provisions of this Agreement, the Promissory Notes, the New Note, or any other Document shall not render any other provision or provisions hereof or thereof unenforceable or invalid. If any rate of interest provided for herein is greater than that permitted under applicable law, such rate shall be automatically reduced to be the maximum permitted by law.

22. Additional Documents. Borrower shall at Lenders request, from time to time, at Borrowers sole cost and expense, execute, re execute, deliver and redeliver any and all documents, and do and perform such other and further acts, as may reasonably be required by Lender to enable Lender to perfect, preserve and protect Lenders security interest in the Collateral and Lenders and Lenders rights and remedies under this Agreement or granted by law and to carry out and effect the intents and purposes of this Agreement.

23. Integration. This Agreement and the other Documents shall constitute the entire agreement between the parties hereto with respect to the subject matter of this Loan Agreement and shall supersede all other agreements, written or oral, with respect thereto. In the event of any conflict between this Agreement and the other Documents, the provisions of this Agreement shall control.

24. Counterparts. This Agreement may be executed in any number of counterparts, each of which shall be deemed an original if fully executed, but all of which shall constitute one and the same document.

25. Governing Law. This Agreement shall be governed by and construed in accordance with the laws of the state of _________(PLACENAME).

26. Confidentiality.

A. The parties hereby agree that all terms and conditions of that certain AAA Corporation Non Disclosure Agreement between them dated _________,_________,_________(M/D/Y), shall govern the disclosure of confidential and proprietary information made under this Agreement. In this connection, the parties hereby agree that the terms of this Agreement and any information provided to Lender hereunder shall be treated as confidential in accordance with the terms of said Non Disclosure Agreement.

B. Without having first sought and obtained Lenders written approval (which Lender may withhold in its sole and absolute discretion), Borrower shall not, directly or indirectly, (i) trade upon this transaction or any aspect of Borrowers relationship with Lender, or (ii) otherwise deprecate AAA technology.

C. Neither party will issue any press release or make any public announcement(s) relating in any way whatsoever to this Agreement or the relationship established by this Agreement without the express prior written consent of the other party. However, the parties acknowledge that this Agreement, or portions thereof, may be required under applicable law to be disclosed, as part of or an exhibit to a partys required public disclosure documents. If either party is advised by its legal counsel that such disclosure is required, it will notify the other in writing and the parties will jointly seek confidential treatment of this Agreement to the maximum extent reasonably possible, in documents approved by both parties and filed with the applicable governmental or regulatory authorities.

ORAL COMMITMENTS. NOTICE IS HEREBY GIVEN THAT ORAL AGREEMENTS OR ORAL COMMITMENTS TO LOAN MONEY, EXTEND CREDIT, OR TO FORBEAR FROM ENFORCING REPAYMENT OF A DEBT ARE NOT ENFORCEABLE UNDER _________(PLACENAME) LAW.

IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of the day and year first above written.

Lender: Borrower:

AAA Corporation BBB Corporation

By: _________ By: _________

Name: _________ Name: _________

Title: _________ Title: _________

Date: _________ Date: _________

EXHIBIT A

PROMISSORY NOTE

US$,_________ _________(address)

_________(M/D/Y)

FOR VALUE RECEIVED, the undersigned, BBB CORPORATION ("Maker"), hereby promises to pay to the order of AAA CORPORATION ("Lender"), at such place as Lender may designate in writing from time to time, the principal sum of _________ and No/100 United States Dollars (US$ _________) together with interest and costs as herein provided.

Interest. The outstanding principal balance of the Loan shall bear interest at the rate of _________ percent (_________%) per annum. All computations of interest shall be based on a 360 day year for the actual number of days passed.

Term/Note Maturity Date. The term of this Note shall be three (3) years. The Note Maturity Date shall be _________,_________,_________(M/D/Y).

Loan Agreement. This Note is given pursuant to the terms and conditions of the Loan Agreement, dated as of _________,_________,_________(M/D/Y) between Maker and Lender (the "Loan Agreement"). Capitalized terms not otherwise defined herein shall have the meaning given to them in the Loan Agreement.

