英语课自我介绍模版【汇集20篇】

earning english is like building a house. laying a strong foundation

is the first and most important step. in other words, you should read and speak english

every day. memorizing new words and phrases in also helpful. like building a house,

learning english takes some time. so don’t be impatient remember, “rome

wasn’t built in a day”.

I am. I was born in . I graduate from senior high school and major in English. I started learning English since I was 12 years old. My parents have a lot of American friends. That’s why I have no problem communicating with Americans or others by speaking English.

In my spare time, I like to do anything relating to English such as listening to English songs, watching English movies or TV programs, or even attending the activities held by some English clubs or institutes. I used to go abroad for a short- term English study. During that time, I learned a lot of daily life English and saw a lot of different things.

I think language is very interesting. I could express one substance by using different sounds. So I wish I could study and read more English literatures and enlarge my knowledge.

Hi everyone, nice to meet you all. (和大家打招呼)

My name is , and my English name is . (介绍自己的名字)

I like playing basketball, football and swimming. And playing computer. (介绍自己的爱好)

I want to be your friend and play together. (想和同学们成为朋友,一起玩耍)

I am very good at Chinese and English. (学习上擅长的科目,可自行添加)

But I am not good at Math. (不擅长的科目)

Besides, I like listening music and singing. (除此之外,说一下自己特长,如唱歌跳舞)

My favourite song is . (最喜欢的歌曲是...)

But I dont like dancing. (不擅长的)

My favourite thing is: travelling with family. (最爱做的事情,可以写是吃东西,什么东西都可以)

Good morning, interviewers! It is really my honor to have this opportunity for an interview. I hope I can make a good performance today. Im confident that I can succeed.

Now I will introduce myself briefly. I am 26 years old, born in Shandong province. I graduated from Qingdao University. My major is electronics. And I got my bachelor degree after my graduation in the year of 20__. I spent most of my time on study, and I’ve passed

CET-6 during my university. And I’ve acquired basic knowledge of my major. It is my long cherished dream to be an engineer and I am eager to get an opportunity to fully play my ability.

In July 20__, I began working for a small private company as a technical support engineer in Qingdao city. Because there was no more chance for me to give full play to my talent, so I decided to change my job. And in August 20__, I left for Beijing and worked for a foreign enterprise as an automation software test engineer. Because I want to change my working environment, Id like to find a job which is more challenging. Moreover，Motorola is a global company, so I feel I can gain a lot from working in this kind of company. That is the reason why I come here to compete for this position. I think Im a good team player and a person of great honesty to others. Also，I am able to work under great pressure. I am confident that I am qualified for the post of engineer in your company.

That’s all. Thank you for giving me the chance.

I am 。 I was born in Changsha。 I graduate from senior high school and major in English。 I started learning English since I was 12 years old。 My parents have a lot of American friends。 That’s why I have no problem municating with Americans or others by speaking English。

In my spare time， I like to do anything relating to English such as listening to English songs， watching English movies or TV programs， or even attending the activities held by some English clubs or institutes。 I used to go abroad for a short- term English study。 During that time， I learned a lot of daily life English and saw a lot of different things。

I think language is very interesting。 I could express one substance by using different sounds。 So I wish I could study and read more English literatures and enlarge my knowledge。

My name is Wang Xiaoming. I’m 14 years old, from Zhen JiangZhong Shan Road Primary School. It’s a beautiful school, and I love it verymuch.I’m a happy and talented boy. I like to make friends withothers, and I get on well with my classmates. Basketball is my favorite sport.I always play basketball in my spare time. Through this game, I get manybenefits.

At school, I study Chinese, Math, English, History, and soon. I like all of them. And I’m doing well in my study. I’m interested inlearning English very much. I believe that I will do well in future. I won’tlet you down.Thank you for your listening.

Goodafternoon, teachers! Today, I`m very happy to make a speech(演讲) here. Now, let me introduce (介绍)myself. My name is ZhuRuijie. My English name is Molly. I`m 12. I com#e from Class1 Grade 6 of TongPu No.2 Primary School. I`m an active girl. I like playing basketball. Because I think it`s very interesting. I`d like to eat potatoes. They`re tasty(好吃的). My favourite colour is green. And I like math best. It`s fun. On the weekend(在周末), I like reading books in my room. I have a happy family. My father is tall and strong(强壮).My mother is hard-working(工作努力) and tall, too. My brother is smart.(漂亮) And I`m a good student. My dream(梦想) is to be a teacher, because I want to help the poor (贫穷的)children in the future(在将来). Thank you for listening! Please remember(记住) me!

