信用分的英文【汇编20篇】

1、淡淡的烛光，生命的装潢，每一种闪烁，都是爱的组合，每一种闪烁，都是心的真诚，我祝你生活灿烂无比，我祝你前程似锦如意，生日快乐。阿姨，生日快乐！

2、岁月的痕迹在纵横沟壑的皱纹中显现，时光的洗礼在满是粗茧的双手中表明。在您生日诞辰之日，祝您健康长寿！幸福永远！

3、愿我的思念如花蕾，此刻绽放大自然的艳美；愿我的祝福如月光，此时遍洒人世间的吉祥；愿我的祝福如蜜糖，愿亲爱的你生日快乐！

4、您是经霜的枫树老更红，历尽悲欢，愈显得襟怀坦荡。衷心祝愿您生命之树常青。

5、没有花的芳香，没有果的甜香；没有烛的明亮，没有歌的嘹亮；有心香一瓣，关怀一份，为你送上浓浓祝福：生日快乐！

6、祝您永远快乐健康，笑在眉头喜在心头，福寿绵绵，长命百年！

7、转眼间，您已迈入了花甲之年，我不知道用什么语言表达对您生日的祝福，只想说一句：您辛苦了！祝您健康、长寿、幸福！

8、如果人生的风景有无数，愿幸福高居生活的榜首；如果情感的历程长而久，愿快乐领跑在最前头！您的生日，有我们的祝福相伴左右！

9、生日宴席，我给你点几道菜，水煮鱼，祝你年年有余，红烧肉，祝你红红火火，番茄虾，祝你有个温馨家，拌青菜，祝你健康愉快，祝你生日梦想成真。

10、生日就像一首歌曲，奏着美妙的旋律！生日就像一副油画，有着鲜艳的色彩！在这个生日里，让我的祝福陪伴你，祝你快乐永久、幸福无限！

My name is Li Hua. Now I am in Class 1 Grade 1. I come from Niuzhuang Town. I was born On September 12, 1997. I graduated from Niuzhuang Middle school. I’m an outgoing boy and have many hobbies. I’m fond of listening to music but I am not good at singing. In my spare time I like reading books, playing chess and hanging out with friends. My favourite subject is English. I think it is very interesting and useful. So I will try my best to learn it well. I hope I can get along well with other students and teachers. My dream is to become a doctor in the future. Where there is a will , there is a way. I think I will realize my dream by working hard.

我的名字叫李华。现在我在1年级1班。我来自Niuzhuang小镇。我出生在1997年9月12日。我毕业于Niuzhuang中学。我是一个外向的男孩,有很多爱好。我喜欢听音乐但我不擅长唱歌。在我的业余时间我喜欢读书,下棋和与朋友闲逛。我最喜欢的科目是英语。我认为这是非常有趣的和有用的。所以我将尽我最大的努力学好它。我希望我能与其他学生和老师相处得很好。我的梦想是将来成为一名医生。有志者事竟成,有一种方法。我想我会通过努力工作实现我的梦想。

一分钟自我介绍英文范文

无论什么时候一篇英文介绍会给别人带来很深刻的印象哦，今天小编就给大家分享一下的英语自我介绍，欢迎收藏哦

中学生英语自我介绍范文

Hello Everyone, my Name Is Lee. This Is Really A GREat Honor To Have This Opportunity, and I Believe I Can Make Good Performance Today. Now I Will Introduce Myself Briefly.

I Am 20 Years Old, born In Guangdong Province, south Of China, and I Am A Senior Student At Guangdong University. My Major Is English. And I Will Receive My Bachelor DeGREe After My Graduation In June.

In The Past Four Years, I Spent Most Of My Time On Study. I Passed CET4 And CET6 With A Ease And Acquired Basic Theoretical And Practical Knowledge Of Language.

I’m very happy and I like to make friends with others. I also like singing but traveling is my favorite, I have been to many interesting places in China but I haven’t been to other countries. What a pity!

At school, I study Chinese,math, English, history, politics and so on. I like all of them. I often help my teacher take care of my class and I think I am a good helper. I live with my parents and we go home on time every day.

That’s all, thank you.

一分钟自我介绍英文

Hello. My name is one minute self introduction English, from Shandong, 23 years old. In this year, I graduated from University, majored in Business English, I work in the Xinhua Bookstore outlets, have certain experience of good customer service. Good my English foundation, has obtained the university English four levels of certificates, but also practice in foreign trade company.

I adhere to the principle of attitude decide everything, I believe that as long as the down to every detail, good customer service, through their own unremitting efforts, will be in with excellent performance.

Here for your companys * * position, is to have learned to their full play, and learn and grow here. I hope to have this opportunity, and you can become colleagues.

博士复试英语自我介绍

My first job was a net supervisor in a small company. Although I worked there for only six months, I had wide experiences in 术语. But I gradually focused on(术语). So I took part in the Red Hat Authorization test and passed it with honor. In 20xx, I was accepted by the Information Department, China Unicom，in charge of专业.To be honest, this position brings me good salary and a promotion opportunity, however, I decided to apply for the Master of 术语… And that s why I m here.

Being open to new theories and new ideas is important, especially in telecommunications. Knowledge from field work tells others what you can do, but that from theoretical studies tells others how you re inventive, creative and sensible. I think postgraduate studies at this university can give me a mental power and realistic approach.

The team had to work round the clock and checked it up from time to time. In this way, the whole system wouldn t crash. Other feedback mechanism includes术语(如一些常用的设备或者零部件名称：如servers, data base as well as hard disc)

Dear victims,

I was astonished and grievous to hear of the calamitous earthquake happening on May, 12th. It’s really a national disaster, causing tremendous loss to our whole nation physically and mentally. By now, the terrible earthquake has claimed over 60 thousand lives, injured far more people, and led 5 million homeless.

Seeing the related movies and photos, I could not help crying. I’m especially moved by those high-minded people in front of the catastrophe! I’m proud of you, tough people!

Despite the calamity, I hope that you, our brothers and sisters in the earthquake-striken area, will believe in us, in our government, and in the power of love. Our country being a big one with a large population of about 1.4 billion, if we share the calamity together, it would be reduced to only a small “shower”. Therefore, please keep in mind that the road is tortuous, the future is bright. The storm will give way to bright sunshine in the long run. And finally, everything will be recovered, and even better than it was.Best wishes!