Payments of Principal and Interest. Maker shall make monthly principal and interest payments of _________ on the first day of each month during the term of this Note. Maker shall pay all remaining principal and accrued interest on or before the Note Maturity Date.

Prepayment. Maker may repay all or any portion of the amount due under this Note without premium or penalty.

Events of Default; Acceleration. Upon occurrence of an Event of Default, at the option of Lender the entire outstanding principal, interest and costs hereunder shall be immediately due and payable and shall thereafter bear interest at a rate equal to eighteen percent (18%) per annum (the "Default Rate"), until payment in full of all amounts due to Lender. Notwithstanding the foregoing, the interest paid under this Note shall never be greater than the maximum rate of interest permitted under applicable law.

Liability and Waiver. Maker hereby waives diligence, presentment, demand, protest and notice of any kind whatsoever. The non exercise by Lender of its rights hereunder in any particular instance shall not constitute a waiver thereof in that or any subsequent instance.

Costs of Collection. Maker, together with all sureties, endorsers and guarantors of this Note, jointly and severally promise to pay: (a) all costs and expenses incurred by Lender, including without limitation attorneys fees, in the event that Lender consults an attorney regarding a default by Borrower, even though suit is not instituted; (b) attorneys fees, and all other costs, expenses and fees incurred by Lender, including costs on appeal, in the event that suit is instituted on this Note; (c) all costs and expenses provided for in the Loan Agreement or in any other instrument given as security for this Note and/or incurred by or on behalf of Lender in connection with collecting or otherwise enforcing any right of Lender under this Note, the Loan Agreement or any other instrument given as security for this Note; and (d) all costs and expenses, including, without limitation, attorneys fees, incurred by Lender in connection with any bankruptcy, forfeiture, insolvency or reorganization proceeding or receivership in which Maker is involved, including, without limitation, those incurred in making any appearances in any such proceeding or in seeking relief from any stay or injunction issued in or arising out of any such proceeding.

NOTICE. NOTICE IS HEREBY GIVEN THAT ORAL AGREEMENTS OR ORAL COMMITMENTS TO LOAN MONEY, EXTEND CREDIT, OR TO FORBEAR FROM ENFORCING REPAYMENT OF A DEBT ARE NOT ENFORCEABLE UNDER _________(PLACENAME) LAW.

Applicable Law. This Note shall be governed by and construed in accordance with the laws of the State of _________(PLACENAME).

Maker:

BBB Corporation, a _________(PLACENAME) corporation

By: _________

Name: _________

Title: _________

Exhibit B

Notice of Borrowing

To: AAA Corporation

_________(address)

ATTN: _________

The undersigned, BBB CORPORATION ("BBB"), hereby refers to the Software Hosting Agreement and Loan Agreement, both dated _________,_________,_________(M/D/Y), and hereby requests to borrow the sum of $ _________ pursuant to said Loan Agreement and that such funds be sent by wire transfer to the account specified in the Loan Agreement.

Pursuant to said Software Hosting Agreement, you and BBB agreed, on or about _________, that the AAA Search Engine would be increased to accommodate up to _________ hits per day, and that BBB would purchase _________ new Hosting Servers to satisfy such capacity requirement. BBB certifies that all amounts loaned by you in response to this request will be used only to purchase _________ new Hosting Servers for the cluster servicing the AAA Search Engine.

BBB further certifies that as of the date hereof: (i) all representations and warranties made by BBB under said Loan Agreement remain true; (ii) BBB is in full compliance with all of its affirmative covenants under said Loan Agreement; and (iii) no event has occurred and is continuing which constitutes an Event of Default under said Loan Agreement.

All capitalized terms used in this Notice will have the meanings ascribed to them under said Loan Agreement or Software Hosting Agreement (whichever is applicable).

BBB CORPORATION

By: _________

Printed Name: _________

Printed Title: _________

Date: _________(M/D/Y)

EXHIBIT C

PROMISSORY NOTE

US$ _________ _________(address)

_________(M/D/Y)

FOR VALUE RECEIVED, the undersigned, BBB CORPORATION ("Maker"), hereby promises to pay to the order of AAA CORPORATION ("Lender"), at such place as Lender may designate in writing from time to time, the principal sum of _________ and No/100 United States Dollars (US$ _________) together with interest and costs as herein provided.