In school, I humbly school, hard earnest, hard-working, working hard, sum up; focus on linking theory with practice, develop their own capabilities and self-analysis, problem-solving abilities. In a variety of university life, in order to expand knowledge and develop their own hobbies; actively participate in school activities outside of practice, emphasis on team spirit; as cadres Student Union I, have a stronger organization, promotion, management and contingency capacity; a high sense of responsibility and good interpersonal relationships. Higher in the well to the task completed, the school also organize and conduct some meaningful activities, students can effectively organize and mobilize the enthusiasm of the students; from a workout and improve their organizational and leadership skills. Showed strong ability to work closely with people and good environment adaptability; and popular students and teachers as well as approval from the leadership.

In moral character, I have the good and moral training, and a firm political direction. I love the motherland, love the people, firmly support the Communist Party leadership and socialist system, and abide by the law, protect public property, unity of the students and helpful. And totruth-seeking and pragmatic spirit of enthusiastic participation in school activities, public awareness and patriotism.

Hi, boys and girls, good morning, it is my plearsure to take this change to introduce myself, my name is , i am 10 years old. About my family, there are 4 people in my family, father, mother, brother and me, my father and mother are all very kind, welcome you to visit my family if you have time！

I am a very outgoing girl（boy）, I like reading、playing games and listening to music, of course, I also like to make friends with all the people in the school, I hope I will be your best friends in the sckooe life.

大家好!

我诚实，敬业，公正律己，豁达自信，具有高度的工作热情和责任感，有团队合作精神，能够有效协调各部工作，注重以人为本，以目标客户为导向，具有出色的沟通和协调能力，善于聆听来自不同方面的声音，能够分辨轻重缓急。曾组织过大型的会议及活动，获得街道办事处优秀物业管理员称号，多次获得演讲比赛第一名。

在部队服现役期间多次受到嘉奖，在房地产业有一定的人际关系和丰富的客户资源。曾根据同类其他产品的市场动态，销售动态，存在问题，市场竞争发展状况等实施分析汇总。

并提出改进方案和措施，协同销售计划的顺利完成。保持与客户的良好关系，维护客户管理。实现年销售额突破400万的产品销售业绩。

谢谢大家!

Good morning, teachers and friends. My name is Li Wenkai. I am a cool boy. I like reading books and surfing the Internet, I think they can make my life more happy. Today an interesting story for you. The story is : The Wolf and the lamb.

One day a lamb was grazing with a flock of sheep. She soon found some sweet grass at the edge of the field. Farther and farther she went, away from the others.

She was enjoying herself so much that she did not notice a wolf coming nearer to her. However, when it pounced on her, she was quick to start pleading, "Please, please dont eat me yet. My stomach is full of grass. If you wait a while, I will taste much better."

The wolf thought that was a good idea, so he sat down and waited. After a while, the lamb said, "If you allow me to dance, the grass in my stomach will be digested faster." Again the wolf agreed.

Hi! My Chinese name is Ma Fangyu. My English name is Jane. I’m a happy girl. I live in Nanzhuang Cun. My birthday is in December. My favorite colour is purple. My favorite pet is lovely dog. I have two big black eyes. I like English very much. Every day I go to school on foot. I like my school. There are 25 students in my class. I love my school. This is me.

英语师范班家教实习报告

作为一个英语师范班的学生来说，家教是一个必经的路程。这个暑假我并没有回家，而是在四川我姑妈家度过的。我姑妈家一家三口全是人民教师，她们积累的几十年的经验中有很多地方都是值得我学习的。并且，在这个暑假姑妈还介绍了一个上初二的学生给我让我去他家当家教，在其过程中古国我遇到什么比较困难的地方我就可以请教我姑妈。我觉得这为期二十天的家教生活，对于我来说是一种把理论转化为实践我契机。

我的学生是一个初二的女生，有个很要听的名字叫何莹堙，人如其名，非常漂亮。今天是我第一次到她家做家教的日子，莹堙的家长热情地招待了我，与我在客厅里诚恳地交谈了很久。从莹堙的性格爱好谈到他的学业特长。因此，第一次了解莹堙时，通过与他交谈她喜欢的明星开始的。在交谈中，我了解到以下情况：莹堙有很强的求知心，但是有点懒惰，本文由范文网搜集整理，转载请注明出处上课容易走神，特别是英语总是她的弱点，无论怎么学总是不见起色，以至于到后来只要看到有关英语的东西就头疼。”由于上述诸多原因，他的英语成绩很不尽如人意。父母对他抱以很大的期望，希望他能够考上重点高中，近而考入重点大学。而他现在的学习情况，让他的父母感到担忧。

在交谈中，我可以感受到父母心中那种望女成凤的殷切期望，感受到父母对女子的那种期望是那样挚热的、无私的。他们看的很远，看到了子女的未来；我被父母对子女的这种情义深深打动了，同时感到肩上的担子很重。虽然我是英语专业的学生，但我毕竟没有任何实际经验，教好莹堙对我来说是一个“挑战”。