Yours sincerely,

甲方(贷款方)：________________

法定代表人： ________________

签订地址：____________________

乙方(借款方)：_________________

法定代表人：________________

经中国________________银行________(下称甲方)与_______(下称乙方)充分协商，甲乙双方本着平等自由原则，经过友好协商，根据《中华人民共和国民法典》、《信用借款条例》及相关法律法规，就信用借款事宜，在互惠互利的基础上达成以下条款，并承诺共同遵守：

第一条 自________年________月________日起，由甲方向借款方提供____(种类)贷款(大写)_______元，用于_________，还款期限至____年__月__日止，利率按月息__________‰计算。如遇国家贷款利率调整，按调整后的新利率和计息方法计算。

具体用款、还款计划如下：

1. 分期用款计划：(略)

2. 分期还款计划：(略)

第二条 甲方应在符合国家信贷政策、计划的前提下，按期、按额向借款方提供贷款。否则，应按违约数额和延期天数付给借款方违约金。违约金数额的计算，与逾期贷款的加息同。

第三条 乙方愿遵守贷款方的有关贷款办法规定，并按本合同规定用途使用贷款。否则，甲方有权停止发放贷款，收回或提前收回已发放的贷款。对违约部分，按规定加收__%利息。

第四条 乙方保证按期偿还贷款本息。如需延期，乙方必须在贷款到期前提出书面申请，经甲方审查同意，签订延期还款协议。乙方不申请延期或双方签订延期还款协议的，从逾期之日起，甲方按规定加收 %的利息，并可随时从借款方存款账户中直接扣收逾期贷款本息。

第五条 甲方有权检查、监督贷款的使用情况;了解借款方的计划执行、经营管理、财务活动、物资库存等情况。借款方对上述情况应完整如实地提供。对乙方违反借款合同的行为，甲方有权按有关规定给予信贷制裁。 甲方按规定收回或提前收回贷款，可直接从乙方存款账户中扣收。

第六条 在乙方发生财产不足以清偿多个债权人的债务的情况下，乙方愿以其财产(包括应收款项)优先偿还所欠贷款方的贷款本息。

第七条 不可抗力

1. 在本合同履行过程中，如因不可抗力导致活动终止或带来损失，甲乙双方各自承担自己损失，互不承担违约责任。

2. 任何一方因遇到不可抗力致使全部或部分不能履行或迟延履行本合同的，应自不可抗力事件发生之日起三日内，将不可抗力情况以书面形式通知另一方，并自不可抗力发生之日起三十日内，向另一方提交导致其全部或部分不能履行或迟延履行的证明。

第八条 法律适用与纠纷解决方式

1.本合同适用中华人民共和国有关法律，受中华人民共和国法律管辖。

2.本合同执行期间，如遇不可抗力致使合同无法履行的，双方应按有关法律法规规定及时协商处理。

3.本合同各方当事人对本合同有关条款的解释或履行发生争议时，应通过友好协商的方式予以解决。双方约定，凡因本合同发生的一切争议，当和解或调解不成时，选择下列第__种方式解决：

(1)将争议提交__仲裁委员会仲裁;

(2)依法向__人民法院提起诉讼。

第九条 合同解除

符合以下情形的，可以解除本合同：

1.双方经协商一致同意的。

2.因不可抗力致使本合同不能履行的或没必要履行的。

3.合同一方违反本合同约定，守约方根据本合同约定提出解除本合同的。

第十条 合同变更

任何一方要求变更合同内容，应提前一个月书面通知对方并征得对方同意，双方就变更内容协商一致的，应签订书面变更协议。由此形成的书面补充协议，与本合同具有相同法律效力

本合同未尽事宜，按国家有关法规及银行有关贷款规定办理。

第十一条 后继立法

除法律本身有明确规定外，后继立法(本合同生效后的立法)或法律变更对本合同不应构成影响。各方应根据后继立法或法律变更，经协商一致对本合同进行修改或补充，但应采取书面形式。

第十二条 权利的保留

任何一方没有行使其权利或没有就对方的违约行为采取任何行动，不应被视为对权利的放弃或对追究违约责任的放弃。任何一方放弃针对对方的任何权利或放弃追究对方的任何责任，不应视为放弃对对方任何其他权利或任何其他责任的追究。所有放弃应书面做出。

第十三条 本合同从借、贷双方签章之日起生效。

本合同一式________份，借、贷双方各执一份。

甲方(盖章)：________________ 乙方(盖章)：________________

授权代理人(签字)：________ 授权代理人(签字)：________

单位地址：________________ 单位地址：________________

邮政编码：________________ 邮政编码：________________

联系电话：________________ 联系电话：________________

传 真：________________________ 传 真：________________________

电子信箱：________________ 电子信箱：________________

开户银行：________________ 开户银行：________________

I am a love life, work seriously people. In high school life, I not only learned a lot of knowledge, but also in all aspects of perfection. In the face of difficulties, I never retreat, always brains, trying to solve the problem, to overcome the difficulties. And each solve a problem, overcome a difficulty, all my confidence has been improved. I believe that, as long as there is sufficient self-confidence, coupled with increased efforts to be able to overcome all kinds of difficulties and obstacles, leading to the success of the other side.

In the high school stage of the learning process, I can seriously take every course, carefully preview, active review. Encountered problems, ask the students, to the teacher advice. I will continue to improve the learning method, adjust the learning plan, reasonable time. I regard learning as acquiring knowledge, enriching my own pleasure, and being interested in it.

I have a correct outlook on life and values. Good communication with the students, with them to establish a good relationship, make the greatest efforts to help others. In life, I can respect teachers, honor their parents. I am able to actively participate in school and social organizations, useful activities to enrich their own after-school life. I like sports, and actively participate in them, in the movement to experience happiness, harvest health.

I still have a lot of shortcomings and deficiencies in the future, I have to redouble our efforts to continuously improve themselves.

My name is * *, this year thirteen years old, just on the first two days.

I am tall medium, 1 meter 66, and then ranked the tenth class, long face short nose, big feet have big hands, little eyes are not small, especially Gods eyes, a big mouth to say, just say, "said one hour is also no problem, not tall not short the body, not fat or thin. In general it is quite handsome.