Interest. The outstanding principal balance of the Loan shall bear interest at the rate of _________ percent (_________%) per annum. All computations of interest shall be based on a 360 day year for the actual number of days passed.

Term/Note Maturity Date. The term of this Note shall be two (2) years. The Note Maturity Date shall be _________,_________,_________(M/D/Y).

Loan Agreement. This Note is given pursuant to the terms and conditions of the Loan Agreement, dated as of _________,_________,_________(M/D/Y) between Maker and Lender (the "Loan Agreement"). Capitalized terms not otherwise defined herein shall have the meaning given to them in the Loan Agreement.

Payments of Principal and Interest. Maker shall make monthly principal and interest payments of _________ on the first day of each month during the term of this Note. Maker shall pay all remaining principal and accrued interest on or before the Note Maturity Date.

Prepayment. Maker may repay all or any portion of the amount due under this Note without premium or penalty.

Events of Default; Acceleration. Upon occurrence of an Event of Default, at the option of Lender the entire outstanding principal, interest and costs hereunder shall be immediately due and payable and shall thereafter bear interest at a rate equal to eighteen percent (18%) per annum (the "Default Rate"), until payment in full of all amounts due to Lender. Notwithstanding the foregoing, the interest paid under this Note shall never be greater than the maximum rate of interest permitted under applicable law.

Liability and Waiver. Maker hereby waives diligence, presentment, demand, protest and notice of any kind whatsoever. The non exercise by Lender of its rights hereunder in any particular instance shall not constitute a waiver thereof in that or any subsequent instance.

Costs of Collection. Maker, together with all sureties, endorsers and guarantors of this Note, jointly and severally promise to pay: (a) all costs and expenses incurred by Lender, including without limitation attorneys fees, in the event that Lender consults an attorney regarding a default by Borrower, even though suit is not instituted; (b) attorneys fees, and all other costs, expenses and fees incurred by Lender, including costs on appeal, in the event that suit is instituted on this Note; (c) all costs and expenses provided for in the Loan Agreement or in any other instrument given as security for this Note and/or incurred by or on behalf of Lender in connection with collecting or otherwise enforcing any right of Lender under this Note, the Loan Agreement or any other instrument given as security for this Note; and (d) all costs and expenses, including, without limitation, attorneys fees, incurred by Lender in connection with any bankruptcy, forfeiture, insolvency or reorganization proceeding or receivership in which Maker is involved, including, without limitation, those incurred in making any appearances in any such proceeding or in seeking relief from any stay or injunction issued in or arising out of any such proceeding.

NOTICE. NOTICE IS HEREBY GIVEN THAT ORAL AGREEMENTS OR ORAL COMMITMENTS TO LOAN MONEY, EXTEND CREDIT, OR TO FORBEAR FROM ENFORCING REPAYMENT OF A DEBT ARE NOT ENFORCEABLE UNDER _________(PLACENAME) LAW.

Applicable Law. This Note shall be governed by and construed in accordance with the laws of the State of _________(PLACENAME).

Maker:

BBB Corporation, a _________(PLACENAME) corporation

By: _________

Name: _________

Title: _________

EXHIBIT D

Transfer of BBB

If BBB requests AAAs consent to a transfer as described in clause (a) of Section 19 of this Loan Agreement to which this Exhibit D is appended, and AAA reasonably withholds its consent to such transfer (an "Unconsented Transfer"), then BBB will nevertheless have the right to transfer this Agreement in connection with its proposed Unconsented Transfer subject to the following conditions precedent to the Unconsented Transfer:

(i) BBB, at its sole cost and expense, and without any financing supplied by AAA, will create a separate cluster of Hosting Servers for AAA required to service AAAs reasonably anticipated needs for a period of twelve months after the commencement of operation of such new and relocated cluster (provided however that AAA will purchase, or fund (in accordance with this Loan Agreement) BBBs purchase of (whichever AAA elects) any new hosting servers beyond the Hosting Servers purchased by BBB under the Software Hosting Agreement of even date herewith necessary to service AAAs reasonably anticipated needs as set forth above);