在第一天的两个小时的上课中，我尽量与她聊一些比较有趣的事情，当然是有关于英语的。对于她这样的情况我觉得我应该从培养她对英语的兴趣开始。从英语的一些趣味小故事，到比较出名的美国大片。我发现她的表情也变得鲜活起来。但是只要我一提到她的课本，或是一提到有关语法的东西，她的眼神又开始晃悠了。这使我有种深深的无力感和挫败感。一天的两小时家教时间很快就过去了，我跟莹堙相处得还算愉快。

第二天，为的改善她懒惰和喜欢走神的毛病，我给她讲了我的同学的经历，给她阐明了学生的职责和学习的目的。她似乎懂得了什么。不时地点头表示同意。此后，我也经常给她聊类似个事，不时地与她交谈学习体会。她的听课状态比以前有了很大的改观。每天上午工作两个小时，中间有一段休息的时间。因此，我在以后的讲课中，对他的要求渐渐严格起来，并经常给他讲解懒惰的害处。他虽然听得进去，但改观不大。这是可以理解的。

在这中间休息的时间里，，她会和我聊一些课外的话题，包括年轻人追捧的非主流，流行歌曲，以及她写的一些东西。对于她说的话题，我都认真去听，从这些我可以更多的了解孩子的心理。我和她一起分析这些流行的文化的现象，讨论发展的趋势和之所以能流行起来的原因，从中我发现她的见解很独特，在我的引导下也能有更多的阐述。通过这些交流我告诉她，在分析一个事情时要从哪几个方面考虑才会更为全面，这些思路在文章的写作上是很有用处的范文网，免费范文写作第一站！。我平时会布置她用简单的英语写一些小随笔或是日记。她就在这段时间拿给我看，与我分享她的喜怒哀乐。我也就趁此机会修正她句子当中的错误，和拓宽她的写作思路。

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I am . I was born in diyifanwen.com . I graduate from senior high school and major in English. I started learning English since I was 12 years old. My parents have a lot of American friends. That’s why I have no problem communicating with Americans or others by speaking English.

In my spare time, I like to do anything relating to English such as listening to English songs, watching English movies or TV programs, or even attending the activities held by some English clubs or institutes. I used to go abroad for a short- term English study. During that time, I learned a lot of daily life English and saw a lot of different things.

I think language is very interesting. I could express one substanceby using different sounds. So I wish I could study and read more English literatures and enlarge my knowledge.

hello!

i am a 04 session of hubei medical college senior students, immediately facing the graduate work is about to embark on, which will have a bearing on my future, so i did a careful selection, your hospital has always been my first employment goals, so i decided to submit this self-recom#mendation and sincere leadership, as the hospital to express their determination! thank you to continue to read my self-recom#mendation !

as before admitted to the universities to determine their own goals in life to be a "white angel" , so do so as soon as i started to learn medical knowledge, the four-year period in school, i not only com#pleted the outstanding achievements the university of courses, but also other medical knowledge often expo, including nursing, pathology, or microbiology, bacteriology, surgery .... in a series of professional medical knowledge, in order to enrich themselves to faster access to social role, i also participated in a school sponsored organizations have served as chairman of the student experience as i set foot on these jobs provided an important experience, i believe i can unite colleague, and leadership, the patient ... live in harmony!

because i am a fresh graduate, i am well aware that their knowledge remains in the realm of theory, which is why i am even more urgent need for your hospital can give me the opportunity to practice, i have to play their professional for patients the most serious medical services, for your contribution to the development of the hospital my light and heat!

goodmorning / afternoon, my dear teachers

my nameis wu yixuan. i am 11 years old, and i am a fifth grade student.

i have many hobbies. i like drawing and i can drawvery well, which get a lot of praise from my teachers and friends. i likesports, such as dancing, skating, biking and playing badminton. i often play badmintonwith my sisters and we have a great fun together. i love music, especially thepop music, which makes me feel relax. i love english, too. i hope i can travelall over the world one day.

i have manyfriends. i often study and play with ke jingqi and zhu si huai. sometimes, wego to bookstore or supermarket together. we are so happy when we are together. ilove my friends and they love me, too.

thatsall! thank you for your attention.

译文：

老师上午好!(下午好)

我叫吴奕萱，我今年11岁，我是小学五年级学生。

我的爱好很多。我喜欢画画，我画的画可捧了，大家都夸我画得好。我喜欢体育运动，如跳舞、溜冰、骑自行车、打羽毛球。我经常和姐姐们一起打羽毛球，我们都非常开心。我喜欢音乐，尤其是流行音乐，它让我觉得很放松。我喜欢英语，我希望有一天我能到世界各地去旅游。

我有很多朋友。我经常和柯婧琪、祝思怀她们一起学习、玩耍。我们还一起逛书店、逛超市，我们在一起非常开心。我爱我的朋友们，她们也爱我!