I am in school in Beijing, our uniforms look good, all blue, so particularly good recognition, a middle school student.

The advantage is that I love animals, every morning I have to exercise outside, run and play with the horizontal bar,

So, I am particularly good at school sports, my study can not be questioned, mathematics exams have never been 90 points, my English is good. So, my face is always filled with joy of expression.

I was not playing basketball, also dont know what it is, is not love, but,

The class I always absent-minded, not listening. So, the teacher called on me, I also have full confidence to stand up, eighty percent is right, the teacher was angry and laugh.

This is me, as long as they see me, I always laugh, I will warm you and say hello, come on!

Good morning everyone!Im . Im 24. I graduated from Hunan Normal University on Campus. My major is English Education. After graduation, I have worked for one year in Li Yang Kids English. My students are between 5 and 12 years old.

Im outgoing and open-minded. In my spare time, I have broad interests. Such as reading, surfing the internet, listening to music and even chatting with foreign friends online if possible. I like children very much. I think children are active, innocent and pure.

With them, I feel very relaxed, pleasant and younger. Therefore, I learned a lot from my one year working experience.Teaching children English is very interesting but it is also challenging. Because children are always active, even sometimes very naughty. So teachers need a lot of patience to deal with children.

The most important that I have learned from my one year teaching experience is that a teacher should have the mind that always wants to go on learning. Teaching is a job at which one will never be perfect. If I have the chance, I will try my best to be a good primary English teacher.

send this special birthday wish just to let you know that you’ll always be remembered for the thoughtfulness you show.献上这特别的生日祝愿，只想让您知道：因为您对我的体贴关怀，我永远不会把您忘怀。

you know you’re thought of lovingly each day throughout the year.but it’s nice to mention it again when special days are here.您知道我们无日不把你亲切思念，逢寿辰当然要把这话再说一遍。

to a very special uncle，because you’re always thought of in a very special way, sure wouldn’t miss a chance like this to tell you so today, happy birthday!献给豁达宽厚的叔叔，因为在我的心里，您总是特别珍贵，今天我能告诉您，当然不错过机会祝您生日快乐!

it’s fun to send these wishes for an especially happy to an uncle who is nice in every way.在特别欢乐的一天，给完美无缺的伯父祝寿，真叫我喜悦满心间。

word can say so little when someone cares so much.mother, i’m wishing that these were a way to tell you the things that i’d so like to say how thankful i am and how very proud, too, to have a wonderful mother like you.您对我的爱是这样深，言语的表叙显得实在无力。母亲，我希望这句话能告诉您我最想说的事我多么感谢您，又多么自豪，因为我有像您这样慈爱的母亲。

grandma means sunshine filled with blessings from above, grandma means kindness because it’s another name for love may this be a special birthday for you.奶奶是充满祝福的阳光，照耀我身;奶奶是慈祥和蔼的别名，爱的象征。愿您的生日特别快乐!

My name is . I am from .There are people in my family. My father works in a computer company. He is a computer engineer. My mother works in a international trade company. She is also a busy woman. I have a older sister and a younger brother.My sister is a junior in National Chinese Taiwan University. She majors in English. My brother is an elementary school student. He is 8 years old.

Good morning/afternoon teachers and classmates.Im .I am a girl of 13.My family including my father,mother and me.I like basketball best.In addition,I also like table tennis.My favorite food is carrots.Im also very interested in snacks.What,Im good at computer.Using the computer E-mail,shopping and even solve my problems in the study and the life is so convenient.So I put my computer as my good helper.As for reading,Ive read about magic novel.Are these.Nice to meet you!I sincerely hope to make friends with you.

翻译：

好早上/下午老师和同学。我是。我是一个13岁的女孩。我家包括我爸爸，妈妈和我。我最喜欢篮球。此外，我还喜欢桌上网球。我最喜欢的食物是胡萝卜。我现在也在小吃很感兴趣。什么，我很好的电脑。用电脑发邮件，购物，甚至解决我的问题研究中，生命是如此方便。所以我把我的电脑是我的好帮手。作为阅读，我读过一些关于魔法的小说。是这些。好见到你!我真诚地希望与你交朋友。

After I have worked in business area for eight years, I feel that I need to continue my education by pursuing a Master degree in business administration. I have practiced my professional expertise in accounting, demonstrated my leadership abilities and perfected my communication skills. But I have yet to become an entrepreneur in my own right, and to fully master the art of modern business. I want to be trained more vigorously in scientific methods of analysis and synthesis. There are a lot of opportunities and challenges in China that I do not yet fell fully confident to seize. My business career has so far benefited mostly the companies that I worked for, but a good business education in your university will probably become a new era for me.

Your university is well known for its excellence in China’s business education. I am sure that, with my extensive business experience, I can be a worthy student of yours. I am anxious to benefit from your seasoned guidance and take advantage of your research facilities.

本学期本人任九年级思想品德教学工作，回顾一年的工作，本人认真学习新的教育理论，严格要求学生，尊重学生，发扬教学民主，使学生学有所得，不断提高，从而不断提高自己的教学水平和思想觉悟，为了更好地做好今后的工作，总结经验、吸取教训：

首先，本人积极参加各种教研教改活动。

坚持组织集体备课，率先垂范，带头搞好学科教研、教改工作，每学期听课12节以上，努力学习外校先进教学方法和教学经验，提高自己的教学业务水平。

第二、认真把握教材。

把课标、教参与课本有机结合，以提高学生分析问题和解决问题能力为目标，切实落实培养学生的创新思维和创造能力，并且能利用课堂时间不断地以新型热点材料为背景创设提问角度，帮助学生拓展思路，从而使学生们分析、解决问题的能力不断提高。教学中注重培养学生的创新精神和实践能力，积极实施素质教育。精心设计每一节课，形成了“激情、丰富、深刻、互动”的教学风格，运用“问题教学法进行探究启发式教学”，结合多媒体教学手段的运用，密切联系社会热点、现实生活，课堂气氛轻松活跃，学生学习兴趣浓，积极性高。