(ii) BBB will relocate, at its sole cost and expense (including, without limitation, indemnifying AAA and holding it harmless against any and all Taxes that arise as a direct or indirect result of the relocation of the Hosting Servers), all Hosting Servers referred to in clause (i) to a location designated by AAA, in its sole discretion;

(iii) BBB, at its sole cost and expense, will provide training to AAA personnel to the extent requested by AAA, to enable such personnel to use and maintain the AAA Search Engine, and to create enhancements thereto, with reasonable competence (all as determined by AAA in its sole discretion);

(iv) BBB will grant to AAA an irrevocable, non exclusive, royalty free license to use the Product (and all required underlying BBB Technology) solely in connection with AAAs operation of the AAA Search Engine (which license shall include the right to create enhancements and other derivative works based thereon for use in conjunction therewith) for such period as AAA may require to transition its search engine services to non BBB technology (the "Transition Period"), and BBB will waive all royalties otherwise payable pursuant to the Software Development Agreement and/or the Information Services Agreement of even date herewith; for the purposes of this clause (iv), the Transition Period will commence at such time as AAA assumes control over said separate cluster and begins itself operating the AAA Search Engine, and will continue thereafter for eighteen months (18) or until the termination of said Software Development Agreement and Information Services Agreement (whichever is longer);

(v) BBB will direct the Escrow Agent to release to AAA all Confidential Materials held by the Escrow Agent, subject to AAAs agreement to use such Confidential Materials only in connection with its licensed rights under clause (iv) above;

(vi) BBB will agree to reimburse AAA for all reasonable costs incurred by AAA in transitioning its search engine to non BBB technology (whether created by AAA or by a third party); and

(vii) BBB will cause the applicable proposed assignee, transferee or delegatee of obligation of this Agreement to assume, jointly and severally with BBB, all of BBBs obligations hereunder.

AAA will cooperate with BBB and use its reasonable best efforts so as to enable BBB to satisfy the foregoing conditions precedent in a timely manner. Upon satisfaction of the foregoing conditions precedent, said Software Hosting Agreement shall be deemed terminated pursuant to Section 10.1 thereof.

Upon expiration of the Transition Period, all rights granted to AAA to use the Product (other than AAA Technology, Joint Derivative Technology and the AAA Derivative Technology) and/or any BBB Technology under the transitional license referred to in clause (iv) or otherwise shall cease, and AAA shall immediately return to BBB all Confidential Materials (and all copies thereof), provided however that, notwithstanding any provision of the Ancillary Agreements to the contrary, the undertaking by BBB to indemnify AAA and hold it harmless against Taxes as provided in clause (ii) above shall survive any such terminations.

Capitalized terms used in this Exhibit D and not otherwise defined in this Loan Agreement shall be defined in the same manner as in the applicable agreement among the following agreements between Lender and Borrower of even date herewith: Software Development Agreement; Information Services Agreement; and/or Software Hosting Agreement.

EXHIBIT E

BBB Depository Account Information

All Advances should be sent to Borrowers account by wire transfer as follows, unles

民间贷款合同（一）

甲方（借款人）：身份证号码：

联系电话：

通讯地址（住址）：

乙方（放款人）：身份证号码：

联系电话：

通讯地址（住址）：

甲乙双方因借款事宜，按照《民法典》及其它法律法规之规定，在平等、自愿、协商一致的基础上，签订协议如下：

一、甲方于年月日向乙方借款合计人民币元整（大写为）已于年月日全部还清，互不拖欠。双方于年月日所立《借款协议》（no：）作废。

二、甲方因事由再次向乙方借款合计人民币元整（大写为）。鉴于甲方之前借款均守信用，乙方按上述借款金额借给甲方。每日利息为本金的%。上述欠款及利息双方约定甲方必须于年月日付清给乙方。