我的演讲完毕，谢谢大家!

Good morning，my dear classmates and teacher。Its my great honor to introduce myself to you here。My name is (你的名字)，Im from No。X (学校名)middle school。Im a (年龄用你的)-year-old boy/girl(自我选取性别)。Generally speaking， I am a hard working student do the thing (that)Im interested in。In my spare time，I often read books。I like watching movies and listening to music when Im free。I pride myself on my drawing。Well，Im an easy-going person。But Im also a lazy boy that I dont like doing some sports。So，I want to erase myself。Now we are face to face，I want to face myself to start of something new，I will show you something new to see。Well，I just want to share with you，and Im looking forward to making friends with you。So，lets be good friends!In the end，thank you for giving me the chance to introduce myself。Thats all，thank you!

Good afternoon, boys and girls. My name is . I’m from . I am 12 years old. I’m a boy, and I am a student. My favorite color is green. My favorite fruit are apples and watermelons. My favorite foods are pizzas, hotdogs and hamburgers.

My old friend is . This is my new friend, . look, This is Mr. Ji, my

English teacher, and he is my cousin.

Look, I have a family photo. This is my grandfather. he’s not very old. He is 64. he likes watching TV. This is my grandmother. She’s 60. She loves me very much. Who’s this woman? She’s my mother. She is 36. She’s very beautiful. Who’s that man? He’s my dad. He’s 36, too. He always go to school with me. Who’s this boy? ha, ha, it’s me. He’s smart.

My speech is over. Thank you everyone, goodbye!

hello, everyone, its my honor to stand here introducing myself. 大家好， 很高兴有机会在这里介绍我自己。

My name is , from Class 2, Grade six, Primary School. 我是，xx小学六年级2班的学生。

Im doing well in my study, besides Im the monitor of my class and I get on well with my classmates.

我学习成绩优秀，是班上的班长并且我和同学们相处很融洽。

Im a happy and talented girl. Im good at drawing and many of my drawings have won prizes. At the same time, I like telling stories.

我是一个开朗又多才多艺的女孩，画画是我最擅长的，曾多次或奖。同时我还很会讲故事。

Im interested in learning English very much, and I believe that I will do well in future. I wont let you down!我很喜欢学习英语，我相信我会表现的出色，我不会让大家失望的。

Thanks for your listening.谢谢你们的聆听。

借款人姓名：

借款金额：

甲方(借款人)： 身份证号码：

地址： 广州居住地址： 电话： 邮政编码：

乙方(贷款人)： 地址/住所： 电话： 传真： 邮政编码： 法定代表人/负责人：

授权代理人(有授权代理人时)：

借款人、贷款人经平等协商，就贷款人向借款人发放贷款事宜达成一致意见，特订立本合同。

第一条 贷款金额

本合同项下借款金额为：币种人民币，大写 元整，小写￥ (大小写不一致时，以大写为准)。

第二条 借款期限

本合同项下借款期限为 ，自实际提款日起算(分次提款的，自首次实际提款日起算)。即 年 月 日至 年 月 日，实际提款日以借据(详见附件《借款借据》)为准。

第三条 借款用途

本合同项下借款用途为 。未经贷款人书面同意，借款人不得改变借款用途，贷款人有权监督款项的使用。

第四条 借款利率与计结息

1，借款利率：固定利率，年利率 %，借款期限内合同利率不变。

2、利息计算，利息从借款人实际提款日起算，按月计算：即按实际提款额和用款月数计算，具体公式为：

利息=本金x实际用款月数x月利率;

月利率计算基数为一年12月，换算公式：月利率=年利率/12。

3、结息方式：甲方应在每次提款前预付壹个月利息，其余每月按月结息，按每次提款对应日(如无对应日则按当月最后一日)作为结息日。

若贷款本金的最后一期清偿日不在付息日，则该贷款本金的最后一期清偿日为付息日，借款人应付清全部应付利息。

4、罚息

(1)对逾期或未按合同约定用途使用借款的，从逾期或挪用之日起，就逾期或挪用部分，按本款约定的罚息利率计收罚息，直至清偿本息为止。对既逾期又挪用的贷款，按照较高的罚息利率计收罚息。

(2)对借款人不能按期支付的利息以及罚息，以本条第3款约定的结息方式，按本款约定的罚息利率计收复利。

(3)罚息利率，逾期贷款罚息利率在原贷款利率基础上加收50%确定，挪用贷款罚息利率在原贷款利率基础上加收100%确定。

第五条 提款条件

借款人提款须同时满足下列条件：

l、本合同及其附件，本合同项下保证合同、抵押合同、质押合同(如有)等均已生效;