第三，尊重学生。

重视与学生之间的情感交流和培养，在严格管理的同时能尊重学生的学习热情和认知能力，提出与学生自身水平相当的问题，鼓励他们大胆探索，共同提高。

在遵守纪律方面，本人严格遵守学校的各项规章制度，不迟到、不早退、有事主动请假。在工作中，尊敬领导、团结同事，能正确处理好与领导同事之间的关系。平时，勤俭节约、任劳任怨、对人真诚、热爱学生、人际关系和谐融洽，从不闹无原则的纠纷，处处以一名人民教师的要求来规范自己的言行，毫不松懈地培养自己的综合素质和能力。

第四、辅导——面向全体，关注个别。

在课后，我根据不同层次的学生的情况进行相应的辅导，以满足不同层次的学生的不同需求，免了只重视优生忽视后进生的思想和做法。在课后的辅导中我加大了对后进生的辅导力度。我对后进生的辅导，要是学习思想的辅导，解决学生的疑难问题的同时，不断的给予鼓励和支持，让他们认识到学习的重要性和必要性，逐渐培养他们学习的兴趣，事实证明，我的这一做法收到了很好的效果。

总之，教育工作是一项常做常新、永无止境的工作。社会在发展，时代在前进，学生的特点和问题也随着社会的不断发展发生着不断的变化。作为有责任感的教育工作者，必须以高度的敏感性和自觉性，及时发现、研究和解决教育教学工作中的新情况、新问题，掌握其特点、发现其规律，尽职尽责地做好工作，以完成我们肩负的神圣思想品德使命。“学高为师身正为范”、

成绩已经成为过去，在今后的教学生涯中，我将一如既往地严格要求自己，刻苦钻研教育教学。

2019小额信用贷款借款合同范本

无抵押小额贷款，即小额信用贷款(microcredit)，是以或家庭为核心的经营类贷款松典投资管理无抵押小额贷款的金额一般为10万元以下，1000元以上。小额信用贷款是微小贷款在技术和实际应用上的延伸。借款人不需要提供担保。其特征就是债务人无需提供抵押品或第三方担保仅凭自己的信誉就能取得贷款，并以借款人信用程度作为还款保证的。由于这种贷款方式风险较大，一般要对借款方的经济效益、经营管理水平、发展前景等情况进行详细的考察，以降低风险。

在申请无抵押小额贷款的时候也一定要慎重，不要轻易将自己的资料透露给对方，更不要轻易给对方打款。不能图一时便利，轻信"天上会掉馅饼"的事情会发生，尤其是在金融行业，在办理企业贷款、贷款、银行承兑汇票贴现等业务时，行业中掺杂太多图谋不轨的骗子,因此大家一定要特别小心。

在贷款前，一定要做好如下的准备工作：

1.一定要仔细甄别,详细的调查对方的资质和背景。比如可以通过在线查询对方公司的工商注册信息，可以在工信部网站查询对方网站的icp备案信息等。

2.尽量选择一些可以先放款再付手续费的机构或公司。其实有很多平台是不需要先支付前期费用的，完全可以在你借到钱以后再付相关手续费等费用(或者是在转账的时候直接扣除相关费用)。

小额贷款合同书范本

贷款方：_____________________ 地址：______________________________

电话：_______________________ 法定代表人：________________________

借款方：_____________________ 地址：______________________________

电话：_______________________

根据《中华人民共和国合同法》的规定，经贷款方、借款方、协商壹致，签订本合同，共同信守。

第一条 贷款种类：____________________________________

第二条 借款金额(大写)：_______________________________

第三条 借款用途：____________________________________

第四条 借款利率：____________________________________

第五条 借款期限：____________________________________

借款期限自____年____月____日起，至____年____月____日止。

借款实际发放和期限以借据分____次发放和收回。借据应作为合同附件，同本合同具有同等法律效力。

第六条 还款资金来源及还款方式

1.还款资金来源：_________________________________

2.还款方式：____________________________________

第七条 违约责任

1.签订本合同后，贷款方应在借款方提出借据____日内将贷款放出，转入借款方帐户或由贷款方(银行)开出彙票发放给借款方。如贷款方未按期发放贷款(彙票)，应按违约数额和延期天数的贷款利息的20%向借款方偿付违约金。

2.借款方如不按合同规定的用途使用借款，贷款方有权收回部分或全部贷款，对违约使用部分，按银行规定加收罚息。

3.借款方应按合同规定的时间还款。

第八条 解决合同纠纷的方式

如合同发生争议。由当事人双方协商解决。协商不成，双方同意按( )项处理。

(1)由仲裁委员会仲裁。

2)向人民法院起诉。

贷款方：_______________ 借款方：______________

代表人签字：___________ 代表人签字：__________

签订日期：_____________

小额信用贷款借款合同范本

借款人：______________________________________

住所：________________________________________

身份证号码：__________________________________

电话：________________________________________

邮政编码：____________________________________

开户银行及账号：______________________________

长城卡卡号：__________________________________

有效期：______________________________________

贷款人：______________________________________

住所：________________________________________

法定代表人(或授权委托人)：__________________

电话：________________________________________

邮政编码：____________________________________

借款人(以下称甲方)：________________________

贷款人(以下称乙方)：________________________

本合同所称贷款人是指具有开办消费信贷业务资格的中国银行各分支机构(不包括港澳及海外分支机构);

本合同所称借款人是指在中国银行各分支机构取得消费贷款的自然人。

甲方向乙方申请小额信用消费贷款，乙方根据甲方的资信状况向甲方发放小额信用消费贷款。为维护甲、乙双方利益，明确各自的权利、义务，甲、乙双方按照有关法律规定，经协商一致，订立本合同，共同遵守执行。