三、甲方应按约定及时还清欠款。逾期未还清的，每逾期一天，按欠款金额的%计算罚息；逾期每超一个月，在上一个月罚息基础上加收%的罚息，直至还清为止。

四、上述借款在甲乙双方订立本协议之同时，已由乙方给付甲方，不另立据。

五、根据本协议的需要及双方发出的通知、往来联系的便利，双方在本协议确定的联络方式为双方有效的联系方式。一方变更联络方式，应自变更之日起天内，以书面形式通知对方；否则，由未通知方承担由此而引起的相应责任。

六、本协议在履行中发生的任何纠纷，均应通过协商解决，协商不成，提交法院裁决。

七、因解决本协议纠纷产生的费用，包括但不限于调查费、诉讼费、律师费等，由败诉方承担。

八、本协议一式二份，甲乙双方各执一份，具有同等法律效力。

甲方签名：

乙方签名：

借款日期：年月日

附：甲乙双方身份证复印件各一份

注：1、说明：本协议内容经甲乙双方达成合意后打印成文，经双方签名或盖章后即行生效。

2、上述协议双方已各执一份。

签收人：

签收日期：年月日

民间贷款合同（二）

贷款方：

借款方：

一、借款用途

张要从事个体经营，急需一笔资金。

二、借款金额

借款方向贷款方借款人民币**万元。

三、借款利息

自支用贷款之日起，按实际支用数计算利息，并计算复利。在合同规定的借款期内，年利为7%.借款方如果不按期归还款，逾期部分加收利率0.5%.

四、借款期限

借款方保证从**年*月起至**年*月止，按本合同规定的利息偿还借款。贷款逾期不还的部分，贷款方有权限期追回贷款。

五、条款变更

因国家变更利率，需要变更合同条款时，由双方签订变更合同的文件，作为本合同的组成部分。

六、权利义务

贷款方有权监督贷款的使用情况，了解借款方的偿债能力等情况。借款方应如实提供有关的资料。借款方如不按合同规定使用贷款，贷款方有权收回部分贷款，并对违约部分参照银行规定加收罚息。贷款方提前还款的，应按规定减收利息。