2、借款人己按贷款人要求提供担保，担保合同己生效并完成法定的审批、登记或备案手续;

3、借款人已向贷款人提交股东(大)会、董事会或其他有权部门同意签订和履行本合同的决议书和授权书;

4、法律规定及双方约定的其他提款条件 。

上述提款条件未满足，贷款人有权拒绝借款人的提款申请.但贷款人同意放款的除外。

第六条 提款：甲方凭抵押物抵押登记受理回执原件提款人民币 元整。

第七条 借款发放和资金支付

l、借款人指定如下账户作为借款发放账户，户名： ， 账号： ，开户行： 。

2、借款资金发放后，借款人应根据贷款人的要求及时提供借款使用记录和资料，应提供的资料包括但不限于 等。

3、发生下列情形之一，贷款人有权重新确定借款发放和支付条件或停止借款资金的发放与支付：

(1)借款人信用状况下降或主营业务盈利能力不强;

(2)借款资金使用出现异常;

(3)借款人未按贷款人要求及时提供借款资金使用记录和资料;

(4)借款人违反本合同约定用途支付借款资金;

(5)借款人或第三人提供的担保物灭失或贬值幅度达30%及以上;

(6)本合同项下的保证人承债能力下降(包括但不限于对外借款、涉诉重大案件、对外提供担保等)。

第八条 还款

l、借款人按照下列方式归还本合同项下借款：随借随还，额度循环使用。每次用款时间不少于壹个月，次月起，按15天的整数倍计息，不足15天，按15天计息。借款人每次还款时，应提前10个工作日书面通知贷款人，否则，贷款人有权就拟还款金额×月利率×50%的标准计收补偿费。

2、除双方另有约定外，在借款人同时拖欠借款本金及利息的情况下，贷款人有权决定偿还本金或偿还利息的顺序;在分期还款情形下，若本合同项下存在多笔到期借款、逾期借款的，贷款人有权决定借款人某笔还款的清偿顺序;借款人与贷款人之间存在多笔己到期借款合同的，贷款人有权决定借款人每笔还款所履行的合同顺序。

3、贷款人指定以下账户为还款账户：户名： ，账号： ，开户行： 。

第九条 担保

1、在贷款人向借款人发放贷款之前，借款人必须向贷款人提供下列担保方式：

(1)下列保证担保人(含法人/自然人/其他组织)另行与乙方签订独立于本合同的、不可撤销的、连带责任保证担保合同。

(2)下列抵押人/质押人另行与乙方签订独立于本合同的、不可撤销的抵押担保合同/质押担保合同，合同编号如下：

2、上述担保合同或协议将另行签订，并构成本合同的组成部分，与本合同具有同等法律效力。如本合同的约定与具体的担保合同或协议书的约定不一致的，以具体的担保合同或协议书的内容为准。

3、借款人保证贷款人为上述担保措施的唯一受益人，并享有排他的权利。若借款人对提供的上述担保物在本合同签订前或签订之后有重复抵押/质押、再抵押/质押、转让、转移、出租或其他任何影响贷款人利益的行为，贷款人将通过有关司法机关依法追究其民事责任。

4、在借款人出现逾期还贷或担保人违反上述保证担保合同、抵押担保合同、质押担保合同的约定或借款人有其他违约行为，侵害了贷款人担保权利时，贷款人可向借款人行使或预先行使追偿权并向担保人主张担保权利，直至贷款人收回借款人应清偿的全部债务(包括：主债权及其利息、罚息、复息、违约金、损害赔偿金、资金占用费、实现债权的费用及借款人应支付给贷款人的其他费用)为止，借款人自愿放弃任何形式或理由的抗辩。

第十条 声明与承诺

1、借款人声明如下：

(1)借款人具备签订和履行本合同所需的完全民事权利能力和行为能力：

(2)签署和履行本合同系基于借款人的真实意思表示;且己征得配偶同意。

(3)借款人在本合同项下向贷款人提供的全部文件资料是真实、完整、准桷和有效的，不含有与事实不符的任何重大错误或遗漏任何重大事实。借款人应向贷款人提供的资料包括但不限于以下内容：

①个人身份证明材料：身份证明、户口证明、婚姻证明(有配偶的需提供配偶身份证明、户口证明);

②个人履约能力证明资料：家庭现有财产清单及相应财产所有权凭证、银行开户情况及银行对账单、财产保险单;个人(及配偶)征信查询授权和报告等; ③经营企业资信证明材料：经营企业法人营业执照;组织机构代码证;税务登记证明;工商登记注册证明资料;法定代表人证明书;法定代表人和股东身份证;财务报表：公司章程和合伙协议;验资报告;评估报告：征信查询授权和报告等;