第一条 借款金额

甲方向乙方借款______(币别) _______万_______仟_______佰_______拾_______元_______角_______分。

第二条 借款期限

甲方借款期限为______个月(自合同生效之日起)。

第三条 借款利率和计息方法

借款利率为(月/年)息__________，在本合同履行期间，如遇国家利率调整，本合同项下贷款利息不变。贷款利息自贷款发放之日起计算。

第四条 贷款的适用范围

本合同项下的信用消费贷款可用于正常消费及劳务等费用支付。

第五条 本合同所称债务是指借款人应向贷款人偿还、支付的全部款项，包括贷款本金、利息、罚息、费用、违约金、赔偿金及其他一切款项。

第六条 用款方式

甲方的借款由乙方以转账形式划入甲方在中国银行开立的活期存款账户后由甲方用于消费。

第七条 还款方式

本合同项下的贷款本息采用一次性或分期还本付息法。若采用一次性还本付息法，贷款到期后，甲方应按约定将贷款本息存入本人活期存款账户，并授权甲方将贷款的本金及利息从其活期存款账户中一次性或分期划扣。若采用分期还本付息法，甲方授权乙方在每个还款期规定时间自动从其活期存款账户中扣除还款本息。

第八条 提前还款

本合同项下贷款允许甲方提前偿还贷款本息，可不收取提前还款承担费。

第九条 展期贷款处理

甲方如不能按合同规定的期限偿还贷款本息，应于还款到期日前30个工作日向贷款人提出书面展期申请。展期申请经甲方审查批准后，甲乙双方应签订展期协议，乙方有权对展期贷款加收利息及罚息。

第十条 甲、乙双方的权利和义务

1.甲方有权要求乙方按合同约定发放贷款;

2.甲方应按合同规定的还款期限归还贷款本息;

3.甲方必须按约定用途使用贷款，不得将贷款挪用;

4.甲方应按乙方要求定期提供其有关经济收入的证明;

5.甲方在未清偿贷款本息之前，不得办理存款账户或信用卡账户清户手续;

6.乙方有权检查、监督贷款的使用情况;

7.乙方按合同规定期限及时发放贷款;

8.乙方在贷款到期时有权从甲方的活期存款账户或信用卡账户内直接划款。

第十一条 合同的变更和解除

本合同生效后，甲、乙任何一方不得擅自变更和解除本合同。当事人的任何一方要求变更合同内容或解除合同须以书面形式提前1个月通知合同的另一方。未达成协议前，原合同继续有效。

第十二条 违约责任

1.甲方未按本合同约定用途使用借款，乙方有权对违约使用部分按________计收违约金;

2.甲方未按本合同规定归还贷款本息，乙方有权对逾期贷款按计(加)收利息;

3.在合同有效期内，甲方发生下列情况之一的，乙方有权停止发放尚未划付的贷款，并可提前收回已发放的贷款本息：

3.1 甲方未按合同规定用途使用贷款;

3.2 甲方拒绝或阻挠乙方对贷款使用情况进行监督检查;

3.3 甲方曾向乙方提供过虚假的资料;

3.4 甲方与其他法人或经济组织签订有损乙方权益的合同和协议;

3.5 甲方死亡、失踪或丧失民事行为能力后无继承人或受遗赠人，其法定继承人、受遗赠人、监护人拒绝履行借款合同;

3.6 甲方发生其他影响其偿债能力或缺乏偿债诚意的行为;

3.7 甲方与特约商户之间的纠纷影响还款的行为。

4.由于乙方的原因未能按合同规定及时发放贷款，给甲方造成损失的，乙方应按影响天数和数额，每天付给甲方万分之______的违约金。

第十三条 费用

与本合同有关的费用均由借款人支付或偿付，法律另有规定的除外。

第十四条 本合同争议的解决方式

甲、乙双方在履行本合同中发生的争议，由双方协商或者通过调解解决。协商或调解不成，可以向合同签订地人民法院起诉，或者向合同签订地的合同仲裁机构申请仲裁。在协商和诉讼期间，本合同不涉及争议部分的条款，双方仍需履行。

第十五条 甲、乙双方约定的其他事项

第十六条 本合同未尽事宜，按国家有关法律、法规和金融规章执行。

第十七条 合同生效和终止

本合同经甲、乙双方签字盖章后生效，至合同项下贷款本息全部清偿完毕后终止。

第十八条 合同附件

《中国银行小额信用消费贷款借款申请表》、乙方身份证影印件、购物发票影印件以及乙方要求的其他相关资料。

第十九条 本合同正本一式______份，甲、乙双方及合同见证人各执一份。

甲方：(签字盖章)___________________

乙方：(签字盖章)___________________

_____________年_________月_________日

合同签订地点：_______________________

这学期我担任高二(1)理科班的班主任，在担任班主任期间我工作勤勤恳恳，兢兢业业，班级的学习和日常规范都取得了很大进步。在此将这学期我的班主任工作总结如下：

一、班级工作思路

以德育工作为首，以服务教学工作为中心，立足班级常规工作，狠抓学生的养成教育，培养良好的学习习惯和生活习惯，形成良好的学风和班风;以班级文化建设为载体，打造班级精神文化特色，形成班级凝聚力，引导学生树立正确的人生观和价值观，促进学生形成健康的个性和健全的人格。

二、班级情况

本(1)班班共有学生45人，男生29，女生16，基本上都是我从高一带过上来的学生，开学初，我给我班定的目标是：学会做人，学会做事，学会学习，学会合作，学会自我管理。经过一学期的不懈努力，我班总体成绩在整个级中遥遥领先，尖子生从不突出到突出，我和学生的关系也越来越融洽，工作越来越顺利。

三、进一步完善班级管理建设

高二年级是学生的世界观发展、变化的重要阶段，同时，面临着过渡转型等问题，随着课时和知识复杂程度的加重，容易产生两极分化，有的学生甚至会感到迷惘，对前途失去信心。因此，思想工作显得更加复杂和重要。在这个学期里，一方面，我主要加大了对学生自治自我约束能力培养的力度，通过各种方式，既注意指导学生进行自我教育，让学生在自我意识的基础上产生进取心，逐渐形成良好的思想行为品质;又注意指导学生如何进行自我管理，培养他们多方面的能力，放手让他们自我设计、自我组织各种教育活动，在活动中把教育和娱乐融入一体。还注意培养学生的自我服务的能力，让学生学会规划、料理、调控自己，使自己在集体中成为班集体的建设者，而不是“包袱”。另一方面，我有效地利用好每周一的班会课开展一些专题性的活动，例如，学习经验交流会，意志教育，如何做时间的主人，习惯养成教育等，这些活动大大地促进良好的学风、班风的形成。再一方面，我自己也以身作则，努力做学生的榜样，跟班勤，管理方法得力，班风正、学风浓。我班在学校的各项管理评比中都取得了良好的成绩。本学期的期中考取得较好成绩，各项管理也都取得了较好的成绩。这又进一步鼓舞了士气，使班级管理工作向着健康的方向发展。