七、保证条款

（一）借款方用自有房屋6间做抵押，到期不能归还贷款方的贷款，贷款方有权处理抵押品。借款方到期如数归还贷款的，抵押权消灭。

（二）借款方必须按照借款合同规定的用途使用借款，不得挪作他用，不得用借款进行违法活动。

（三）借款方必须按合同规定的期限还本付息。

（四）借款方有义务接受贷款方的检查、监督贷款的使用情况，了解借款方的计划执行、经营管理、财务活动、物资库存等情况。

（五）需要有保证人担保时，保证人履行连带责任后，有向借款方追偿的权利，借款方有义务对保证人进行偿还。

八、合同争议的解决方式

本合同在履行过程中发生的争议，由当事人双方友好协商解决，也可由第三人调解。协商或调解不成的，可由任意一方依法向人民法院起诉。

九、本合同未做约定的，按照《中华人民共和国民法典》的有关规定执行。

本合同一式2份，双方各执1份。

贷款人：__________________

借款人：__________________

合同签订日期______________

立合同人：______________（以下简称甲方）、__________（以下简称乙方），双方兹因借款事宜，订立本件契约，条款如下：

一、甲方愿贷与乙方人民币__________元整，于订立本约之同时，由甲方给付乙方，不另立据。

二、借贷期限为_____年，自________年____月____日起至________年____月____日止。

三、利息每万元月息________元，乙应于每月____日给付甲方，不得拖欠。

四、届期未能返还，乙方除照付利息外，并按利率一倍加计的违约金给付甲方。

五、本契约书的债权，甲方可自由让与他人，乙方不得异议。

六、乙方应觅保证人一名，确保本契约的履行。而愿与乙方负连带返还本利的责任，并抛弃先诉抗辩权。

甲方：________________

乙方：________________

连带保证人：__________

________年____月____日

民间贷款合同（三）

贷款方：

借款方：

保证方：

借款方为进行生产（或经营活动），向贷款方申请借款，并聘请作为保证人，贷款方业已审查批准，经三方（或双方协商），特订立本合同，以便共同遵守。

第一条贷款种类

第二条借款用途

第三条借款金额人民币（大写）元整。

第四条借款利率借款利息为千分之，利随本情，如遇国家调整利率，按新规定计算。

第五条借款和还款期限

第六条还款资金来源及还款方式

1、还款资金来源：

2、还款方式：

第七条保证条款

1、借款方用做抵押，到期不能归还贷款方的贷款，贷款方有权处理抵押品。借款方到期如数归还贷款的，抵押品由贷款方退还给借款方。

2、借款方必须按照借款合同规定的用途使用借款，不得挪作他用，不得用借款进行违法活动。

3、借款方必须按照合同规定的期限还本付息。

4、借款方有义务接受贷款方的检查、监督贷款的使用情况，了解借款方的计划执行、经营管理、财务活动、物资库存等情况。借款方应提供有关的计划、统计、财务会计报表及资料。

5、需要有保证人担保时，保证人履行连带责任后，有向借贷方追偿的权利，借贷方有义务对保证人进行偿还。

第八条违约责任

一、借款方的违约责任

1、借款方不按合同规定的用途使用借款，贷款方有权收回部分或全部贷款，对违约使用的部分，按银行规定的利率加收罚息。情节严重的，在一定时期内，银行可以停止发放新贷款。

2、借款方如逾期不还借款，贷款方有权追回借款，并按银行规定加收罚息。借款方提前还款的，应按规定加减收利息。

3、借款方使用借款造成损失浪费或利用借款合同进行违法活动的，贷款方应追回贷款本息，有关单位对直接责任人应追究行政和经济责任。情节严重的，由司法机关追究刑事责任。

二、贷款方的违约责任

1、贷款方未按期提供贷款，应按违约数额和延期天数，付给借款方违约金。违约金数额的计算应与加收借款方的罚息计算相同。

2、银行、信用合作社的工作人员，因失职行为造成贷款损失浪费或利用借款合同进行违法活动的，应追究行政和经济责任。情节严重的，应由司法机关追究刑事责任。

第九条解决合同纠纷的方式：执行本合同发生争议，由当事人双方协商解决。协商不成，双方同意由仲裁委员会仲裁或向人民法院起诉。

第十条其他

本合同非因《民法典》规定允许变更或解除合同的情况发生，任何一方当事人不得擅自变更或解除合同。当事人一方依照《民法典》要求变更或解除本借款合同时，应及时采用书面形式通知其他当事人，并达成书面协议。本合同变更或解除之后，借款方已占用的借款和应付的利息，仍应按本合同的规定偿付。

本合同如有未尽事宜，须经合同双方当事人共同协商，作出补充规定，补充规定与本合同具有同等效力。

本合同正本一式三份，贷款方、借款方、保证方各执一份；合同副本一式，报送等有关单位（如经公证或鉴证，应送公证或鉴证机关）各留存一份。

贷款方：（签字）

地址：

电话号码：

借款方：（签字）

地址：

电话号码：

保证方：（签字）

地址：

电话号码：

小额贷款在中国：主要是服务于三农、中小企业。小额贷款公司的设立，合理的将一些民间资金集中了起来，规范了民间借贷市场，同时也有效地解决了三农、中小企业融资难的问题。

小额贷款合同示范文本

借款人(甲方)：

住所地：

法定代表人：

电话：

传真：

电子邮箱：

或

借款人(甲方)：

身份证号码：

户籍所在地住址：

经常居住地地址：

工作单位及地址：

电话：

传真：

电子邮箱：

贷款人(乙方)：

住所地：

法定代表人：

电话：

传真：

电子邮箱：

甲方向乙方申请借款，乙方经审查同意向甲方贷款，为明确各自的权利、义务，根据《中华人民共和国民法典》、《中华人民共和国民法典》及其他有关法律、法规、规章的规定，经协商一致，订立本合同，以便共同遵守执行。

第一条借款种类为以下第种：

1.1流动资金贷款;

1.2项目贷款;

1.3按揭贷款;