④经营企业资产状况：经营企业现有财产清单及名单项下财产所有权凭证、有效证明书;银行开户情况、贷款卡及年检登记卡、银行对账单;购销合同;企业财产保险单：

⑤担保证明资料：设定抵押、质押物权名称、编号、实物照片及所有权凭证(不动产含产权证、共有权证和最新查册信息等);股权凭证：有价证券凭证，证券公司出具的开户手续、股东代码卡;

⑥其他必要的文件及资料。

(4)借款人未向贷款人隐瞒可能影响其和担保人财务状况和履约能力的事件，包括但不限于下列事项：

①借款人与配偶或其经营企业存在未按期偿付的应付债务，有恶意拖欠银行贷款本息或信用卡恶意透支等行为;

②借款人与配偶或其经营企业股东或法定代表人等涉嫌重大违纪、违法或法律纠纷：

③借款人经营企业在最近一年内的生产经营过程中发生重大违规违纪行为，现任高级管理人员有重大不良记录;

④借款人与配偶或其经营企业存在尚未了结的重大诉讼案件、非诉讼法律纠纷、行政处罚或争议;

⑤借款人与配偶或其经营企业存在重大债务或重大或有负债;

⑥借款人与配偶存在赌博、吸毒等不良行为或犯罪记录：

⑦借款人与配偶或其经营企业存在尚未向贷款人披露的向第三人担保之情形。

(5)借款人经营企业及贷款项目达到国家环保标准，非国家相关部门公布和认定的能耗、污染问题突出且整改不力的企业和项目，不存在能耗、污染风险;

(6)借款人及时、全面、准确地向贷款人披露了关联方关系及关联交易

(7)借款人声明的其他事项： 。

2、借款人承诺如下：

(1)按照贷款人要求，定期或及时向贷款人报送其经营企业财务报表(包括但不限于年报、季报或月报表)及其他相关资料;

(2)按照本合同约定的期限和用途提取和使用借款，接受贷款人的定期或不定期的信贷检查与监督，并给予足够的协助与配合;

(3)如借款人或其配偶进行对外投资、对外担保、实质性增加债务融资、重大资产和债权转让等以及其他可能对借款人的偿债能力产生不利影响的行动时，须事先征得贷款人的书面同意;

(4)如借款人经营企业进行合并、分立、减资、股权变动、入伙、退伙、对外投资、对外担保、实质性增加债务融资、重大资产和债权转让等以及其他可能对借款人的偿债能力产生不利影响的行动时，须事先征得贷款人的书面同意;

(5)如发生下列事项之一，借款人应在事项发生后及时通知贷款人： ①借款人或其配偶变更住所、通讯地址、联系电话、就业状况;

②借款人家庭的收入、财产、负债情况等发生重大变化;

③借款人主营企业或担保企业变更名称、公章、住所、通讯地址、联系电话、股东、法定代表人、经营范围、公司章程等涉及工商管理及其他相关部门之变更、注销登记情形;

④借款入主营企业或担保企业进行任何形式的联营、与外商合资、合作、承包经营、重组、改制、计划上市等经营方式的变更：

⑤借款人及其配偶、主营企业或担保人涉及或可能涉及重大经济纠纷、重大诉讼或仲裁案件，或财产或担保物被查封、扣押、监管或被强制执行，或被司法机关、税务、工商等有权机关依法立按查处或采取处罚措施;或在担保物上设置新的担保;

⑥借款人主营企业或担保企业歇业、解散、清算、停业整顿、被撤销营业执照、(被)申请破产等;

⑦借款入主营企业或担保企业股东、董事和现任高级管理人员涉嫌重大案件或经济纠纷;

⑧借款人或担保人在其他合同项下发生违约事件;

⑨借款人或担保人发生重大经营损失、出现经营困难或财务状况发生恶化等一切影响贷款人权益的重大事项;

(6)借款人授权性承诺：

①借款人或担保人开具给贷款人的授权委托书是专门用于处分抵押、质押物的专项委托书，一旦借款人逾期还贷，贷款人可持借款人或担保人的授权委托书和抵押、质押物权凭证处分借款人或担保人抵押、质押物品，保证贷款人优先受偿，该授权委托书的效力一直延续到贷款人完全实现权利和保障为止;

②借款人或担保人开具给拍卖行的委托书是专门用以实现贷款人权利的专项委托书，负责办理此项事务的唯一代理人为贷款人，该委托书的权利效力一直延续到贷款人完全实现权利为止。任何公告、挂失、提前支取声明宣布授权委托书无效或否认授权委托书的方式均是无效的(若借款人或担保人采取此行为，将视为恶意侵占)。任何单位、个人企图以各种方式替代贷款人特殊资格的行为均无效。