四、家校工作

加强沟通，增进了解，争取支持。本学期高二年段以家长会为契机，与到校家长进行交流，增进了学校、教师与家长的了解，增强了服务育人意识。同时利用家校短信互动平台加强了班主任与家长沟通，获得家长的一致好评。

五、与各任课教师加强交流，协调教学工作

首先，协助授课老师搜集教学信息：以贺卡的形式，促进师生之间的情感沟通。

其次，经常和任课老师进行交流，及时掌握班级学生的学习动态。

六、加强尖子生生的培养，促进中下生的转化

1、尖子生的培养。增强他们的忧患意识，激发他们的学习热情，强化他们的钻研精神，督促他们在优势科目上锦上添花，更上一层楼，在弱势学科上能查漏补缺，迎头赶上，力争平衡发展。

2、对于中下生，加强与他们的联系，多找这部分学生谈心，了解情况，使他们树立信心，对学习产生兴趣，养成爱学习，肯钻研的学习习惯。让他们多参与一些具体活动，增强他们的成就感。同时加强对他们的知识和学法辅导，加强他们对基础知识的理解和运用能力;同时对他们予以心理辅导，使他们明白优秀的学业成绩是建立在勤学多问的基础上的。通过他们的努力，中等生再上一个层次，学习成绩能有所突破。

总之，在这一个学期里，我通过以上几方面的努力，班级工作开展得还是比较的顺利，学生的整体素质在不断的提高。为建设这个班花了不少心思，尽管取得了可喜的成绩，但有几个无心向学的学生，还没有能够有效地激发他们的斗志，这也是让我觉得疲惫和无奈的地方。以后的担子还很重，工作还将复杂，因此，更需要再接再厉，不断努力，及时总结经验教训，争取取得更加辉煌的成绩。

1、梦中萦怀的母亲，你是我至上的阳光，我将永远铭记你的养育之恩──值此母亲寿辰，敬祝你健康如意，福乐绵绵！

2、只有懂得生活的人，才能领略鲜花的娇艳。只有懂得爱的人，才能领略到心中芬芳/祝您有一个特别的生日！

3、亲爱的妈妈：您曾用您坚实的臂弯为我撑起一片蓝天，而今，我也要用我日益丰满的羽翼为您遮挡风雨。妈妈，我永远爱您！

4、当我忧伤时，当我沮丧时，我亲爱的父亲总在关注着我。你的建议和鼓励使我渡过难关，爸爸，谢谢你的帮助和理解。愿您的生日特别快乐！

5、盼你伸出双手，接受我盈盈的祝福。在你未来的日子里，让幸福之花开放得灿烂芬芳。在爸爸生日的日子里，寄一份祝福给你，愿你快乐！

6、当我随着年龄的增长以后，我才真正了解了我的母亲，才真正感受到母爱的伟大，因为母爱是最无私的，更是世界上最博大的爱，所以我要感恩母亲。

7、一生要强的妈妈，双手撑起我们的家。如今你的孩儿已经长大，耳边却少不了你的牵挂。你的关心不是浮夸，我已理解你的伟大。妈妈生日来临，道一声：老妈你幸苦啦。

8、让你快乐，是我所想，让你幸福，我所希望，你的笑容，如花绽放，原来妈妈的笑容才是世界上最迷人的风光，妈妈您的美丽在孩儿心中永存，祝妈妈生日快乐！

9、慈母倚门情，游子行路苦；寒衣针线密，家书抵万金；见面怜清瘦，嘘寒问苦辛；妈妈生日来临之际，献出寸草之心，报母亲三春晖。祝愿天下所有母亲快乐！

10、时光流转，皱纹与白发是您操劳的印记；空间变换，唠叨与责备是您不变的牵挂。不管天涯海角，我是风筝您是线，我愿随时飞回您的怀抱！妈妈妈妈生日快乐！

11、每个生日都有小小礼物，都有祝福，无论亲爱的侬有多少个愿望，多少个梦想，傻傻的俺的小小礼物是傻傻的俺的心，永远陪着亲爱的侬！爸爸，生日快乐！

12、一声问候，温暖涌上心头；一句安慰，感动充满心扉；一份祝愿，脸上绽放笑颜；一片温情，母爱紧紧相融。妈妈生日，把母亲的快乐留住，让她感受幸福。

13、白云需要清风的眷顾，花儿需要阳光的呵护，藤儿需要篱笆的持扶，船儿需要港湾庇护，父爱需要一生去解读！父亲生日到了，别忘了给你尊敬的父亲送上祝福！

14、没有广阔海洋，鱼不能自由穿梭；没有宽广天空，鸟不能自由翱翔，没有母亲的关怀备至，儿女不能健康成长！妈妈生日到了，捧一束康乃馨，祝母亲安康！

15、Dear妈妈：这十几年来你辛苦了！希望在这特别的日子送上我特别的问候！祝：妈妈生日快乐！妈妈我永远爱你！在这个特殊的生日里，我衷心祝福我的妈妈生日快乐！道一声您辛苦了！