1.4其他：贷款。

第二条借款金额：人民币(大写);(小写)。

第三条借款用途：

第四条借款期限及还款方式：

4.1借款期限自年月日至年月日止。

4.2借款本息按以下第种方式归还：

(1)本金到期一次性归还，利息□按季计收□按月计收(择其一)，到期利随本清。利息若按季计收结息日为每季度末月的日;利息若按月计收结息日为每月的日。

(2)本金□按月□按季(择其一)按借款借据载明的期限分期归还，利息□按季计收□按月计收(择其一)，最后一笔贷款清偿时利随本清。利息若按季计收结息日为每季度末月的日;利息若按月计收结息日为每月的日。

(3)本金到期一次性归还，利息在到期日一次性付清。

(4)按月等额还贷本息方式。甲方从乙方发放贷款的次月开始，按月等额还借款本息，还本付息日定为每月的日(遇节假日顺延)。每月等额还贷本息金额为：。

(5)递减法还贷本息方式。甲方从乙方发放贷款的次月开始，每月等额偿还借款本金，贷款利息随本金减少而逐月递减，还本付息日为每月的日(遇节假日顺延)。

每月等额归还本金：。

第一次归还利息：。

利息逐月递减额为：。

(6)其他方式：。

4.3借款实际放款日和到期日以借款借据为准，借款借据是合同的组成部分，与本合同具有同等的法律效力。

第五条贷款利率

贷款利率选择如下第种方式：

5.1本合同执行固定贷款利率，为月利率‰，借款期限内不变。

5.2本合同执行浮动贷款利率，本合同签订时根据中国人民银行公布施行的同期贷款基准利率按一定浮动方式和比例(即上浮或下浮，择其一)确定为月利率‰，具体计算公式为：月利率=(以借款借据载明的利率为准，浮动方式和比例在本合同有效期内不变)。如遇中国人民银行公布施行的同期贷款基准利率调整，则本合同贷款利率以调整后的贷款基准利率为基础按上述浮动方式和比例调整。每季末结息日为利率重新定价日，如有调整，于利率重新定价日之次日起按调整后的利率计算。

5.3其他方式：(注：填写时请注意与第四条中选择的还款方式相对应)。

5.4无论采用哪种利率方式，日利率的计算基准均为每月30天，换算公式为：日利率=月利率/30

第六条甲方提前归还借款，乙方有权按本合同约定的利率和实际借款天数计收贷款利息。

第七条借款展期

甲方如有特殊原因需要延长借款期限，应在借款到期15个日历天前向乙方提出书面申请，经乙方同意后签订借款展期书面协议。

第八条

8.1借款及所涉债务包括但不限于借款本金、利息、违约金、赔偿金以及实现债权的费用(包括为收回贷款所生产的公证、评估、鉴定、拍卖、诉讼或仲裁、送达、执行、律师代理、差旅费等全部费用)等。

8.2乙方依本合同或担保合同所获得的用以清偿债务的款项，有权根据需要选择不同顺序对以下各项进行清偿：

(1)支付行使抵押权等担保物权所产生的公证、评估、鉴定、拍卖等全部费用;

(2)支付乙方为实现债权所发生的诉讼或仲裁、送达、执行、律师代理、差旅费等全部费用;

(3)清偿甲方所欠乙方的利息;

(4)清偿甲方所欠乙方的主债权、违约金、赔偿金等。

8.3甲乙双方之间存在多笔已到期借款合同的，乙方有权决定甲方每笔还款所履行的合同的顺序。

第九条借款担保

9.1本合同项下债务的担保方式为下列第种：

(1)由提供担保，并出具相应的担保函。

(2)(其他担保方式)。

9.2若借款人或担保人发生贷款人认为可能影响其履约能力的事件，或担保合同变为无效、被撤销或解除，或借款人、担保人财务状况恶化或涉入重大诉讼或仲裁案件，或因其他原因而可能影响其履约能力，或担保人在担保合同或与贷款人之间的其他合同项下发生违约，或担保物贬值、毁损、灭失、被查封，致使担保价值减弱或丧失时，贷款人有权要求借款人提供新的担保、更换保证人等以担保偿还本合同项下债务，若借款人无法提供满足贷款人要求的新的担保、更换保证人，则贷款人有权单方面终止履行本合同并要求借款人提前偿还全部借款本金、利息及其他费用。