(7)为了便于贷款人实现权利，借款人承诺贷款人有实现权利的选择权，如贷款人认为通过向法院申请支付令或通过办理强制执行公证文书更有利于实现到期权利，则贷款人可在借款人逾期还贷事实发生之日起，即刻向贷款人所在地有管辖权的人民法院申请支付令，或持具强制执行效力的公证文书直接请求人民法院执行庭申请强制执行，借款人将无条件放弃抗辩权。否则视为借款人为欺诈行为。

(8)借款人对贷款人寄出或以其他方式送达的各类通知及时签收。

(9)借款人承担因本合同订立和履行所发生的费用，以及贷款人为实现本合同项下债权已付和应付的费用，包括但不限于公证费、诉讼或仲裁费、财产保全费、律师费、执行费、鉴定费、评估费、拍卖费、公告费、保险费等。

(10)借款人承诺的其他事项： 。

3、贷款人承诺：

(1)按照本合同约定向借款人发放借款。

(2)对借款人提供的有关其身份、财务和生产经营方面的非公开资料及信息保密，但法律法规另有规定和本合同另有约定的除外。

第十一条 违约行为及违约责任

l、发生下列事项之一即构成或视为借款人在本合同项下违约：

(1)借款人未按本合同的约定履行对贷款人的支付和清偿义务;

(2)借款人未按本合同的约定方式支用贷款资金或未将获得的资金用于本合同约定的用途：

(3)借款人在本合同中所做的声明不真实，或违反其在本合同中所做的承诺;

(4)发生本合同第十条第2款第(3)项和第(4)项等规定的情况，贷款人认为可能影响借款人或担保人的财务状况和履约能力，而借款人不按贷款人的要求提供新的担保、更换保证人;

(5)借款人信用状况下降，或借款人的家庭收入、资产和负债情况发生重大变化，已经或可能影响到其在本合同项下义务的履行的;

(6)借款人在与贷款人之间的其他合同项下发生违约事件;借款人与其他金融机构之间的授信合同项下发生违约事件;

(7)借款人未经贷款人同意而将重大资产转让给第三人(包括无偿赠与和有偿转让)的：

(8)借款人生产经营、对外投资等发生重大不利变化，已经或可能影响到其在本合同项下义务的履行的;

(9)借款人与配偶或其经营企业股东、法定代表人或负责人、合伙人、主要投资者个人或关键管理人员涉及或可能涉及重大经济纠纷、诉讼、仲裁或其资产被查封、扣押或被强制执行，或被司法机关或税务、工商等行政机关依法立案或依法采取处罚措施，或因违反国家有关规定或政策被媒体曝光，已经或可能影响到其在本合同项下义务的履行的：

(10)借款人及其配偶或其经营企业主要投资者个人、关键管理人员异常变动、失踪或被司法机关依法调查或限制人身自由，已经或可能影响到其在本合同项下义务的履行的;

(II)借款人及其配偶或其经营企业因违反食品安全、安全生产、环境保护等相关法律法规、监管规定或行业标准而造成责任事故，已经或可能影响到其在本合同项下义务的履行的：

(12)借款人经营企业已经或可能歇业、解散、清算、停业整顿、被吊销营业执照、申请(或被申请)破产等;

(13)借款人及其配偶或其经营企业法定代表人或负责人、合伙人、主要投资者个人或关键管理人员有涉及黑社会活动、吸毒、赌博、走私等违法行为;

(14)借款人及其配偶或其经营企业发生欠税、欠费或经常性拖欠职工工资情况;

(15)担保人违反担保合同的约定，或在与贷款人之间的其他合同项下发生违约事件;

(16)借款人或担保人抵押、质押的财产或所有权凭证、担保资料不实，致使贷款人无法实现债权的;

(17)在合同履行的过程中，如果借款人或担保人具有转移、损害、拆卸、更换抵、质押物的重要部件的行为的;

(18)借款人虚构事实，故意骗取贷款的;

(19)借款人在本合同签订后，未按合同的规定向贷款人提供任何担保方式，或者借款人向贷款人提供的担保方式不符合本合同的约定;

(20)借款人发生危及、损害或可能危及、损害贷款人权益的其他事件。 借款人出现上述的行为涉嫌构成犯罪的，贷款人有权向有关部门举报。

2、当上述借款人违约事项发生时，以及在此之后任何时间，贷款人有权视具体情形分别或同时采取以下全部措施或者部分措施：

(1)要求借款人、担保人限期纠正其违约行为;

(2)要求借款人、担保人继续提供经贷款人认可的担保和担保物;

(3)全部、部分调减、中止或取消、终止对借款人的授信额度;