16、天，没有母亲的爱广阔；地，没有母亲的爱包容；太阳，没有母亲的爱温暖；云朵，没有母亲的爱洁白；花朵，没有母亲的爱灿烂。生日快乐！

17、恍然梦境中，不再少年郎，如歌岁月里，父爱悠悠唱，温馨六月里，爸爸生日来到，一句问候声，愿父永安康！爸爸生日来了，祝愿你的父亲，笑意挂眉稍。

18、或许我没有感人的语言，来表达诚挚的祝愿；或许我没有华美的诗篇，来抒发内心的情感，只有一颗真心，真诚祝愿生日快乐！

19、您没有百合花的香甜，却沁人心田；您没有牡丹花的笑脸，却夺目灿烂；您用一生的情感为我撑起温暖的蓝天，我愿用一生的爱放在您身边，妈妈生日快乐！

20、固然您不等闲披露，但我知道您一直都在关心着我。固然我从不说什么，但您知道我一直都很在乎您。谢谢您，爸爸！祝您父亲生日快乐！

21、母亲的爱是火热的，父亲的爱是深沉的，只有拥有这全部的爱，才是真正的幸福，祝你们生日快乐！

22、亲爱的妈妈，温馨快乐的妈妈生日，我用短信化作这束美丽康乃馨。您收到的“花瓣”是我爱意表达的祝福！妈妈：妈妈生日温馨！妈妈生日开心！妈妈生日快乐！

23、工作可以不做，但是心灵不可以寂寞；生活可以不甜，但是笑容不可以间断；爸爸可以不见，但是生日不忘记连线；祝你幸福好运连，生日快乐到永远！

24、在长辈您生日这个特别的日子里，我没有别的话，只想到把暖祝福的生日快乐祝福的话送给你，希望你能健康长寿，安享晚年。

25、您是世界上最幸福的人有一个最爱你的妻子和一个最爱你的女儿！今天是特别的日子，第一时间祝福你：老爸生日快乐！

26、今天是爸爸生日，一个温柔而感人的生日，亲爱的爸爸，借着这个特殊的日子，我要真挚地对您说一声：这么多年，您辛苦了。衷心祝您爸爸生日愉快。

27、有一个人，无论你在哪里，她都会默默地想你，担心你，牵挂你，祝福你，爱护你，她不求回报，无微不至，这个人就是母亲，妈妈生日愿天下所有母亲幸福安康。

28、有一种关爱特温馨，有一种牵挂心连心，有一首诗歌游子吟，有一种称谓叫母亲，妈妈生日来临，短信表我心，感恩春晖明，祝福献母亲。祝妈妈生日快乐！

29、沾衣欲湿杏花雨——愿绵绵细雨带去我的祝福；吹面不寒杨柳风——愿柔和的风捎去我的问候。妈妈，我是您扯不断的牵挂，您是我永不变的惦念！妈妈生日快乐！

30、你的生日让我想起你对我的体贴，还有你为我所做的一切。我只希望你所给予我的幸福，我将同样回报给你走过重重生命的关隘，走过漫漫岁月的长河，走不出的，是母亲温暖的心田！祝妈妈生日快乐！

31、月光照亮您的成熟，日光为您镀上别样幸福；微风将您脸庞轻抚，细雨伴您顺心行路；工作虽然有时辛苦，状态好像被煮，今天一定不能输，精神饱满似楼主，祝福信息满手机，生日快乐多甜蜜，看到短信笑嘻嘻。

32、偎在您怀里，我不想长大；溶在您眼波里，我不想远离。您送走飞翔的燕子，盼望归巢的儿女。五月的花海是您的深爱的心，五月的细雨是孩子的思念的情。

33、所有的歌曲，你唱的那首最美；所有的语言，你说的那句最亲；所有的人里啊，你是我的最爱。妈妈生日，祝福母亲健康快乐，您幸福我就幸福。

34、送你一个聚宝盆，英镑，美金，人民币，希望你花不完，送你一个健康包，心康，脑康，全身康，祝愿你一生健康，妈妈，祝你生日快乐。

35、有一种爱，伴你一生，当你累了，她永远伸出臂膀；有一种爱不求回报，当你成功了，她会悄悄走开；这就是母爱。生日到了，祝天下母亲幸福安康！

36、一条条信息写一句句祝福，一句句祝福送给一个个朋友。今祝你明祝他，可是朋友你有多少条是送给自己的妈妈，关心不只在妈妈生日，平时的问候更胜一切哦！

37、有一双手，无论你需要与否，温暖地守候；有一双眼，无论你距离远近，温柔地注视；有一份情，无论你回报与否，无私地为你。祝愿天下母亲，生日快乐！

38、您对我，大方而慷慨，对自己，却百般节俭，舍不得吃好吃的穿好看的。而今我已长大，能把自己照顾，能把妈妈报答，妈妈生日，愿您健康长寿，快乐无忧！

39、爷爷，你让我有了一个无比幸福美好的童年，让我成为了一个充实的少年，一个优质的青年，今天是您的生日，我祝爷爷笑口常开，福星高照，万寿无疆！

40、今天为妈妈捶捶背，揉揉肩，陪妈妈做做饭，聊聊天，今天得给妈妈献上真心的感言：祝妈妈生日快乐哦，回报最伟大的母爱，祝你和你的家庭幸福美满！

41、因为你，有个人一生辛勤，有个人一生简朴，有个人一生操劳，有个人一生可亲，有个人一生伟大，她就是你的母亲，妈妈生日要到了，向母亲问好，祝生日快乐。

42、亲爱的外婆，您养育子孙的恩典，真是深如东海重如泰山！在您生日的今天，祝愿您生日快乐。

43、英国的大科学家培根说：有些老人很可爱，因为他们的作风优雅而美。妈妈就是这样一位可爱的老人，在您生日来临之际，儿女祝福您永远快乐，永远美丽！

44、假如我是个诗人，我就要写一首诗，来赞美您的爱；假如我是画家，我就要用各种颜色，描绘出你的慈容。但我什么都不是！我想说的是：母亲，您辛苦了！

45、今天是妈妈生日，为您的母亲献上一捧祝福的花，祝愿她身体健康，福寿无疆，生日快乐！如果还在工作不能回家，也一定给她打个电话，问候无价！

46、有多少个年头没有陪在爸妈身边，听爸爸说就在妈妈生日哪天晚上我就出生了，所以每到生日时，我总会想到这个伟大的夜晚，祝亲爱妈妈生日快乐！

47、你把目光投向苍穹就辽阔了，把心胸投向大海就宽广了，把翅膀给予雄鹰就欢快了，把妈妈生日的祝福送给母亲就安心了，妈妈生日祝天下母亲健康长寿！

48、年年岁岁花相似，岁岁年年人不同。遥想呱呱坠地日，不知不觉又一重。借问是喜还是忧，众人皆言喜临门。在这一年一度万物轮回的日子里祝您生日快乐，福如东海，寿比南山！