(4)全部、部分中止或终止受理借款人在本合同、借款人与贷款人之间的其他合同项下的提款等业务申请;对于尚未发放的贷款，全部、部分中止或取消、终止发放、支付和办理;

(5)宣布本合同、借款人与贷款人之间的其他合同项下尚未偿还的贷款本息和其他应付款项全部或部分立即到期，立即收回未偿还款项;

(6)终止或解除本合同，全部、部分终止或解除借款人与贷款人之间的其他合同;

(7)要求借款人赔偿因其违约而给贷款人造成的损失;

(8)行使担保物权;

(9)要求保证人承担保证责任;

(10)法律法规规定、本合同约定或贷款人认为必要的其他措施。

3、借款到期(含被宣布立即到期)借款人未按约偿还本息的，贷款人有权自逾期之日起按本合同约定的逾期罚息利率计收罚息。对借款人未按时支付的利息，按逾期罚息利率计收复利。

4、借款人未按期偿还借款本金、利息(包括罚息和复利)或其他应付款项的，贷款人有权通过媒体进行公告、向人民法院申请支付令、提起诉讼等方式催收。

第十二条 合同的生效、变更与终止

1、本合同经借款人签字(加盖指模)，贷款人的法定代表人(负责人)或其授权签字人签署并加盖公章之曰起生效，至借款人在本合同项下的义务全部履行完毕之日终止。

2、本合同签订后，任何一方需变更或修改合同时，须事先书面通知对方，经双方完全协商一致并签订书面协议后方有效，任何变更或修改均构成本合同不可分割的组成部分。除变更部分外，本合同其余部分依然有效，变更部分生效前原条款仍然有效。

3、本合同的变更和解除，不影响缔约各方要求赔偿损失的权利。本合同的解除.不影响有关争议解决条款的效力。

第十三条 法律适用和争议解决

1、本合同在中华人民共和国境内签订，适用中华人民共和国法律。

2、在本合同生效后，因订立、履行本合同所发生的或与本合同有关的一切争议，借款人与贷款人双方应协商解决，协商不成应采取以下第 种方式处理：

(1)向贷款人所在地有管辖权的法院提起诉讼：

(2)向广州仲裁委员会申请仲裁。

3、在争议解决期间，若该争议不影响本合同其他条款的履行，则该其他条款应继续履行。

第十四条 附件

下列附件及经双方共同确认的其他附件构成本合同不可分割的组成部分，具有与本合同相同的法律效力：

1、提款申请书;

2、借款借据;

3、委托扣款还贷协议。

第十五条 权利和义务转让

1、未经贷款人书面同意，借款人不得将本合同项下任何权利、义务转让予第三人：

2、贷款人有权将其在本合同项下的权利部分或全部转让给第三方，贷款人的转让行为无须征得借款人同意。

3、贷款人有权根据其经营管理需要授权其分支机构履行本合同项下权利及义务，或将本合同项下贷款债权划归其分支机构承接并管理，借款人对此表示认可，贷款人上述行为无须再行征得借款人同意。承接贷款人权利义务的分支机构有权行使本合同项下全部权利，有权就本合同项下纠纷以该机构名义提起诉讼、提请仲裁或申请强制执行。

第十六条 其他约定

1、贷款人未行使或部分行使或迟延行使本合同项下的任何权利，不构成对该权利或其他权利的放弃或变更，也不影响其进一步行使该权利或其他权利。

2、本合同任何条款的无效或不可执行，不影响其他条款的有效性和可执行性，也不影响整个合同的效力。

3、贷款人有权根据有关法律法规、监管规定，将与本合同有关的信息和借款人其他相关信息提供给中国人民银行征信系统和其他依法设立的信用信息数据库，供具有适当资格的机构或个人依法查询和使用，贷款人也有权为本合同订立和履行之目的，通过中国人民银行征信系统和其他依法设立的信用信息数据库查询借款人的相关信息;

4、本合同的条款标题仅用于参考，不构成对本合同的任何解释，对标题项下内容及其范围也不构成任何限制。

5、提款日、还款曰如遇法定节假日，则顺延至节假日后的第一个工作日;

6、贷款人因法律法规、监管规定变化或者监管部门要求，不能履行合同或不能按照合同约定履行的，贷款人有权终止或依据法律法规、监管规定变化或监管部门要求变更履行本合同及其项下单项协议。因该种原因致合同终止或变更使贷款人不能履行或不能按照合同约定履行的，贷款人免除责任。

第十七条 本合同未尽事宜，由甲乙双方另行签订补充协议，补充协议与本合同具有同等的法律效力。

第十八条 本合同一式 份，借款人执 份，贷款人执 份，登记机关执 份，每份均具有同等法律效力。

借款人：(签字加指模)

签订时间： 年 月 日

贷款人：

签订时间： 年 月 日

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