49、敬爱的爷爷，你一直以来德高望重，为我们这个大家庭付出了劳苦的一生；爷爷，你的智慧令人敬佩，是我们后代学习的榜样；爷爷，祝福你福如东海。

50、母亲，我想称您为圣河，因为我这只小船在您的粼粼水波上行驶着。您引领着我驶向成长的彼岸。圣河啊！愿您清澈美丽，长久远流，流向那圣洁美丽的大海！

51、家中排位，我来分派，老妈最美，老爸最帅。不是怕踹，只因有爱，生日就到，老爸要乖。心情愉快，好事自来，身体康泰，幸福满怀。愿老爸生日快乐，天天精彩！

52、语深深赠至亲，平盛世佑平康。出儿孙枝叶茂。奶如意笑吉祥。逢良辰亲朋庆。同齐辉多欢畅。悦春秋家温暖。祝福奶奶生日快乐！

53、妈妈的唠叨，像天气预报又旧又新，提前向你发警告；妈妈的唠叨，像温泉直冒咕嘟咕嘟，没完没了。我深深地祝亲爱的妈妈生日快乐！身体健康！

54、收集最美的霞光，愿父亲岁岁安康；捕获最柔的清风，愿父亲夜夜好梦；摘下最亮的星星，愿父亲天天开心。若说母爱比海深，那么父爱比山重，父亲生日快乐！

55、生日生日，顾名思义，出生之日；时光飞逝，岁月轮回，又到佳日；祝福传送，真情相拥，祝愿呈递；开心作陪，快乐相随，好运环围，幸福永随，生日快乐。

Good morning, everybody! Today, Im very happy. Let me introduce myself to you. My name is . My English name is Eileen. Im 8. I study in Class 1 Grade 2 in The Shiyan Primary School of Shiqiao. Im an active girl. I like playing table tennis and badminton，because I think theyre very interesting. And I also skip rope at school everyday. Id like eating potatoes. Theyre tasty.

My favourite colour is pink. And I like chinese best. Its funny. On weekends, I like reading in my room and going skating on The Panyu Square. I have a happy family. My father, my mother and me. My dream is to be a painter, because I like drawing very much. Im a happy girl. Thank you for listening! Please remember me!

Hello everyone!

I was in Guangchang Experimental Primary School in the third grade six class of Liu Tianyu, I have a pair of big bright narrow eyes, a high nose, a glib small mouth. I grow two oversized front teeth teeth, but like teeth, so when the camera I only smiled.

I have broad interests, love to see "Three Kingdoms" and "journey to the west" love of chess, and other famous literary work, love swimming, special love painting, I painted on panels offer it, the students are my painting genius.

My ideal is to be a painter, I want the best things in the world are drawn down!

I was born in a small village of Shan Dong Province on April 4th, 1968. When I was young, my family was very poor, so I had to work to earn money to help my parents after class when I was in the middle school.

In 1986 I was admitted by University of International Business and Economics (or: UIBE) to pursue a bachelor degree in Economics. My major is accounting in Department of International Business Management. The undergraduate education

gave me a wide range of vision and taught me how to cooperate with others. I developed several professional interests in Accounting, Finance, and International Trade.

The following eight-year working experience offered me a good chance to give full play to my creativity, intelligence and diligence. In 1990-1993, I worked as an assistant to funding manager in China National Technical Import and Export Corporation. In 1993-present, I was employed by China Kingdom Import and Export Corporation to be the Manger of Financial and Accounting Division.

I do believe that with my hard early life, solid educational background and ample working experience, I would be an excellent student of you MBA program.

MY PERSONAL ACCOMPLISHMENT:

After graduating from UIBE, I was employed as the assistant to the funding manager by China National Technical Import and Export Corporation. After reading a lot of related files, and analyzing the overall funding situation of the corporation, I found that the loan policy was not been put into effect. So we have thousands of millions RMB loan with very high interest rate while a large amount of cash in bank with very low interest rate was idle. I reported this to my supervisor, and then we studied and revised the loan policy. This revision saved the corporation approximately RMB thirty millions yuan. In order to raise the funding effectiveness, after one year’s hard work, I developed the internal banking system within the corporation based on the actual funding supply and need of the different divisions and projects. This internal banking system made full use of the corporation’ funding resources, and due to this, I was highly praised by the president of the corporation.

WHY CHOOSE YOUR MBA PROGRAM?

After I have worked in business area for eight years, I feel that I need to continue my education by pursuing a Master degree in business administration. I have practiced my professional expertise in accounting, demonstrated my leadership abilities and perfected my communication skills. But I have yet to become an

entrepreneur in my own right, and to fully master the art of modern business. I want to be trained more vigorously in scientific methods of analysis and synthesis. There are a lot of opportunities and challenges in China that I do not yet fell fully confident to seize. My business career has so far benefited mostly the companies that I worked for, but a good business education in your university will probably become a new era for me.

Your university is well known for its excellence in China’s business education. I am sure that, with my extensive business experience, I can be a worthy student of yours. I am anxious to benefit from your seasoned guidance and take advantage of your research facilities.

Respected Professors, good afternoon! Im great honored to meet you here.Im , 26 years old, born in city, HeNan Province.In year 1996, I entered University, majoring in Machincal Designing and Producing. During those 4 yearsstudy, I worked hard and I was always active in various activities. I gained the first scholarship for four times and I joined the Communist Party at the college.

After my graduation in June 20xx, I worked in company.I got a position in the Technology Department the first year and I was involved in several internet projects, such as the one for College student Recruitment in Henan Province and the one for Computer Center in Mathmatics Department in Zhengzhou University. Owning to my hard work, I was rewarded the Best Newcomer Prize in the year 20xx. The next year, I was transferred into the Principal Customer Department, responsible for the Developing and strengthening a good relationship between the principal customers and my company. Two major customers, Henan Provincipal Department of Transportation and Henan Provincial Department of Personnel, are under my work.

However, with time going on, the more I experienced, the clearer I realized that Im really interested in the Enterprise Management. I find many enterprises have the problem of an unmatched management to its developing speed. Im eager to learn more about management and I hope I can study further in this University. So I resigned in August, 20xx and started the way to pursuing my studies. After about half years hard work, Im finally standing before you honorable professors now. Im really excited.

Though Ive sacrificed much on my way to pusuing studies, I believe its worthwhile. I believe working hard will finally be repaied. Thank you !

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